Dan Green

Dan Green

Since 2003, Dan Green has been a leading mortgage lender and respected industry authority. His unwavering commitment to first-time home buyers and home buyer education has established him as a trusted voice among his colleagues, his peers, and the media. Dan founded Homebuyer.com to expand the American Dream of Homeownership to all who want it. .

Couple at home looking at tablet

This website discusses mortgage programs and how to qualify. Your eligibility may vary based on lender guidelines and investor overlays. Check with your lender for specific details.

Certified Accurate

Certified Accurate

Your trust matters to us. This article was thoroughly checked for accuracy as of February 14, 2024. Homebuyer.com ensures every piece of information we share reflects the latest in mortgage standards. Learn more about our commitments to our reader in our editorial guidelines.

Mortgage Loan Limits for Montgomery County, Pennsylvania

Conforming Loans
FHA Loans
Property Type
2024 Loan Limit
1-Unit Homes
$766,550
2-Unit Homes
$981,500
3-Unit Homes
$1,186,350
4-Unit Homes
$1,474,400
Source: Federal Housing Finance Agency; Federal Housing Administration

Montgomery County, Pennsylvania, mortgage loan limits apply in:

Montgomery County 2024 mortgage loan limits include the following cities: Abington, Ambler, Arcadia University, Audubon, Bala Cynwyd, Blue Bell, Bridgeport, Bryn Athyn, Cheltenham, Cheltenham Village, Collegeville, Conshohocken, Douglass, Eagleville, East Greenville, East Norriton, Elkins Park, Evansburg, Flourtown, Fort Washington, Franconia, Gilbertsville, Glenside, Green Lane, Halfway House, Harleysville, Hatboro, Hatfield, Hatfield (Township), Horsham, Horsham (Township), Jenkintown, King of Prussia, Kulpsville, Lansdale, Limerick, Lower Frederick, Lower Gwynedd, Lower Merion, Lower Moreland, Lower Pottsgrove, Lower Providence, Lower Salford, Maple Glen, Marlborough, McKinley, Merion Station, Mont Clare, Montgomery, Montgomeryville, Narberth, New Hanover, Norristown, North Wales, Oreland, Pennsburg, Penn Wynne, Perkiomen, Plymouth, Plymouth Meeting, Pottsgrove, Pottstown, Red Hill, Rockledge, Roslyn, Royersford, Salford, Sanatoga, Schwenksville, Skippack, Skippack (Township), Souderton, Springfield, Spring House, Spring Mount, Stowe, Swedeland, Towamencin, Trappe, Trooper, Upper Dublin, Upper Frederick, Upper Gwynedd, Upper Hanover, Upper Merion, Upper Moreland, Upper Pottsgrove, Upper Providence, Upper Salford, West Conshohocken, West Norriton, West Pottsgrove, Whitemarsh, Whitpain, Willow Grove, Worcester, Woxall, Wyncote, Wyndmoor

Historical Charts: Mortgage Loan Limits in Montgomery County, Pennsylvania

Montgomery County mortgage loan limits adjust annually to match changes in the FHFA House Price Index.

Conforming Loans
FHA Loans

Mortgage Statistics from Montgomery County, Pennsylvania

Montgomery County mortgage statistics are sourced from the FFIEC, which collects anonymous HMDA mortgage data from U.S. mortgage applications.

Loan Type
Relative Share
Conventional
80.83%
FHA
14.18%
VA
3.99%
USDA
1.00%
Property Type
Relative Share
1-Unit Homes
98.70%
2-Unit Homes
1.05%
3-Unit Homes
0.18%
4-Unit Homes
0.07%
Borrower Status
Relative Share
One Borrower
12.14%
Two or More Borrowers
87.86%
Gender
Relative Share
Male
52.97%
Female
30.60%
Not Specified
16.43%
Race
Relative Share
American Indian / Alaska Native
0.20%
Asian
10.21%
Black / African American
6.99%
Native Hawaiian / Other Pacific Islander
0.14%
White
79.62%
Other
2.85%
Ethnicity
Relative Share
Hispanic or Latino
3.61%
Not Hispanic or Latino
94.45%
Pennsylvania data represents 2018-2022 closed-end, first-lien purchase mortgages for 1-4 unit residential properties. Source: FFEIC Home Mortgage Disclosure Act

Mortgage Loan Limits Near Montgomery County, Pennsylvania

2024 conforming and FHA mortgage loan limits for for the areas surrounding Montgomery County, Pennsylvania. Local loan limits and county-level mortgage data updated regularly.

View Nearby Counties:

Berks County, Pennsylvania
Bucks County, Pennsylvania
Chester County, Pennsylvania
Delaware County, Pennsylvania
Lehigh County, Pennsylvania
Philadelphia County, Pennsylvania
National Data

See Today’s Mortgage Rates in Montgomery County, Pennsylvania

       

Today's 30-year fixed-rate mortgage rate in Pennsylvania is 6.25%. See current mortgage rates for every mortgage product and check your eligibility for first-time home buyer programs with an Immedate Mortgage Approval by Homebuyer.com.

Get Pre-approved

Find out what you can purchase today

Let's make your dream of Homeownership a reality. Get a home price and rate, right now.
Novus logo

Member FDIC. Equal Housing Lender.

             

Homebuyer.com
Operated by Novus Home Mortgage
230 Findlay Street
Cincinnati, OH 45214
513-824-8171

Equal Housing Lender Member FDIC

Notices

Links

Mortgages

Tools

© 2021-2024 All rights reserved. Member FDIC. Equal Housing Lender. Novus Home Mortgage, a division of Ixonia Bank, NMLS #423065. The website is not available in Connecticut, New York, Washington, Hawaii, and Alaska. Growella is not licensed or registered to engage in mortgage loan origination activities for mortgage loans on 1-4 family residential properties located in New York. This website is not approved by the state of New York. A self-directed mortgage means the customer provides application information and selects loan terms independently. Guidance from a loan officer is available for informational purposes only. This process is not fully automated and does not increase the likelihood of mortgage approval compared to a typical mortgage application. All applications are subject to standard underwriting and approval criteria. This website has no affiliation with the US Department of Housing and Urban Development, the US Department of Veterans Affairs, the US Department of Agriculture, or any other government agency. US government agencies have not reviewed this information, and this site is not connected with any government agency.