Dan Green
Dan Green

Dan Green

Homebuyer.com

Dan Green (NMLS 227607) is a licensed mortgage professional who has helped millions of people achieve their American Dream of homeownership. Dan has developed dozens of tools, written thousands of mortgage articles, and recorded hundreds of educational videos. .

Dan Green

Dan Green

Homebuyer.com

Dan Green (NMLS 227607) is a licensed mortgage professional who has helped millions of people achieve their American Dream of homeownership. Dan has developed dozens of tools, written thousands of mortgage articles, and recorded hundreds of educational videos. .

This website discusses mortgage programs and how to qualify. Your eligibility may vary based on lender guidelines and investor overlays. Check with your lender for specific details.

Trusted Content
Homebuyer Logo

Trusted Content

This article was checked for accuracy as of December 2, 2024. Learn more about our commitments to accuracy and your mortgage education in our editorial guidelines.

Homebuyer Logo

Trusted Content

This article was checked for accuracy as of December 2, 2024. Learn more about our commitments to accuracy and your mortgage education in our editorial guidelines.

Published: December 2, 2024

2025 Conventional and FHA Mortgage Loan Limits for Washington County, Rhode Island

Conforming Loans
FHA Loans
Property Type
2025 Loan Limit
1-Unit Homes
$806,500
2-Unit Homes
$1,032,650
3-Unit Homes
$1,248,150
4-Unit Homes
$1,551,250
Source: Federal Housing Finance Agency; Federal Housing Administration

Washington County, Rhode Island, mortgage loan limits apply in:

Washington County 2025 mortgage loan limits include the following cities: Ashaway, Bradford, Carolina, Charlestown, Charlestown (CDP), Exeter, Hope Valley, Hopkinton, Hopkinton (CDP), Kingston, Misquamicut, Narragansett, Narragansett Pier, New Shoreham, North Kingstown, Quonochontaug, Richmond, South Kingstown, Wakefield-Peace Dale, Watch Hill, Weekapaug, Westerly, Westerly (CDP), Wyoming
2025 Mortgage Loan Limits - Conforming, FHA, and High-Cost Areas
Video Length: 06:51

Historical Charts: Mortgage Loan Limits in Washington County, Rhode Island

Washington County mortgage loan limits adjust annually to match changes in the FHFA House Price Index.

Conforming Loans
FHA Loans

Mortgage Statistics from Washington County, Rhode Island

Washington County mortgage statistics are sourced from the FFIEC, which collects anonymous HMDA mortgage data from U.S. mortgage applications.

Mortgages
Total
Purchase Mortgages (2018-2023)
8,108
Loan Type
Relative Share
Conventional
86.04%
FHA
7.78%
VA
5.81%
USDA
0.37%
Property Type
Relative Share
1-Unit Homes
96.56%
2-Unit Homes
2.75%
3-Unit Homes
0.47%
4-Unit Homes
0.22%
Borrower Status
Relative Share
One Applicant
46.62%
Two or More Applicants
53.38%
Gender
Relative Share
Male
27.98%
Female
20.07%
Joint Sex
46.88%
Not Available
5.07%
Race
Relative Share
American Indian / Alaska Native
0.23%
Asian
1.60%
Black / African American
0.65%
Native Hawaiian / Other Pacific Islander
0.10%
White
86.27%
Mixed Race
1.91%
Other Race
9.23%
Ethnicity
Relative Share
Hispanic or Latino
1.69%
Not Hispanic or Latino
87.03%
Joint Ethnicity
1.38%
Other Ethnicity
9.90%
Washington County data represents closed-end, first-lien purchase mortgages for 1-4 unit residential properties since 2018. Source: FFIEC Home Mortgage Disclosure Act

Mortgage Loan Limits Near Washington County, Rhode Island

2025 conforming and FHA mortgage loan limits for for the areas surrounding Washington County, Rhode Island. Local loan limits and county-level mortgage data updated regularly.

View Nearby Counties:

New London County, Connecticut
Suffolk County, New York
Kent County, Rhode Island
Newport County, Rhode Island
National Data

See Today’s Mortgage Rates

Get a personalized mortgage quote and check your eligibility for first-time home buyer programs now. Eligible home buyers can be pre-approved in as little as 3 minutes.

Start Pre-approval

Find out what you can purchase today

Let's make your dream of Homeownership a reality. Get a home price and rate, right now.
Novus Home Mortgage + Ixonia logo

A Division of Ixonia Bank
Member FDIC. Equal Housing Lender.

             

Homebuyer.com
Operated by Novus Home Mortgage,
A Division of Ixonia Bank
1311 Vine St
First Floor
Cincinnati, OH 45202
513-824-8171

Equal Housing Lender Member FDIC

Notices

Links

Mortgages

Tools

© 2021-2025 All rights reserved. Member FDIC. Equal Housing Lender. Novus Home Mortgage, a division of Ixonia Bank, NMLS #423065. The website is not available in Connecticut, New York, Washington, Hawaii, and Alaska. Growella is not licensed or registered to engage in mortgage loan origination activities for mortgage loans on 1-4 family residential properties located in New York. This website is not approved by the state of New York. A self-directed mortgage means the customer provides application information and selects loan terms independently. Guidance from a loan officer is available for informational purposes only. This process is not fully automated and does not increase the likelihood of mortgage approval compared to a typical mortgage application. All applications are subject to standard underwriting and approval criteria. Some content on this website includes links to external sources for informational purposes. By clicking on these links, you acknowledge that this website does not endorse or control the content, policies, or practices of external websites. This website has no affiliation with the US Department of Housing and Urban Development, the US Department of Veterans Affairs, the US Department of Agriculture, or any other government agency. US government agencies have not reviewed this information, and this site is not connected with any government agency.
BESbswy