2026 Mortgage Loan Limits for St. Louis City, Missouri
St. Louis City Loan Limits History
See how mortgage loan limits in this area have evolved over time. This historical chart shows conventional, FHA, VA, and USDA limits for 1-4 unit properties.
St. Louis City Loan Limits: Complete Historical Table
Browse the full historical data for St. Louis City mortgage loan limits from 1972 to 2026. This comprehensive table shows how loan limits have changed over 50+ years, helping you understand long-term trends in your local housing market.
| Year | Conventional | FHA | VA | USDA |
|---|---|---|---|---|
| 2026 | $832,750 | $541,275 | $832,750 | $433,020 |
| 2025 | $806,500 | $524,225 | $806,500 | - |
| 2024 | $766,550 | $498,257 | $766,550 | - |
| 2023 | $726,200 | $472,030 | $726,200 | - |
| 2022 | $647,200 | $420,680 | $647,200 | - |
| 2021 | $548,250 | $356,362 | $548,250 | - |
| 2020 | $510,400 | $331,760 | $510,400 | - |
| 2019 | $484,350 | $314,827 | $484,350 | - |
| 2018 | $453,100 | $294,515 | $453,100 | - |
| 2017 | $424,100 | $275,665 | $424,100 | - |
| 2016 | $417,000 | $271,050 | $417,000 | - |
| 2015 | $417,000 | $271,050 | $417,000 | - |
| 2014 | $417,000 | $271,050 | $417,000 | - |
| 2013 | $417,000 | $281,250 | $417,000 | - |
| 2012 | $417,000 | $281,250 | $417,000 | - |
| 2011 | $417,000 | $281,250 | $417,000 | - |
| 2010 | $417,000 | $281,250 | $417,000 | - |
| 2009 | $417,000 | $271,050 | $417,000 | - |
| 2008 | $417,000 | $200,160 | $417,000 | - |
Cities in St. Louis City, Missouri
The following cities and communities are covered by St. Louis City loan limits. Whether you're looking for mortgage loan limits in St. Louis or any other St. Louis City city, the same conventional, FHA, VA, and USDA loan limits apply throughout the county.
St. Louis City, Missouri Mortgage Market Analysis (2018-2024)
Explore borrowing and mortgage trends in St. Louis City, including conventional vs. government loan performance, average loan sizes, and market share shifts. Data sourced from HMDA regulatory filings shows how local lending patterns evolve through changing market conditions.
