2026 Mortgage Loan Limits for Snyder County, Pennsylvania

Snyder County Loan Limits History

See how mortgage loan limits in this area have evolved over time. This historical chart shows conventional, FHA, VA, and USDA limits for 1-4 unit properties.

Sources: Federal Housing Finance Agency (FHFA), HUD

Snyder County Loan Limits: Complete Historical Table

Browse the full historical data for Snyder County mortgage loan limits from 1972 to 2026. This comprehensive table shows how loan limits have changed over 50+ years, helping you understand long-term trends in your local housing market.

YearConventionalFHAVAUSDA
2026$832,750$541,275$832,750$433,020
2025$806,500$524,225$806,500$419,380
2024$766,550$498,257$766,550$398,606
2023$726,200$472,030$726,200$377,624
2022$647,200$420,680$647,200-
2021$548,250$356,362$548,250-
2020$510,400$331,760$510,400-
2019$484,350$314,827$484,350-
2018$453,100$294,515$453,100-
2017$424,100$275,665$424,100-
2016$417,000$271,050$417,000-
2015$417,000$271,050$417,000-
2014$417,000$271,050$417,000-
2013$417,000$271,050$417,000-
2012$417,000$271,050$417,000-
2011$417,000$271,050$417,000-
2010$417,000$271,050$417,000-
2009$417,000$271,050$417,000-
2008$417,000$200,160$417,000-

Note: These are the Snyder County loan limits for 2025. High-cost areas may have elevated limits up to 150% of these amounts. USDA loans are only available for single-family homes in eligible rural areas.

Sources: FHFA, FHA, VA, USDA


Cities in Snyder County, Pennsylvania

The following cities and communities are covered by Snyder County loan limits. Whether you're looking for mortgage loan limits in Adams, Beaver, Beaver Springs or any other Snyder County city, the same conventional, FHA, VA, and USDA loan limits apply throughout the county.

Adams
Beaver
Beaver Springs
Beavertown
Center
Chapman
Franklin
Freeburg
Hummels Wharf
Jackson
Kratzerville
Kreamer
McClure
Middleburg
Middlecreek
Monroe
Mount Pleasant Mills
Paxtonville
Penn
Penns Creek
Perry
Port Trevorton
Selinsgrove
Shamokin Dam
Spring
Troxelville
Union
Washington
West Beaver
West Perry

Snyder County, Pennsylvania Mortgage Market Analysis (2018-2024)

Explore borrowing and mortgage trends in Snyder County, including conventional vs. government loan performance, average loan sizes, and market share shifts. Data sourced from HMDA regulatory filings shows how local lending patterns evolve through changing market conditions.

Loan Count by Loan Type (Snyder County, Pennsylvania)

Number of mortgage loans originated by loan type (Conventional, FHA, VA, USDA) in Snyder County from 2019-2024, showing the 1-year change from 2023 to 2024.

Loan Type2019202320241-Year Change
Conventional221192167-13.02%
FHA504130-26.83%
VA322118-14.29%
USDA125740.00%
Source: U.S. Consumer Financial Protection Bureau, Home Mortgage Disclosure Act (HMDA) data, retrieved from CFPB; https://www.consumerfinance.gov/data-research/hmda/, December 5, 2025.

Market Share by Loan Type (Snyder County, Pennsylvania)

Market share percentage by loan type (Conventional, FHA, VA, USDA) in Snyder County from 2019-2024, showing the 1-year change from 2023 to 2024.

Loan Type2019202320241-Year Change
Conventional70.16%74.13%75.23%1.10%
FHA15.87%15.83%13.51%-2.32%
VA10.16%8.11%8.11%0.00%
USDA3.81%1.93%3.15%1.22%
Source: U.S. Consumer Financial Protection Bureau, Home Mortgage Disclosure Act (HMDA) data, retrieved from CFPB; https://www.consumerfinance.gov/data-research/hmda/, December 5, 2025.

Average Loan-to-Value by Loan Type (Snyder County, Pennsylvania)

Average loan-to-value ratio by loan type (Conventional, FHA, VA, USDA) in Snyder County from 2019-2024, showing the 1-year change from 2023 to 2024.

Loan Type2019202320241-Year Change
Conventional87.50%100.00%100.00%0.00%
FHA91.20%90.70%90.80%0.10%
VA92.90%96.60%100.00%3.40%
USDA96.30%100.00%98.30%-1.70%
Source: U.S. Consumer Financial Protection Bureau, Home Mortgage Disclosure Act (HMDA) data, retrieved from CFPB; https://www.consumerfinance.gov/data-research/hmda/, December 5, 2025.


Data Sources: Official 2026 loan limit data from FHFA, HUD, VA, and USDA. Retrieved December 5, 2025.

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