2026 Mortgage Loan Limits for Tillamook County, Oregon
Tillamook County Loan Limits History
See how mortgage loan limits in this area have evolved over time. This historical chart shows conventional, FHA, VA, and USDA limits for 1-4 unit properties.
Tillamook County Loan Limits: Complete Historical Table
Browse the full historical data for Tillamook County mortgage loan limits from 1972 to 2026. This comprehensive table shows how loan limits have changed over 50+ years, helping you understand long-term trends in your local housing market.
| Year | Conventional | FHA | VA | USDA |
|---|---|---|---|---|
| 2026 | $832,750 | $541,275 | $832,750 | $433,020 |
| 2025 | $806,500 | $524,225 | $806,500 | $419,380 |
| 2024 | $766,550 | $498,257 | $766,550 | $398,606 |
| 2023 | $726,200 | $472,030 | $726,200 | $377,624 |
| 2022 | $647,200 | $420,680 | $647,200 | - |
| 2021 | $548,250 | $356,362 | $548,250 | - |
| 2020 | $510,400 | $331,760 | $510,400 | - |
| 2019 | $484,350 | $314,827 | $484,350 | - |
| 2018 | $453,100 | $294,515 | $453,100 | - |
| 2017 | $424,100 | $287,500 | $424,100 | - |
| 2016 | $417,000 | $287,500 | $417,000 | - |
| 2015 | $417,000 | $287,500 | $417,000 | - |
| 2014 | $417,000 | $287,500 | $417,000 | - |
| 2013 | $417,000 | $343,750 | $417,000 | - |
| 2012 | $417,000 | $343,750 | $417,000 | - |
| 2011 | $417,000 | $343,750 | $417,000 | - |
| 2010 | $417,000 | $343,750 | $417,000 | - |
| 2009 | $417,000 | $271,050 | $417,000 | - |
| 2008 | $417,000 | $200,160 | $417,000 | - |
Cities in Tillamook County, Oregon
The following cities and communities are covered by Tillamook County loan limits. Whether you're looking for mortgage loan limits in Barnesdale, Bay City, Bayside Gardens or any other Tillamook County city, the same conventional, FHA, VA, and USDA loan limits apply throughout the county.
Tillamook County, Oregon Mortgage Market Analysis (2018-2024)
Explore borrowing and mortgage trends in Tillamook County, including conventional vs. government loan performance, average loan sizes, and market share shifts. Data sourced from HMDA regulatory filings shows how local lending patterns evolve through changing market conditions.
Loan Count by Loan Type (Tillamook County, Oregon)
Number of mortgage loans originated by loan type (Conventional, FHA, VA, USDA) in Tillamook County from 2019-2024, showing the 1-year change from 2023 to 2024.
| Loan Type | 2019 | 2023 | 2024 | 1-Year Change |
|---|---|---|---|---|
| Conventional | 863 | 328 | 352 | ▲7.32% |
| FHA | 107 | 55 | 54 | ▼-1.82% |
| VA | 104 | 38 | 44 | ▲15.79% |
| USDA | 21 | 4 | 2 | ▼-50.00% |
Market Share by Loan Type (Tillamook County, Oregon)
Market share percentage by loan type (Conventional, FHA, VA, USDA) in Tillamook County from 2019-2024, showing the 1-year change from 2023 to 2024.
| Loan Type | 2019 | 2023 | 2024 | 1-Year Change |
|---|---|---|---|---|
| Conventional | 78.81% | 77.18% | 77.88% | ▲0.70% |
| FHA | 9.77% | 12.94% | 11.95% | ▼-0.99% |
| VA | 9.50% | 8.94% | 9.73% | ▲0.79% |
| USDA | 1.92% | 0.94% | 0.44% | ▼-0.50% |
Average Loan-to-Value by Loan Type (Tillamook County, Oregon)
Average loan-to-value ratio by loan type (Conventional, FHA, VA, USDA) in Tillamook County from 2019-2024, showing the 1-year change from 2023 to 2024.
| Loan Type | 2019 | 2023 | 2024 | 1-Year Change |
|---|---|---|---|---|
| Conventional | 71.70% | 67.20% | 65.80% | ▼-1.40% |
| FHA | 90.60% | 89.30% | 87.40% | ▼-1.90% |
| VA | 97.10% | 90.60% | 100.00% | ▲9.40% |
| USDA | 98.00% | 79.20% | 100.00% | ▲20.80% |
