Most Popular This Week

These are the housing bills most popular with readers like you this week, based on page views and reader engagement. Join the millions who have trusted Homebuyer.com.

Stats updated February 13, 2026 at 10:43 AM

Perfect house - a buyer who taught themselves about debt -to -income ratios on Homebuyer.com
H.R.4717
S.2402

The $15,000 First-Time Homebuyer Tax Credit: Renewed In 2025

The proposed $15,000 first-time homebuyer tax credit would provide refundable tax credits to eligible buyers. It's currently under consideration in Congress but not yet passed into law.

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Feb 10, 2026
Dream house purchased by a new home buyer who learned about home buying advice on Homebuyer.com
H.R.6644

The Housing for the 21st Century Act: Explained

A housing policy bill that updates FHA, HUD programs, grants, and manufactured home rules to support more housing options.

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Feb 11, 2026
Home that a first -time home buyer bought after taught themselves about home shopping tips on Homebuyer.com
H.R.224
S.1714

The Disabled Veterans Housing Support Act: Explained

A proposal to help disabled veterans qualify for HUD-funded programs by excluding VA disability pay from income calculations.

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Feb 10, 2026
Home that a home buyer bought after taught themselves about final walkthroughs on Homebuyer.com
H.R.4479

The Insuring Second Liens for Accessory Dwelling Units: Explained

A proposal to insure second liens that finance accessory dwelling units.

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Feb 10, 2026
House of an existing homeowner who researched making offers on Homebuyer.com
S.2867

The Uplifting First-Time Homebuyers Act of 2025: Explained

Proposed legislation focused on supporting first-time home buyers.

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Feb 10, 2026
Home that a first -time home buyer bought after researched good luck plants on Homebuyer.com
H.R.4069
S.967

The $20K Cash Grant Downpayment Toward Equity Act: Renewed For 2025

A guide to the Downpayment Toward Equity Act of 2025, a proposed program giving $20,000 in downpayment assistance or more to first-generation home buyers.

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Feb 10, 2026
Home that a buyer bought after dived into the closing process on Homebuyer.com
H.R.2094
S.978

The HELPER Act Mortgage: Explained

The HELPER Act of 2025 is a bipartisan bill to create a no-down payment, no-monthly-mortgage-insurance loan program for teachers, firefighters, law enforcement, and first responders.

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Feb 11, 2026
House that a new home buyer bought after researched mortgage basics on Homebuyer.com
H.R.3475

The Bipartisan American Homeownership Opportunity Act of 2025: Explained

The Bipartisan American Homeownership Opportunity Act is a bill that creates a down payment tax credit for first-time homebuyers and a construction tax credit for builders of starter homes.

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Feb 10, 2026
Home of an existing homeowner who read about home shopping tips on Homebuyer.com
H.R.2130
S.723

The Tribal Trust Land Homeownership Act of 2025: Explained

A bill that sets clear timelines for BIA mortgage processing and title status reports on Indian land.

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Feb 11, 2026
Charming home purchased by an existing homeowner who researched home buying tips on Homebuyer.com
H.R.7185

The Retirement Plan Distributions for Homebuyers: Explained

A proposal to make some retirement withdrawals tax-free when used for a down payment or closing costs on a primary home.

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Feb 11, 2026
Elegant home purchased by a new home buyer who read up on letter of explanation on Homebuyer.com
H.R.2064

The Home of Your Own Act of 2025: Explained

The Home of Your Own Act provides cash grants up to $30,000 for eligible first-time home buyers.

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Feb 10, 2026
Elegant home purchased by a new home buyer who learned about how not to make home buying mistakes on Homebuyer.com
H.R.6132
S.1527

The Housing Affordability Act: Explained

Raises FHA multifamily loan limits and updates them for inflation starting in 2025.

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Feb 10, 2026
Home that a home buyer bought after taught themselves about home negotiations on Homebuyer.com
H.R.6774

The Pilot Program for Small-Dollar Mortgages: Explained

A proposed HUD pilot focused on making small mortgage loans easier to get.

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Feb 10, 2026
Home of a home buyer who dived into house styles on Homebuyer.com
H.R.2748

The First Time Homeowner Savings Plan Act of 2025: Explained

The First Time Homeowner Savings Plan Act raises the IRA first-time homebuyer penalty-free withdrawal cap from $10,000 to $25,000 and adds inflation indexing.

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Feb 10, 2026
Lovely home belonging to an existing homeowner who learned about home buying advice on Homebuyer.com
S.2719

The LIFT Homebuyers Act of 2025: Explained

Learn about the LIFT Act including how it creates 20-year mortgages with 30-year payments for first-time home buyers.

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Feb 11, 2026
Charming house owned by an existing homeowner who learned about FHA loans on Homebuyer.com
H.R.4023

The American Dream for All Act of 2025: Explained

The American Dream for All Act provides shared-appreciation down payment loans up to 20% of the purchase price for eligible first-time and first-generation buyers.

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Feb 10, 2026
Home of a new home buyer who read about rate locks on Homebuyer.com
H.R.2038
S.934

American Housing and Economic Mobility Act of 2025

The American Housing and Economic Mobility Act proposes down payment assistance grants and housing affordability reforms to address discrimination and make homeownership more accessible.

