2026 Mortgage Loan Limits for Bristol County, Massachusetts

Bristol County Loan Limits History

See how mortgage loan limits in this area have evolved over time. This historical chart shows conventional, FHA, VA, and USDA limits for 1-4 unit properties.

Sources: Federal Housing Finance Agency (FHFA), HUD

Bristol County Loan Limits: Complete Historical Table

Browse the full historical data for Bristol County mortgage loan limits from 1972 to 2026. This comprehensive table shows how loan limits have changed over 50+ years, helping you understand long-term trends in your local housing market.

YearConventionalFHAVAUSDA
2026$832,750$541,275$832,750$433,020
2025$806,500$736,000$806,500$588,800
2024$766,550$736,000$766,550$588,800
2023$726,200$661,250$726,200$529,000
2022$647,200$592,250$647,200-
2021$548,250$506,000$548,250-
2020$510,400$460,000$510,400-
2019$484,350$454,250$484,350-
2018$453,100$431,250$453,100-
2017$426,650$426,650$426,650-
2016$426,650$426,650$426,650-
2015$426,650$426,650$426,650-
2014$426,650$426,650$426,650-
2013$426,650$475,000$426,650-
2012$426,650$475,000$426,650-
2011$426,650$475,000$426,650-
2010$475,000$475,000$475,000-
2009$475,000$271,050$475,000-
2008$417,000$200,160$417,000-

Note: These are the Bristol County loan limits for 2025. High-cost areas may have elevated limits up to 150% of these amounts. USDA loans are only available for single-family homes in eligible rural areas.

Sources: FHFA, FHA, VA, USDA


Cities in Bristol County, Massachusetts

The following cities and communities are covered by Bristol County loan limits. Whether you're looking for mortgage loan limits in Acushnet, Acushnet Center, Attleboro or any other Bristol County city, the same conventional, FHA, VA, and USDA loan limits apply throughout the county.

Acushnet
Acushnet Center
Attleboro
Berkley
Bliss Corner
Dartmouth
Dighton
Easton
Fairhaven
Fall River
Freetown
Mansfield
Mansfield Center
New Bedford
North Attleborough Town
North Seekonk
North Westport
Norton
Norton Center
Ocean Grove
Raynham
Raynham Center
Rehoboth
Seekonk
Smith Mills
Somerset
Somerset (CDP)
Swansea
Taunton
Westport

Bristol County, Massachusetts Mortgage Market Analysis (2018-2024)

Explore borrowing and mortgage trends in Bristol County, including conventional vs. government loan performance, average loan sizes, and market share shifts. Data sourced from HMDA regulatory filings shows how local lending patterns evolve through changing market conditions.

Loan Count by Loan Type (Bristol County, Massachusetts)

Number of mortgage loans originated by loan type (Conventional, FHA, VA, USDA) in Bristol County from 2019-2024, showing the 1-year change from 2023 to 2024.

Loan Type2019202320241-Year Change
Conventional9,8273,7553,9585.41%
FHA2,7021,2291,3378.79%
VA86128839035.42%
USDA4461-83.33%
Source: U.S. Consumer Financial Protection Bureau, Home Mortgage Disclosure Act (HMDA) data, retrieved from CFPB; https://www.consumerfinance.gov/data-research/hmda/, December 5, 2025.

Market Share by Loan Type (Bristol County, Massachusetts)

Market share percentage by loan type (Conventional, FHA, VA, USDA) in Bristol County from 2019-2024, showing the 1-year change from 2023 to 2024.

Loan Type2019202320241-Year Change
Conventional73.15%71.14%69.61%-1.53%
FHA20.11%23.29%23.51%0.22%
VA6.41%5.46%6.86%1.40%
USDA0.33%0.11%0.02%-0.09%
Source: U.S. Consumer Financial Protection Bureau, Home Mortgage Disclosure Act (HMDA) data, retrieved from CFPB; https://www.consumerfinance.gov/data-research/hmda/, December 5, 2025.

Average Loan-to-Value by Loan Type (Bristol County, Massachusetts)

Average loan-to-value ratio by loan type (Conventional, FHA, VA, USDA) in Bristol County from 2019-2024, showing the 1-year change from 2023 to 2024.

Loan Type2019202320241-Year Change
Conventional80.60%73.80%74.30%0.50%
FHA98.50%90.40%91.60%1.20%
VA100.00%92.00%95.40%3.40%
USDA97.80%95.20%91.20%-4.00%
Source: U.S. Consumer Financial Protection Bureau, Home Mortgage Disclosure Act (HMDA) data, retrieved from CFPB; https://www.consumerfinance.gov/data-research/hmda/, December 5, 2025.


Data Sources: Official 2026 loan limit data from FHFA, HUD, VA, and USDA. Retrieved December 5, 2025.

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