Dan Green
Dan Green

Dan Green

Homebuyer.com

Dan Green has helped millions of people achieve their American Dream of homeownership. Dan has developed dozens of tools, written thousands of mortgage articles, and recorded hundreds of educational videos. .

Dan Green

Dan Green

Homebuyer.com

Dan Green has helped millions of people achieve their American Dream of homeownership. Dan has developed dozens of tools, written thousands of mortgage articles, and recorded hundreds of educational videos. .

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This website discusses mortgage programs and how to qualify. Your eligibility may vary based on lender guidelines and investor overlays. Check with your lender for specific details.

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This article was checked for accuracy as of December 2, 2024. Learn more about our commitments to accuracy and your mortgage education in our editorial guidelines.

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Trusted Content

This article was checked for accuracy as of December 2, 2024. Learn more about our commitments to accuracy and your mortgage education in our editorial guidelines.

Published: December 2, 2024

2025 Conventional and FHA Mortgage Loan Limits for Arkansas

Conforming Loans
FHA Loans
Property Type
2025 Loan Limit
1-Unit Homes
$806,500
2-Unit Homes
$1,032,650
3-Unit Homes
$1,248,150
4-Unit Homes
$1,551,250
Source: Federal Housing Finance Agency; Federal Housing Administration

Arkansas mortgage loan limits apply in:

2025 Mortgage Loan Limits - Conforming, FHA, and High-Cost Areas
Video Length: 06:51

Historical Charts: Mortgage Loan Limits in Arkansas

Arkansas mortgage loan limits adjust annually to match changes in the FHFA House Price Index.

Conforming Loans
FHA Loans

Mortgage Statistics from Arkansas

Arkansas mortgage statistics are sourced from the FFIEC, which collects anonymous HMDA mortgage data from U.S. mortgage applications.

Mortgages
Total
Purchase Mortgages (2018-2023)
229,273
Loan Type
Relative Share
Conventional
61.58%
FHA
19.24%
VA
10.19%
USDA
8.99%
Property Type
Relative Share
1-Unit Homes
98.57%
2-Unit Homes
1.16%
3-Unit Homes
0.13%
4-Unit Homes
0.14%
Borrower Status
Relative Share
One Applicant
55.29%
Two or More Applicants
44.71%
Gender
Relative Share
Male
32.71%
Female
22.22%
Joint Sex
39.35%
Not Available
5.72%
Race
Relative Share
American Indian / Alaska Native
0.59%
Asian
2.58%
Black / African American
6.90%
Native Hawaiian / Other Pacific Islander
0.13%
White
78.39%
Mixed Race
1.90%
Other Race
9.51%
Ethnicity
Relative Share
Hispanic or Latino
5.77%
Not Hispanic or Latino
82.48%
Joint Ethnicity
1.64%
Other Ethnicity
10.11%
Arkansas data represents closed-end, first-lien purchase mortgages for 1-4 unit residential properties since 2018. Source: FFIEC Home Mortgage Disclosure Act

Mortgage Loan Limits in All Arkansas Counties

2025 conforming and FHA mortgage loan limits for all Arkansas counties. Local loan limits and county-level mortgage data updated regularly.

Arkansas Counties

Arkansas County, Arkansas
Ashley County, Arkansas
Baxter County, Arkansas
Benton County, Arkansas
Boone County, Arkansas
Bradley County, Arkansas
Calhoun County, Arkansas
Carroll County, Arkansas
Chicot County, Arkansas
Clark County, Arkansas
Clay County, Arkansas
Cleburne County, Arkansas
Cleveland County, Arkansas
Columbia County, Arkansas
Conway County, Arkansas
Craighead County, Arkansas
Crawford County, Arkansas
Crittenden County, Arkansas
Cross County, Arkansas
Dallas County, Arkansas
Desha County, Arkansas
Drew County, Arkansas
Faulkner County, Arkansas
Franklin County, Arkansas
Fulton County, Arkansas
Garland County, Arkansas
Grant County, Arkansas
Greene County, Arkansas
Hempstead County, Arkansas
Hot Spring County, Arkansas
Howard County, Arkansas
Independence County, Arkansas
Izard County, Arkansas
Jackson County, Arkansas
Jefferson County, Arkansas
Johnson County, Arkansas
Lafayette County, Arkansas
Lawrence County, Arkansas
Lee County, Arkansas
Lincoln County, Arkansas
Little River County, Arkansas
Logan County, Arkansas
Lonoke County, Arkansas
Madison County, Arkansas
Marion County, Arkansas
Miller County, Arkansas
Mississippi County, Arkansas
Monroe County, Arkansas
Montgomery County, Arkansas
Nevada County, Arkansas
Newton County, Arkansas
Ouachita County, Arkansas
Perry County, Arkansas
Phillips County, Arkansas
Pike County, Arkansas
Poinsett County, Arkansas
Polk County, Arkansas
Pope County, Arkansas
Prairie County, Arkansas
Pulaski County, Arkansas
Randolph County, Arkansas
St. Francis County, Arkansas
Saline County, Arkansas
Scott County, Arkansas
Searcy County, Arkansas
Sebastian County, Arkansas
Sevier County, Arkansas
Sharp County, Arkansas
Stone County, Arkansas
Union County, Arkansas
Van Buren County, Arkansas
Washington County, Arkansas
White County, Arkansas
Woodruff County, Arkansas
Yell County, Arkansas
National Data

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