Dan Green

Dan Green

Since 2003, Dan Green has been a leading mortgage lender and respected industry authority. His unwavering commitment to first-time home buyers and home buyer education has established him as a trusted voice among his colleagues, his peers, and the media. Dan founded Homebuyer.com to expand the American Dream of Homeownership to all who want it. .

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This website discusses mortgage programs and how to qualify. Your eligibility may vary based on lender guidelines and investor overlays. Check with your lender for specific details.

Certified Accurate

Certified Accurate

Your trust matters to us. This article was thoroughly checked for accuracy as of February 14, 2024. Homebuyer.com ensures every piece of information we share reflects the latest in mortgage standards. Learn more about our commitments to our readers in our editorial guidelines.

Mortgage Loan Limits for Arkansas

Conforming Loans
FHA Loans
Property Type
2024 Loan Limit
1-Unit Homes
$766,550
2-Unit Homes
$981,500
3-Unit Homes
$1,186,350
4-Unit Homes
$1,474,400
Source: Federal Housing Finance Agency; Federal Housing Administration

Arkansas mortgage loan limits apply in:

Historical Charts: Mortgage Loan Limits in Arkansas

Arkansas mortgage loan limits adjust annually to match changes in the FHFA House Price Index.

Conforming Loans
FHA Loans

Mortgage Statistics from Arkansas

Arkansas mortgage statistics are sourced from the FFIEC, which collects anonymous HMDA mortgage data from U.S. mortgage applications.

Loan Type
Relative Share
Conventional
56.91%
FHA
21.61%
VA
8.81%
USDA
12.67%
Property Type
Relative Share
1-Unit Homes
99.34%
2-Unit Homes
0.57%
3-Unit Homes
0.04%
4-Unit Homes
0.05%
Borrower Status
Relative Share
One Borrower
63.50%
Two or More Borrowers
36.50%
Gender
Relative Share
Male
52.90%
Female
27.16%
Not Specified
19.94%
Race
Relative Share
American Indian / Alaska Native
0.61%
Asian
2.76%
Black / African American
7.45%
Native Hawaiian / Other Pacific Islander
0.15%
White
87.07%
Other
1.96%
Ethnicity
Relative Share
Hispanic or Latino
6.16%
Not Hispanic or Latino
92.11%
Arkansas data represents 2018-2022 closed-end, first-lien purchase mortgages for 1-4 unit residential properties. Source: FFEIC Home Mortgage Disclosure Act

Mortgage Loan Limits in All Arkansas Counties

2024 conforming and FHA mortgage loan limits for all Arkansas counties. Local loan limits and county-level mortgage data updated regularly.

Arkansas Counties

Arkansas County, Arkansas
Ashley County, Arkansas
Baxter County, Arkansas
Benton County, Arkansas
Boone County, Arkansas
Bradley County, Arkansas
Calhoun County, Arkansas
Carroll County, Arkansas
Chicot County, Arkansas
Clark County, Arkansas
Clay County, Arkansas
Cleburne County, Arkansas
Cleveland County, Arkansas
Columbia County, Arkansas
Conway County, Arkansas
Craighead County, Arkansas
Crawford County, Arkansas
Crittenden County, Arkansas
Cross County, Arkansas
Dallas County, Arkansas
Desha County, Arkansas
Drew County, Arkansas
Faulkner County, Arkansas
Franklin County, Arkansas
Fulton County, Arkansas
Garland County, Arkansas
Grant County, Arkansas
Greene County, Arkansas
Hempstead County, Arkansas
Hot Spring County, Arkansas
Howard County, Arkansas
Independence County, Arkansas
Izard County, Arkansas
Jackson County, Arkansas
Jefferson County, Arkansas
Johnson County, Arkansas
Lafayette County, Arkansas
Lawrence County, Arkansas
Lee County, Arkansas
Lincoln County, Arkansas
Little River County, Arkansas
Logan County, Arkansas
Lonoke County, Arkansas
Madison County, Arkansas
Marion County, Arkansas
Miller County, Arkansas
Mississippi County, Arkansas
Monroe County, Arkansas
Montgomery County, Arkansas
Nevada County, Arkansas
Newton County, Arkansas
Ouachita County, Arkansas
Perry County, Arkansas
Phillips County, Arkansas
Pike County, Arkansas
Poinsett County, Arkansas
Polk County, Arkansas
Pope County, Arkansas
Prairie County, Arkansas
Pulaski County, Arkansas
Randolph County, Arkansas
St. Francis County, Arkansas
Saline County, Arkansas
Scott County, Arkansas
Searcy County, Arkansas
Sebastian County, Arkansas
Sevier County, Arkansas
Sharp County, Arkansas
Stone County, Arkansas
Union County, Arkansas
Van Buren County, Arkansas
Washington County, Arkansas
White County, Arkansas
Woodruff County, Arkansas
Yell County, Arkansas
National Data

See Today’s Mortgage Rates in Arkansas

       

Today's 30-year fixed-rate mortgage rate in Arkansas is 6.25%. See current mortgage rates for every mortgage product and check your eligibility for first-time home buyer programs with an Immedate Mortgage Approval by Homebuyer.com.

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© 2021-2024 All rights reserved. Member FDIC. Equal Housing Lender. Novus Home Mortgage, a division of Ixonia Bank, NMLS #423065. The website is not available in Connecticut, New York, Washington, Hawaii, and Alaska. Growella is not licensed or registered to engage in mortgage loan origination activities for mortgage loans on 1-4 family residential properties located in New York. This website is not approved by the state of New York. A self-directed mortgage means the customer provides application information and selects loan terms independently. Guidance from a loan officer is available for informational purposes only. This process is not fully automated and does not increase the likelihood of mortgage approval compared to a typical mortgage application. All applications are subject to standard underwriting and approval criteria. This website has no affiliation with the US Department of Housing and Urban Development, the US Department of Veterans Affairs, the US Department of Agriculture, or any other government agency. US government agencies have not reviewed this information, and this site is not connected with any government agency.