Dan Green
Dan Green

Dan Green

Homebuyer.com

Dan Green (NMLS 227607) is a licensed mortgage professional who has helped millions of people achieve their American Dream of homeownership. Dan has developed dozens of tools, written thousands of mortgage articles, and recorded hundreds of educational videos. .

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This article was checked for accuracy as of December 2, 2024. Learn more about our commitments to accuracy and your mortgage education in our editorial guidelines.

Published: December 2, 2024

2025 Conventional and FHA Mortgage Loan Limits for South Dakota

Conforming Loans
FHA Loans
Property Type
2025 Loan Limit
1-Unit Homes
$806,500
2-Unit Homes
$1,032,650
3-Unit Homes
$1,248,150
4-Unit Homes
$1,551,250
Source: Federal Housing Finance Agency; Federal Housing Administration

South Dakota mortgage loan limits apply in:

2025 Mortgage Loan Limits - Conforming, FHA, and High-Cost Area
Video Length: 06:51

Historical Charts: Mortgage Loan Limits in South Dakota

South Dakota mortgage loan limits adjust annually to match changes in the FHFA House Price Index.

Conforming Loans
FHA Loans

Mortgage Statistics from South Dakota

South Dakota mortgage statistics are sourced from the FFIEC, which collects anonymous HMDA mortgage data from U.S. mortgage applications.

Mortgages
Total
Purchase Mortgages (2018-2023)
66,354
Loan Type
Relative Share
Conventional
67.41%
FHA
15.06%
VA
11.47%
USDA
6.06%
Property Type
Relative Share
1-Unit Homes
98.90%
2-Unit Homes
0.78%
3-Unit Homes
0.12%
4-Unit Homes
0.20%
Borrower Status
Relative Share
One Applicant
48.88%
Two or More Applicants
51.12%
Gender
Relative Share
Male
30.53%
Female
18.47%
Joint Sex
46.24%
Not Available
4.77%
Race
Relative Share
American Indian / Alaska Native
1.15%
Asian
1.32%
Black / African American
1.30%
Native Hawaiian / Other Pacific Islander
0.09%
White
86.02%
Mixed Race
2.14%
Other Race
7.98%
Ethnicity
Relative Share
Hispanic or Latino
2.52%
Not Hispanic or Latino
86.54%
Joint Ethnicity
1.45%
Other Ethnicity
9.48%
South Dakota data represents closed-end, first-lien purchase mortgages for 1-4 unit residential properties since 2018. Source: FFIEC Home Mortgage Disclosure Act

Mortgage Loan Limits in All South Dakota Counties

2025 conforming and FHA mortgage loan limits for all South Dakota counties. Local loan limits and county-level mortgage data updated regularly.

South Dakota Counties

Aurora County, South Dakota
Beadle County, South Dakota
Bennett County, South Dakota
Bon Homme County, South Dakota
Brookings County, South Dakota
Brown County, South Dakota
Brule County, South Dakota
Buffalo County, South Dakota
Butte County, South Dakota
Campbell County, South Dakota
Charles Mix County, South Dakota
Clark County, South Dakota
Clay County, South Dakota
Codington County, South Dakota
Corson County, South Dakota
Custer County, South Dakota
Davison County, South Dakota
Day County, South Dakota
Deuel County, South Dakota
Dewey County, South Dakota
Douglas County, South Dakota
Edmunds County, South Dakota
Fall River County, South Dakota
Faulk County, South Dakota
Grant County, South Dakota
Gregory County, South Dakota
Haakon County, South Dakota
Hamlin County, South Dakota
Hand County, South Dakota
Hanson County, South Dakota
Harding County, South Dakota
Hughes County, South Dakota
Hutchinson County, South Dakota
Hyde County, South Dakota
Jackson County, South Dakota
Jerauld County, South Dakota
Jones County, South Dakota
Kingsbury County, South Dakota
Lake County, South Dakota
Lawrence County, South Dakota
Lincoln County, South Dakota
Lyman County, South Dakota
Mccook County, South Dakota
Mcpherson County, South Dakota
Marshall County, South Dakota
Meade County, South Dakota
Mellette County, South Dakota
Miner County, South Dakota
Minnehaha County, South Dakota
Moody County, South Dakota
Oglala Lakota County, South Dakota
Pennington County, South Dakota
Perkins County, South Dakota
Potter County, South Dakota
Roberts County, South Dakota
Sanborn County, South Dakota
Spink County, South Dakota
Stanley County, South Dakota
Sully County, South Dakota
Todd County, South Dakota
Tripp County, South Dakota
Turner County, South Dakota
Union County, South Dakota
Walworth County, South Dakota
Yankton County, South Dakota
Ziebach County, South Dakota
National Data

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