2026 Mortgage Loan Limits for Rockingham County, New Hampshire

Rockingham County Loan Limits History

See how mortgage loan limits in this area have evolved over time. This historical chart shows conventional, FHA, VA, and USDA limits for 1-4 unit properties.

Sources: Federal Housing Finance Agency (FHFA), HUD

Rockingham County Loan Limits: Complete Historical Table

Browse the full historical data for Rockingham County mortgage loan limits from 1972 to 2026. This comprehensive table shows how loan limits have changed over 50+ years, helping you understand long-term trends in your local housing market.

YearConventionalFHAVAUSDA
2026$962,550$625,650$962,550$500,500
2025$914,250$914,250$914,250$731,400
2024$862,500$862,500$862,500$690,000
2023$828,000$828,000$828,000$662,400
2022$770,500$770,500$770,500-
2021$724,500$724,500$724,500-
2020$690,000$690,000$690,000-
2019$688,850$688,850$688,850-
2018$603,750$603,750$603,750-
2017$598,000$598,000$598,000-
2016$523,250$523,250$523,250-
2015$517,500$517,500$517,500-
2014$470,350$470,350$470,350-
2013$465,750$523,750$465,750-
2012$465,750$523,750$465,750-
2011$465,750$523,750$465,750-
2010$523,750$523,750$523,750-
2009$523,750$271,050$523,750-
2008$417,000$200,160$417,000-

Note: These are the Rockingham County loan limits for 2025. High-cost areas may have elevated limits up to 150% of these amounts. USDA loans are only available for single-family homes in eligible rural areas.

Sources: FHFA, FHA, VA, USDA


Cities in Rockingham County, New Hampshire

The following cities and communities are covered by Rockingham County loan limits. Whether you're looking for mortgage loan limits in Atkinson, Auburn, Brentwood or any other Rockingham County city, the same conventional, FHA, VA, and USDA loan limits apply throughout the county.

Atkinson
Auburn
Brentwood
Candia
Chester
Danville
Deerfield
Derry
Derry (CDP)
East Kingston
Epping
Epping (CDP)
Exeter
Exeter (CDP)
Fremont
Greenland
Hampstead
Hampton
Hampton Beach
Hampton (CDP)
Hampton Falls
Kensington
Kingston
Londonderry
Londonderry (CDP)
New Castle
Newfields
Newfields (CDP)
Newington
Newmarket
Newmarket (CDP)
Newton
North Hampton
Northwood
Nottingham
Plaistow
Portsmouth
Raymond
Raymond (CDP)
Rye
Salem
Sandown
Seabrook
Seabrook Beach
South Hampton
Stratham
Windham

Rockingham County, New Hampshire Mortgage Market Analysis (2018-2024)

Explore borrowing and mortgage trends in Rockingham County, including conventional vs. government loan performance, average loan sizes, and market share shifts. Data sourced from HMDA regulatory filings shows how local lending patterns evolve through changing market conditions.

Loan Count by Loan Type (Rockingham County, New Hampshire)

Number of mortgage loans originated by loan type (Conventional, FHA, VA, USDA) in Rockingham County from 2019-2024, showing the 1-year change from 2023 to 2024.

Loan Type2019202320241-Year Change
Conventional8,1593,1143,60215.67%
FHA1,23035540514.08%
VA85720433664.71%
USDA5021-50.00%
Source: U.S. Consumer Financial Protection Bureau, Home Mortgage Disclosure Act (HMDA) data, retrieved from CFPB; https://www.consumerfinance.gov/data-research/hmda/, December 5, 2025.

Market Share by Loan Type (Rockingham County, New Hampshire)

Market share percentage by loan type (Conventional, FHA, VA, USDA) in Rockingham County from 2019-2024, showing the 1-year change from 2023 to 2024.

Loan Type2019202320241-Year Change
Conventional79.24%84.73%82.92%-1.81%
FHA11.95%9.66%9.32%-0.34%
VA8.32%5.55%7.73%2.18%
USDA0.49%0.05%0.02%-0.03%
Source: U.S. Consumer Financial Protection Bureau, Home Mortgage Disclosure Act (HMDA) data, retrieved from CFPB; https://www.consumerfinance.gov/data-research/hmda/, December 5, 2025.

Average Loan-to-Value by Loan Type (Rockingham County, New Hampshire)

Average loan-to-value ratio by loan type (Conventional, FHA, VA, USDA) in Rockingham County from 2019-2024, showing the 1-year change from 2023 to 2024.

Loan Type2019202320241-Year Change
Conventional76.70%74.80%72.00%-2.80%
FHA95.90%83.40%86.20%2.80%
VA100.00%91.50%94.90%3.40%
USDA99.00%97.20%100.00%2.80%
Source: U.S. Consumer Financial Protection Bureau, Home Mortgage Disclosure Act (HMDA) data, retrieved from CFPB; https://www.consumerfinance.gov/data-research/hmda/, December 5, 2025.


Data Sources: Official 2026 loan limit data from FHFA, HUD, VA, and USDA. Retrieved December 5, 2025.

Compare 50+ Lenders & Find Better Rates

Join 4M+ homebuyers who compared rates first

100% free · No signup required · No credit impact

Homebuyer.com is not a lender or mortgage broker. We don't provide quotes or credit decisions. We display links to lenders who may offer services.

Happy man holding house keys celebrating successful home purchase

Can You Qualify?

Find out now • No obligation

Get A Free Quote →