Are they going to check my employment again before closing?

Will they check my employment again before closing?

You want to know if the lender will verify your employment status again before closing your mortgage.

Lenders commonly perform a final employment verification within a few days before closing. This verification confirms you still work at the same company, your income remains stable, and your employment status hasn't changed since the initial approval. The lender typically calls your employer directly or requests recent pay stubs to complete this check.

The verification process looks for changes in job status, salary, or employment gaps that could affect your ability to repay the loan. If your employment situation remains the same since your initial application, this final check usually goes smoothly.

If something has changed with your job—like a new position, salary adjustment, or employment gap—contact your lender immediately. They can walk you through what documentation you'll need and how the change might affect your loan approval. Some changes require additional underwriting review, while others may not impact your approval at all.