Dan Green
Dan Green

Dan Green

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Dan Green (NMLS 227607) is a licensed mortgage professional who has helped millions of people achieve their American Dream of homeownership. Dan has developed dozens of tools, written thousands of mortgage articles, and recorded hundreds of educational videos. .

This website discusses mortgage programs and how to qualify. Your eligibility may vary based on lender guidelines and investor overlays. Check with your lender for specific details.

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This article was checked for accuracy as of December 2, 2024. Learn more about our commitments to accuracy and your mortgage education in our editorial guidelines.

Published: December 2, 2024

2025 Conventional and FHA Mortgage Loan Limits for Rutland County, Vermont

Conforming Loans
FHA Loans
Property Type
2025 Loan Limit
1-Unit Homes
$806,500
2-Unit Homes
$1,032,650
3-Unit Homes
$1,248,150
4-Unit Homes
$1,551,250
Source: Federal Housing Finance Agency; Federal Housing Administration

Rutland County, Vermont, mortgage loan limits apply in:

Rutland County 2025 mortgage loan limits include the following cities: Benson, Benson (CDP), Brandon, Brandon (CDP), Castleton, Castleton (CDP), Castleton Four Corners, Chittenden, Chittenden (CDP), Clarendon, Danby, Danby (CDP), East Poultney, Fair Haven, Fair Haven (CDP), Hubbardton, Ira, Killington, Killington Village, Mendon, Middletown Springs, Middletown Springs (CDP), Mount Holly, Mount Tabor, North Clarendon, Pawlet, Pawlet (CDP), Pittsfield, Pittsford, Pittsford (CDP), Poultney, Poultney (Town), Proctor, Proctor (CDP), Rutland, Rutland (Town), Shrewsbury, Sudbury, Tinmouth, Wallingford, Wallingford (CDP), Wells, Wells (CDP), West Haven, West Pawlet, West Rutland, West Rutland (CDP)
2025 Mortgage Loan Limits - Conforming, FHA, and High-Cost Area
Video Length: 06:51

Historical Charts: Mortgage Loan Limits in Rutland County, Vermont

Rutland County mortgage loan limits adjust annually to match changes in the FHFA House Price Index.

Conforming Loans
FHA Loans

Mortgage Statistics from Rutland County, Vermont

Rutland County mortgage statistics are sourced from the FFIEC, which collects anonymous HMDA mortgage data from U.S. mortgage applications.

Mortgages
Total
Purchase Mortgages (2018-2023)
2,711
Loan Type
Relative Share
Conventional
76.65%
FHA
12.47%
VA
8.15%
USDA
2.73%
Property Type
Relative Share
1-Unit Homes
94.76%
2-Unit Homes
3.98%
3-Unit Homes
0.92%
4-Unit Homes
0.33%
Borrower Status
Relative Share
One Applicant
53.19%
Two or More Applicants
46.81%
Gender
Relative Share
Male
31.61%
Female
20.62%
Joint Sex
36.92%
Not Available
10.84%
Race
Relative Share
American Indian / Alaska Native
0.26%
Asian
1.18%
Black / African American
0.96%
Native Hawaiian / Other Pacific Islander
0.15%
White
76.28%
Mixed Race
1.66%
Other Race
19.51%
Ethnicity
Relative Share
Hispanic or Latino
1.95%
Not Hispanic or Latino
78.53%
Joint Ethnicity
1.51%
Other Ethnicity
18.00%
Rutland County data represents closed-end, first-lien purchase mortgages for 1-4 unit residential properties since 2018. Source: FFIEC Home Mortgage Disclosure Act

Mortgage Loan Limits Near Rutland County, Vermont

2025 conforming and FHA mortgage loan limits for for the areas surrounding Rutland County, Vermont. Local loan limits and county-level mortgage data updated regularly.

View Nearby Counties:

Washington County, New York
Addison County, Vermont
Bennington County, Vermont
Windsor County, Vermont
National Data

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