2026 Mortgage Loan Limits for Winchester City, Virginia
Winchester City Loan Limits History
See how mortgage loan limits in this area have evolved over time. This historical chart shows conventional, FHA, VA, and USDA limits for 1-4 unit properties.
Winchester City Loan Limits: Complete Historical Table
Browse the full historical data for Winchester City mortgage loan limits from 1972 to 2026. This comprehensive table shows how loan limits have changed over 50+ years, helping you understand long-term trends in your local housing market.
| Year | Conventional | FHA | VA | USDA |
|---|---|---|---|---|
| 2026 | $832,750 | $541,275 | $832,750 | $433,020 |
| 2025 | $806,500 | $524,225 | $806,500 | - |
| 2024 | $766,550 | $498,257 | $766,550 | - |
| 2023 | $726,200 | $472,030 | $726,200 | - |
| 2022 | $647,200 | $420,680 | $647,200 | - |
| 2021 | $548,250 | $356,362 | $548,250 | - |
| 2020 | $510,400 | $331,760 | $510,400 | - |
| 2019 | $484,350 | $314,827 | $484,350 | - |
| 2018 | $453,100 | $294,515 | $453,100 | - |
| 2017 | $424,100 | $281,750 | $424,100 | - |
| 2016 | $417,000 | $271,400 | $417,000 | - |
| 2015 | $417,000 | $271,400 | $417,000 | - |
| 2014 | $417,000 | $271,400 | $417,000 | - |
| 2013 | $417,000 | $475,000 | $417,000 | - |
| 2012 | $417,000 | $475,000 | $417,000 | - |
| 2011 | $417,000 | $475,000 | $417,000 | - |
| 2010 | $475,000 | $475,000 | $475,000 | - |
| 2009 | $475,000 | $271,050 | $475,000 | - |
| 2008 | $417,000 | $200,160 | $417,000 | - |
Cities in Winchester City, Virginia
The following cities and communities are covered by Winchester City loan limits. Whether you're looking for mortgage loan limits in Winchester or any other Winchester City city, the same conventional, FHA, VA, and USDA loan limits apply throughout the county.
Winchester City, Virginia Mortgage Market Analysis (2018-2024)
Explore borrowing and mortgage trends in Winchester City, including conventional vs. government loan performance, average loan sizes, and market share shifts. Data sourced from HMDA regulatory filings shows how local lending patterns evolve through changing market conditions.
