2026 Mortgage Loan Limits for Plymouth County, Massachusetts

Plymouth County Loan Limits History

See how mortgage loan limits in this area have evolved over time. This historical chart shows conventional, FHA, VA, and USDA limits for 1-4 unit properties.

Sources: Federal Housing Finance Agency (FHFA), HUD

Plymouth County Loan Limits: Complete Historical Table

Browse the full historical data for Plymouth County mortgage loan limits from 1972 to 2026. This comprehensive table shows how loan limits have changed over 50+ years, helping you understand long-term trends in your local housing market.

YearConventionalFHAVAUSDA
2026$962,550$625,650$962,550$500,500
2025$914,250$914,250$914,250$731,400
2024$862,500$862,500$862,500$690,000
2023$828,000$828,000$828,000$662,400
2022$770,500$770,500$770,500-
2021$724,500$724,500$724,500-
2020$690,000$690,000$690,000-
2019$688,850$688,850$688,850-
2018$603,750$603,750$603,750-
2017$598,000$598,000$598,000-
2016$523,250$523,250$523,250-
2015$517,500$517,500$517,500-
2014$470,350$470,350$470,350-
2013$465,750$523,750$465,750-
2012$465,750$523,750$465,750-
2011$465,750$523,750$465,750-
2010$523,750$523,750$523,750-
2009$523,750$271,050$523,750-
2008$417,000$200,160$417,000-

Note: These are the Plymouth County loan limits for 2025. High-cost areas may have elevated limits up to 150% of these amounts. USDA loans are only available for single-family homes in eligible rural areas.

Sources: FHFA, FHA, VA, USDA


Cities in Plymouth County, Massachusetts

The following cities and communities are covered by Plymouth County loan limits. Whether you're looking for mortgage loan limits in Abington, Abington (CDP), Bridgewater Town or any other Plymouth County city, the same conventional, FHA, VA, and USDA loan limits apply throughout the county.

Abington
Abington (CDP)
Bridgewater Town
Brockton
Carver
Cedar Crest
Duxbury
Duxbury (CDP)
East Bridgewater
Green Harbor
Halifax
Hanover
Hanson
Hanson (CDP)
Hingham
Hingham (CDP)
Hull
Hull (CDP)
Kingston
Kingston (CDP)
Lakeville
Marion
Marion Center
Marshfield
Marshfield (CDP)
Marshfield Hills
Mattapoisett
Mattapoisett Center
Middleborough
Middleborough Center
North Lakeville
North Pembroke
North Plymouth
North Scituate
Norwell
Ocean Bluff-Brant Rock
Onset
Pembroke
Plymouth
Plymouth (CDP)
Plympton
Rochester
Rockland
Scituate
Scituate (CDP)
South Duxbury
The Pinehills
Wareham
Wareham Center
West Bridgewater
West Wareham
Weweantic
White Island Shores
Whitman

Plymouth County, Massachusetts Mortgage Market Analysis (2018-2024)

Explore borrowing and mortgage trends in Plymouth County, including conventional vs. government loan performance, average loan sizes, and market share shifts. Data sourced from HMDA regulatory filings shows how local lending patterns evolve through changing market conditions.

Loan Count by Loan Type (Plymouth County, Massachusetts)

Number of mortgage loans originated by loan type (Conventional, FHA, VA, USDA) in Plymouth County from 2019-2024, showing the 1-year change from 2023 to 2024.

Loan Type2019202320241-Year Change
Conventional12,7674,5294,7885.72%
FHA2,3629709942.47%
VA1,09726837740.67%
USDA4721-50.00%
Source: U.S. Consumer Financial Protection Bureau, Home Mortgage Disclosure Act (HMDA) data, retrieved from CFPB; https://www.consumerfinance.gov/data-research/hmda/, December 5, 2025.

Market Share by Loan Type (Plymouth County, Massachusetts)

Market share percentage by loan type (Conventional, FHA, VA, USDA) in Plymouth County from 2019-2024, showing the 1-year change from 2023 to 2024.

Loan Type2019202320241-Year Change
Conventional78.46%78.51%77.73%-0.78%
FHA14.51%16.81%16.14%-0.67%
VA6.74%4.65%6.12%1.47%
USDA0.29%0.03%0.02%-0.01%
Source: U.S. Consumer Financial Protection Bureau, Home Mortgage Disclosure Act (HMDA) data, retrieved from CFPB; https://www.consumerfinance.gov/data-research/hmda/, December 5, 2025.

Average Loan-to-Value by Loan Type (Plymouth County, Massachusetts)

Average loan-to-value ratio by loan type (Conventional, FHA, VA, USDA) in Plymouth County from 2019-2024, showing the 1-year change from 2023 to 2024.

Loan Type2019202320241-Year Change
Conventional76.80%71.80%72.00%0.20%
FHA97.40%87.70%90.20%2.50%
VA100.00%89.60%89.60%0.00%
USDA100.00%98.40%100.00%1.60%
Source: U.S. Consumer Financial Protection Bureau, Home Mortgage Disclosure Act (HMDA) data, retrieved from CFPB; https://www.consumerfinance.gov/data-research/hmda/, December 5, 2025.


Data Sources: Official 2026 loan limit data from FHFA, HUD, VA, and USDA. Retrieved December 5, 2025.

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