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Updated: December 2, 2024

2025 Mortgage Loan Limits: Delaware County, Pennsylvania

Property Type2025 Loan Limit
1-Unit Homes$806,500
2-Unit Homes$1,032,650
3-Unit Homes$1,248,150
4-Unit Homes$1,551,250

Source: Federal Housing Finance Agency; Federal Housing Administration

Delaware County, Pennsylvania, mortgage loan limits apply in:

Delaware County 2025 mortgage loan limits include the following cities: Aldan, Aston, Bethel, Boothwyn, Brookhaven, Broomall, Chadds Ford (Township), Chester, Chester Heights, Chester (Township), Clifton Heights, Collingdale, Colwyn, Concord, Darby, Darby (Township), Drexel Hill, East Lansdowne, Eddystone, Edgmont, Folcroft, Folsom, Glenolden, Haverford, Lansdowne, Lima, Linwood, Lower Chichester, Marcus Hook, Marple, Media, Middletown, Millbourne, Morton, Nether Providence, Newtown, Norwood, Parkside, Prospect Park, Radnor, Ridley, Ridley Park, Rose Valley, Rutledge, Sharon Hill, Springfield, St. Davids, Swarthmore, Thornbury, Tinicum, Trainer, Upland, Upper Chichester, Upper Darby, Upper Providence, Village Green-Green Ridge, Wayne, Woodlyn, Yeadon

Historical Charts: Mortgage Loan Limits in Delaware County, Pennsylvania

Mortgage loan limits adjust annually to match changes in U.S. home values. As home values go up or down in Delaware County, so do the local loan limits. Changes in mortgage loan limits promote affordable homeownership, fair lending, and a balanced housing market.

Mortgage Statistics from Delaware County, Pennsylvania

Mortgage statistics for Delaware County, sourced from the Home Mortgage Disclosure Act (HMDA) database, maintained by the Federal Financial Institutions Examination Council (FFIEC). The HMDA database contains detailed, anonymous loan data and provides insight into home buyer traits, mortgage borrowing patterns, and mortgage approval rates. Percentages may not total 100% due to rounding.

MortgagesTotal
Purchase Mortgages (2018-2023)31360
Loan TypeRelative Share
Conventional74.09%
FHA21.94%
VA3.98%
USDA0.00%
Property TypeRelative Share
1-Unit Homes97.56%
2-Unit Homes2.02%
3-Unit Homes0.27%
4-Unit Homes0.15%
Borrower StatusRelative Share
One Applicant57.65%
Two or More Applicants42.35%
GenderRelative Share
Male31.23%
Female26.44%
Joint Sex36.42%
Not Available5.91%
RaceRelative Share
American Indian / Alaska Native0.23%
Asian7.60%
Black / African American17.98%
Native Hawaiian / Other Pacific Islander0.11%
White58.28%
Mixed Race2.38%
Other Race13.43%
EthnicityRelative Share
Hispanic or Latino3.45%
Not Hispanic or Latino81.78%
Joint Ethnicity1.45%
Other Ethnicity13.32%

Delaware County data represents closed-end, first-lien purchase mortgages for 1-4 unit residential properties since 2018. Source: FFIEC Home Mortgage Disclosure Act

Mortgage Loan Limits Near Delaware County, Pennsylvania

Get 2025 conforming and FHA mortgage loan limits for the areas surrounding Delaware County, Pennsylvania. Local loan limits and county-level mortgage data updated regularly.

View Nearby Counties:

New Castle County

View Loan Limits →

Gloucester County

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Chester County

View Loan Limits →

Montgomery County

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Philadelphia County

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