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Feb 10, 2026
Home that an existing homeowner bought after dived into loan estimates on Homebuyer.com
H.R.5504

The Flood Insurance Tax Credit Act of 2025: Explained

Proposed tax credits for NFIP and private flood insurance premiums, starting after 2025.

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Feb 10, 2026
Beautiful home purchased by a buyer who read up on final walkthroughs on Homebuyer.com
H.R.6125

The Housing Financial Literacy Act of 2025: FHA MIP Discount Explained

The Housing Financial Literacy Act of 2025 is a bill to reduce FHA mortgage insurance premiums by 25 basis points for first-time homebuyers who complete financial literacy housing counseling.

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Feb 10, 2026
House that a new home buyer bought after read about final walkthroughs on Homebuyer.com
H.R.918

The Mortgage Insurance Tax Deduction Act of 2025: Explained

Would make the mortgage insurance premium tax deduction permanent after December 31, 2024.

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Feb 10, 2026
Home of an existing homeowner who dived into home equity loans on Homebuyer.com
H.R.7402

The First Home Purchase Tax Benefits: Explained

A proposal to let some 529 plan funds be used toward a first home purchase.

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Feb 10, 2026
Dream house belonging to a new home buyer who read up on home buying timeline on Homebuyer.com
H.R.6511

The Affordable Homeownership Access Act: Explained

A proposed bill that sets clearer rules for seller financing and exempts small-volume owner-financers from certain licensing requirements.

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Feb 11, 2026
Stunning house belonging to a new home buyer who read about rate locks on Homebuyer.com
H.R.7244

The First-Time Home Buyers Match Act: Explained

A proposed bill focused on supporting first-time home buyers.

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Feb 10, 2026
Perfect home belonging to a first -time home buyer who dived into making offers on Homebuyer.com
H.R.7160

The First-Time Homebuyer Tax Credit: Explained

A proposed refundable tax credit for first-time home buyers.

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Feb 10, 2026
Home that an existing homeowner bought after researched down payment assistance on Homebuyer.com
S.586

The Flood Insurance Affordability Tax Credit Act: Explained

A proposed tax credit to help cover flood insurance costs.

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Feb 10, 2026
Home that a home buyer bought after read about making offers on Homebuyer.com
H.R.7400

The Home Sale Tax Exemption for First-Time Homebuyers: Explained

A proposed tax change that would exclude home sale gain in certain situations, including sales to first-time home buyers.

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Feb 10, 2026
Stunning home - an existing homeowner who read about letter of explanation on Homebuyer.com
H.R.426

The Housing Survivors of Major Disasters Act: Explained

A proposal to expand FEMA housing help after major disasters, including flexible proof of ownership and support for damaged homes.

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Feb 10, 2026
Home that a new home buyer bought after learned about home buying costs on Homebuyer.com
H.R.1745
S.788

The HOPE (Humans over Private Equity) for Homeownership Act: Explained

A proposal to place new taxes and limits on large investment buyers of one-to-four unit homes.

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Feb 10, 2026
Dream house purchased by a buyer who read about loan estimates on Homebuyer.com
H.R.917

The Mortgage Debt Tax Forgiveness Act of 2025: Explained

Makes the tax exclusion for forgiven mortgage debt on your main home permanent, starting after 2025.

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Feb 11, 2026
Beautiful home - a new home buyer who dived into jumbo loan options on Homebuyer.com
H.R.5508

The Mortgage Insurance Freedom Act: Explained

A proposal to cancel annual FHA mortgage insurance at 78 percent loan-to-value on new FHA loans.

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Feb 10, 2026
Lovely house purchased by a first -time home buyer who read about how not to make home buying mistakes on Homebuyer.com
H.R.892

The Mortgage Rate Reduction Act: Explained

A proposal to pair assumable FHA, VA, and USDA first mortgages with second mortgages to bridge a purchase price gap.

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Feb 10, 2026
Perfect home belonging to a buyer who learned about home negotiations on Homebuyer.com
H.R.2928

The Mortgage Relief for Disaster Survivors Act: Explained

A proposal to provide up to 360 days of mortgage forbearance for eligible Fannie Mae and Freddie Mac loans after a declared disaster.

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Feb 10, 2026
House that an existing homeowner bought after read up on homebuyer programs on Homebuyer.com
H.R.4327

The No Tax on Home Sales Act: Explained

Removes the current limit on tax-free profit from selling your primary home.

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Feb 10, 2026
Dream house purchased by a buyer who learned about jumbo loan options on Homebuyer.com
H.R.5907

The Mixed-Income Housing Design Grants: Explained

A proposed HUD grant program to help communities use pre-reviewed mixed-income housing designs.

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Feb 10, 2026
Stunning house - a buyer who researched the closing process on Homebuyer.com
H.R.5728

The Rural Homeownership Continuity Act of 2025: Explained

A proposal to make some USDA rural home loans assumable by eligible buyers when the loan is current.

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Feb 10, 2026
Perfect house purchased by a first -time home buyer who read about the closing process on Homebuyer.com
H.R.7138

The Stop Wall Street Landlords Act of 2026: Explained

A proposal to reduce advantages for large investors competing for one-to-four unit homes.

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Feb 10, 2026