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Published: December 2, 2024
2025 Conventional and FHA Mortgage Loan Limits for Starr County, Texas
Conforming Loans
FHA Loans
Property Type
2025 Loan Limit
1-Unit Homes
$806,500
2-Unit Homes
$1,032,650
3-Unit Homes
$1,248,150
4-Unit Homes
$1,551,250
Property Type
2025 Loan Limit
1-Unit Homes
$524,225
2-Unit Homes
$671,200
3-Unit Homes
$811,275
4-Unit Homes
$1,008,300
Source: Federal Housing Finance Agency; Federal Housing Administration
Starr County, Texas, mortgage loan limits apply in:
Starr County 2025 mortgage loan limits include the following cities: Airport Heights, Alto Bonito Heights, Amada Acres, Anacua, B and E, Barrera, Benjamin Perez, Buena Vista, Camargito, Campo Verde, Casa Blanca, Casas, Chaparrito, Chapeno, Delmita, East Alto Bonito, El Brazil, El Castillo, El Cenizo, El Chaparral, Elias-Fela Solis, El Mesquite, E. Lopez, El Quiote, El Rancho Vela, El Refugio, El Socio, Escobares, Eugenio Saenz, Evergreen, Falconaire, Falcon Heights, Falcon Village, Fernando Salinas, Flor del Rio, Fronton, Fronton Ranchettes, Garceno, Garciasville, Garza-Salinas II, Guadalupe Guerra, Gutierrez, H. Cuellar Estates, Hilltop, Indio, Jardin de San Julian, J.F. Villareal, La Carla, La Casita, La Chuparosa, La Escondida, La Esperanza, Lago Vista, La Grulla, La Loma de Falcon, La Minita, La Paloma Ranchettes, La Puerta, La Rosita, Las Lomas, La Victoria, Loma Linda East, Loma Linda West, Loma Vista, Longoria, Los Alvarez, Los Arrieros, Los Barreras, Los Ebanos, Manuel Garcia, Manuel Garcia II, Martinez, Mesquite, Miguel Barrera, Mikes, Mi Ranchito Estate, Moraida, Narciso Pena, Netos, Nina, North Escobares, Olivia Lopez de Gutierrez, Olmito and Olmito, Pablo Pena, Palo Blanco, Pena, Quesada, Rafael Pena, Ramirez-Perez, Ramos, Ranchitos del Norte, Rancho Viejo, Regino Ramirez, Rio Grande City, Rivereno, Roma, Salineño, Salineño North, Sammy Martinez, Sandoval, San Fernando, San Isidro, San Juan, Santa Anna, Santa Cruz, Santa Rosa, Santel, Sunset, Tierra Dorada, Valle Hermoso, Valle Vista, Victoria Vera, Villarreal, West Alto Bonito, Zarate
2025 Mortgage Loan Limits - Conforming, FHA, and High-Cost Area
Video Length: 06:51
Historical Charts: Mortgage Loan Limits in Starr County, Texas
Starr County mortgage loan limits adjust annually to match changes in the FHFA House Price Index.
Conforming Loans
FHA Loans
Mortgage Statistics from Starr County, Texas
Starr County mortgage statistics are sourced from the FFIEC, which collects anonymous HMDA mortgage data from U.S. mortgage applications.
Mortgages
Total
Purchase Mortgages (2018-2023)
622
Loan Type
Relative Share
Conventional
53.05%
FHA
41.80%
VA
4.34%
USDA
0.80%
Property Type
Relative Share
1-Unit Homes
99.04%
2-Unit Homes
0.48%
3-Unit Homes
0.16%
4-Unit Homes
0.32%
Borrower Status
Relative Share
One Applicant
65.43%
Two or More Applicants
34.57%
Gender
Relative Share
Male
50.00%
Female
17.36%
Joint Sex
30.55%
Not Available
2.09%
Race
Relative Share
American Indian / Alaska Native
0.80%
Asian
0.80%
Black / African American
0.16%
Native Hawaiian / Other Pacific Islander
0.00%
White
88.26%
Mixed Race
0.16%
Other Race
9.81%
Ethnicity
Relative Share
Hispanic or Latino
93.57%
Not Hispanic or Latino
2.57%
Joint Ethnicity
0.48%
Other Ethnicity
3.38%
Starr County data represents closed-end, first-lien purchase mortgages for 1-4 unit residential properties since 2018. Source: FFIEC Home Mortgage Disclosure Act
Mortgage Loan Limits Near Starr County, Texas
2025 conforming and FHA mortgage loan limits for for the areas surrounding Starr County, Texas. Local loan limits and county-level mortgage data updated regularly.
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