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Updated: December 2, 2024

2025 Mortgage Loan Limits: Newport County, Rhode Island

Property Type2025 Loan Limit
1-Unit Homes$806,500
2-Unit Homes$1,032,650
3-Unit Homes$1,248,150
4-Unit Homes$1,551,250

Source: Federal Housing Finance Agency; Federal Housing Administration

Newport County, Rhode Island, mortgage loan limits apply in:

Newport County 2025 mortgage loan limits include the following cities: Jamestown, Little Compton, Melville, Middletown, Newport, Newport East, Portsmouth, Tiverton, Tiverton (CDP)

Historical Charts: Mortgage Loan Limits in Newport County, Rhode Island

Mortgage loan limits adjust annually to match changes in U.S. home values. As home values go up or down in Newport County, so do the local loan limits. Changes in mortgage loan limits promote affordable homeownership, fair lending, and a balanced housing market.

Mortgage Statistics from Newport County, Rhode Island

Mortgage statistics for Newport County, sourced from the Home Mortgage Disclosure Act (HMDA) database, maintained by the Federal Financial Institutions Examination Council (FFIEC). The HMDA database contains detailed, anonymous loan data and provides insight into home buyer traits, mortgage borrowing patterns, and mortgage approval rates. Percentages may not total 100% due to rounding.

MortgagesTotal
Purchase Mortgages (2018-2023)4858
Loan TypeRelative Share
Conventional83.78%
FHA7.35%
VA8.44%
USDA0.43%
Property TypeRelative Share
1-Unit Homes94.42%
2-Unit Homes4.41%
3-Unit Homes0.99%
4-Unit Homes0.19%
Borrower StatusRelative Share
One Applicant50.06%
Two or More Applicants49.94%
GenderRelative Share
Male30.26%
Female20.91%
Joint Sex42.59%
Not Available6.24%
RaceRelative Share
American Indian / Alaska Native0.29%
Asian1.77%
Black / African American1.17%
Native Hawaiian / Other Pacific Islander0.06%
White82.87%
Mixed Race2.31%
Other Race11.53%
EthnicityRelative Share
Hispanic or Latino1.98%
Not Hispanic or Latino83.92%
Joint Ethnicity1.44%
Other Ethnicity12.66%

Newport County data represents closed-end, first-lien purchase mortgages for 1-4 unit residential properties since 2018. Source: FFIEC Home Mortgage Disclosure Act

Mortgage Loan Limits Near Newport County, Rhode Island

Get 2025 conforming and FHA mortgage loan limits for the areas surrounding Newport County, Rhode Island. Local loan limits and county-level mortgage data updated regularly.

View Nearby Counties:

Bristol County

View Loan Limits →

Bristol County

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Washington County

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