Homebuyer.com is now a part of Opendoor. See the cash offer we'll make for your home.

Homebuyer.com - Happy Homebuying™ - Expert mortgage guidance and tools

2026 Mortgage Loan Limits for Toole County, Montana

Toole County Loan Limits History

See how mortgage loan limits in this area have evolved over time. This historical chart shows conventional, FHA, VA, and USDA limits for 1-4 unit properties.

Sources: Federal Housing Finance Agency (FHFA), HUD

Toole County Loan Limits: Complete Historical Table

Browse the full historical data for Toole County mortgage loan limits from 1972 to 2026. This comprehensive table shows how loan limits have changed over 50+ years, helping you understand long-term trends in your local housing market.

YearConventionalFHAVAUSDA
2026$832,750$541,287$832,750$433,020
2025$806,500$524,225$806,500$419,380
2024$766,550$498,257$766,550$398,606
2023$726,200$472,030$726,200$377,624
2022$647,200$420,680$647,200-
2021$548,250$356,362$548,250-
2020$510,400$331,760$510,400-
2019$484,350$314,827$484,350-
2018$453,100$294,515$453,100-
2017$424,100$275,665$424,100-
2016$417,000$271,050$417,000-
2015$417,000$271,050$417,000-
2014$417,000$271,050$417,000-
2013$417,000$271,050$417,000-
2012$417,000$271,050$417,000-
2011$417,000$271,050$417,000-
2010$417,000$271,050$417,000-
2009$417,000$271,050$417,000-
2008$417,000$200,160$417,000-

Note: These are the Toole County loan limits for 2026. High-cost areas may have elevated limits up to 150% of these amounts. USDA loans are only available for single-family homes in eligible rural areas.

Sources: FHFA, FHA, VA, USDA


Cities in Toole County, Montana

The following cities and communities are covered by Toole County loan limits. Whether you're looking for mortgage loan limits in Camrose Colony, Hillside Colony, Kevin or any other Toole County city, the same conventional, FHA, VA, and USDA loan limits apply throughout the county.

Camrose Colony
Hillside Colony
Kevin
Rimrock Colony
Shelby
Sunburst
Sweet Grass

Toole County, Montana Mortgage Market Analysis (2018-2024)

Explore borrowing and mortgage trends in Toole County, including conventional vs. government loan performance, average loan sizes, and market share shifts. Data sourced from HMDA regulatory filings shows how local lending patterns evolve through changing market conditions.

Loan Count by Loan Type (Toole County, Montana)

Number of mortgage loans originated by loan type (Conventional, FHA, VA, USDA) in Toole County from 2019-2024, showing the 1-year change from 2023 to 2024.

Loan Type2019202320241-Year Change
Conventional24202420.00%
FHA8148-42.86%
VA676-14.29%
USDA541-75.00%
Source: U.S. Consumer Financial Protection Bureau, Home Mortgage Disclosure Act (HMDA) data, retrieved from CFPB; https://www.consumerfinance.gov/data-research/hmda/, January 19, 2026.

Market Share by Loan Type (Toole County, Montana)

Market share percentage by loan type (Conventional, FHA, VA, USDA) in Toole County from 2019-2024, showing the 1-year change from 2023 to 2024.

Loan Type2019202320241-Year Change
Conventional55.81%44.44%61.54%17.10%
FHA18.60%31.11%20.51%-10.60%
VA13.95%15.56%15.38%-0.18%
USDA11.63%8.89%2.56%-6.33%
Source: U.S. Consumer Financial Protection Bureau, Home Mortgage Disclosure Act (HMDA) data, retrieved from CFPB; https://www.consumerfinance.gov/data-research/hmda/, January 19, 2026.

Average Loan-to-Value by Loan Type (Toole County, Montana)

Average loan-to-value ratio by loan type (Conventional, FHA, VA, USDA) in Toole County from 2019-2024, showing the 1-year change from 2023 to 2024.

Loan Type2019202320241-Year Change
Conventional78.90%81.80%86.40%4.60%
FHA95.00%85.90%96.50%10.60%
VA100.00%99.20%82.80%-16.40%
USDA98.10%97.00%73.30%-23.70%
Source: U.S. Consumer Financial Protection Bureau, Home Mortgage Disclosure Act (HMDA) data, retrieved from CFPB; https://www.consumerfinance.gov/data-research/hmda/, January 19, 2026.


Data Sources: Official 2026 loan limit data from FHFA, HUD, VA, and USDA. Retrieved January 19, 2026.

Get Mortgage Help Every Week. No Spam.

It's good to be a homebuyer. Get today's mortgage rates, new market information, and practical mortgage advice delivered straight to your inbox. It's everything you need.

No spam · Unsubscribe anytime

Couple embracing on the front porch of a brightly colored southern house