Dan Green
Dan Green

Dan Green

Homebuyer.com

Dan Green (NMLS 227607) is a licensed mortgage professional who has helped millions of people achieve their American Dream of homeownership. Dan has developed dozens of tools, written thousands of mortgage articles, and recorded hundreds of educational videos. .

This website discusses mortgage programs and how to qualify. Your eligibility may vary based on lender guidelines and investor overlays. Check with your lender for specific details.

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This article was checked for accuracy as of December 2, 2024. Learn more about our commitments to accuracy and your mortgage education in our editorial guidelines.

Published: December 2, 2024

2025 Conventional and FHA Mortgage Loan Limits for Montgomery County, Pennsylvania

Conforming Loans
FHA Loans
Property Type
2025 Loan Limit
1-Unit Homes
$806,500
2-Unit Homes
$1,032,650
3-Unit Homes
$1,248,150
4-Unit Homes
$1,551,250
Source: Federal Housing Finance Agency; Federal Housing Administration

Montgomery County, Pennsylvania, mortgage loan limits apply in:

Montgomery County 2025 mortgage loan limits include the following cities: Abington, Ambler, Arcadia University, Audubon, Bala Cynwyd, Blue Bell, Bridgeport, Bryn Athyn, Cheltenham, Cheltenham Village, Collegeville, Conshohocken, Douglass, Eagleville, East Greenville, East Norriton, Elkins Park, Evansburg, Flourtown, Fort Washington, Franconia, Gilbertsville, Glenside, Green Lane, Halfway House, Harleysville, Hatboro, Hatfield, Hatfield (Township), Horsham, Horsham (Township), Jenkintown, King of Prussia, Kulpsville, Lansdale, Limerick, Lower Frederick, Lower Gwynedd, Lower Merion, Lower Moreland, Lower Pottsgrove, Lower Providence, Lower Salford, Maple Glen, Marlborough, McKinley, Merion Station, Mont Clare, Montgomery, Montgomeryville, Narberth, New Hanover, Norristown, North Wales, Oreland, Pennsburg, Penn Wynne, Perkiomen, Plymouth, Plymouth Meeting, Pottsgrove, Pottstown, Red Hill, Rockledge, Roslyn, Royersford, Salford, Sanatoga, Schwenksville, Skippack, Skippack (Township), Souderton, Springfield, Spring House, Spring Mount, Stowe, Swedeland, Towamencin, Trappe, Trooper, Upper Dublin, Upper Frederick, Upper Gwynedd, Upper Hanover, Upper Merion, Upper Moreland, Upper Pottsgrove, Upper Providence, Upper Salford, West Conshohocken, West Norriton, West Pottsgrove, Whitemarsh, Whitpain, Willow Grove, Worcester, Woxall, Wyncote, Wyndmoor
2025 Mortgage Loan Limits - Conforming, FHA, and High-Cost Area
Video Length: 06:51

Historical Charts: Mortgage Loan Limits in Montgomery County, Pennsylvania

Montgomery County mortgage loan limits adjust annually to match changes in the FHFA House Price Index.

Conforming Loans
FHA Loans

Mortgage Statistics from Montgomery County, Pennsylvania

Montgomery County mortgage statistics are sourced from the FFIEC, which collects anonymous HMDA mortgage data from U.S. mortgage applications.

Mortgages
Total
Purchase Mortgages (2018-2023)
51,082
Loan Type
Relative Share
Conventional
84.94%
FHA
10.84%
VA
3.56%
USDA
0.66%
Property Type
Relative Share
1-Unit Homes
98.38%
2-Unit Homes
1.21%
3-Unit Homes
0.29%
4-Unit Homes
0.12%
Borrower Status
Relative Share
One Applicant
50.22%
Two or More Applicants
49.78%
Gender
Relative Share
Male
29.28%
Female
20.94%
Joint Sex
43.29%
Not Available
6.49%
Race
Relative Share
American Indian / Alaska Native
0.17%
Asian
9.67%
Black / African American
6.04%
Native Hawaiian / Other Pacific Islander
0.11%
White
68.15%
Mixed Race
2.76%
Other Race
13.10%
Ethnicity
Relative Share
Hispanic or Latino
3.33%
Not Hispanic or Latino
82.14%
Joint Ethnicity
1.75%
Other Ethnicity
12.78%
Montgomery County data represents closed-end, first-lien purchase mortgages for 1-4 unit residential properties since 2018. Source: FFIEC Home Mortgage Disclosure Act

Mortgage Loan Limits Near Montgomery County, Pennsylvania

2025 conforming and FHA mortgage loan limits for for the areas surrounding Montgomery County, Pennsylvania. Local loan limits and county-level mortgage data updated regularly.

View Nearby Counties:

Berks County, Pennsylvania
Bucks County, Pennsylvania
Chester County, Pennsylvania
Delaware County, Pennsylvania
Lehigh County, Pennsylvania
Philadelphia County, Pennsylvania
National Data

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