Dan Green

Dan Green

Since 2003, Dan Green has been a leading mortgage lender and respected industry authority. His unwavering commitment to first-time home buyers and home buyer education has established him as a trusted voice among his colleagues, his peers, and the media. Dan founded Homebuyer.com to expand the American Dream of Homeownership to all who want it. .

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This website discusses mortgage programs and how to qualify. Your eligibility may vary based on lender guidelines and investor overlays. Check with your lender for specific details.

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Mortgage Loan Limits for Berks County, Pennsylvania

Conforming Loans
FHA Loans
Property Type
2024 Loan Limit
1-Unit Homes
$766,550
2-Unit Homes
$981,500
3-Unit Homes
$1,186,350
4-Unit Homes
$1,474,400
Source: Federal Housing Finance Agency; Federal Housing Administration

Berks County, Pennsylvania, mortgage loan limits apply in:

Berks County 2024 mortgage loan limits include the following cities: Albany, Alleghenyville, Alsace, Alsace Manor, Amity, Amity Gardens, Bally, Baumstown, Bechtelsville, Bern, Bernville, Bethel, Bethel (Township), Birdsboro, Blandon, Bowers, Boyertown, Brecknock, Caernarvon, Centerport, Centre, Colebrookdale, Colony Park, Cumru, Dauberville, District, Douglass, Douglassville, Dryville, Earl, Edenburg, Exeter, Fleetwood, Flying Hills, Fox Chase, Frystown, Gibraltar, Gouglersville, Greenfields, Greenwich, Grill, Hamburg, Heidelberg, Hereford, Hereford (Township), Hyde Park, Jacksonwald, Jefferson, Kempton, Kenhorst, Kutztown, Kutztown University, Laureldale, Leesport, Lenhartsville, Lincoln Park, Longswamp, Lorane, Lower Alsace, Lower Heidelberg, Lyons, Maidencreek, Marion, Maxatawny, Maxatawny (Township), Mertztown, Mohnton, Mohrsville, Montrose Manor, Mount Aetna, Mount Penn, Muhlenberg, Muhlenberg Park, New Berlinville, New Jerusalem, New Morgan, New Schaefferstown, North Heidelberg, Oley, Oley (Township), Ontelaunee, Penn, Pennside, Penn State Berks, Pennwyn, Perry, Pike, Reading, Rehrersburg, Reiffton, Richmond, Riverview Park, Robeson, Robesonia, Rockland, Ruscombmanor, Schubert, Shartlesville, Shillington, Shoemakersville, Sinking Spring, South Heidelberg, South Temple, Spring, Springmont, Spring Ridge, St. Lawrence, Stony Creek Mills, Stouchsburg, Strausstown, Temple, Tilden, Topton, Tulpehocken, Union, Upper Bern, Upper Tulpehocken, Virginville, Walnuttown, Washington, Wernersville, West Hamburg, West Lawn, West Reading, West Wyomissing, Whitfield, Windsor, Womelsdorf, Wyomissing

Historical Charts: Mortgage Loan Limits in Berks County, Pennsylvania

Berks County mortgage loan limits adjust annually to match changes in the FHFA House Price Index.

Conforming Loans
FHA Loans

Mortgage Statistics from Berks County, Pennsylvania

Berks County mortgage statistics are sourced from the FFIEC, which collects anonymous HMDA mortgage data from U.S. mortgage applications.

Loan Type
Relative Share
Conventional
58.75%
FHA
32.39%
VA
5.84%
USDA
3.02%
Property Type
Relative Share
1-Unit Homes
97.76%
2-Unit Homes
1.54%
3-Unit Homes
0.51%
4-Unit Homes
0.19%
Borrower Status
Relative Share
One Borrower
13.09%
Two or More Borrowers
86.91%
Gender
Relative Share
Male
53.31%
Female
28.96%
Not Specified
17.73%
Race
Relative Share
American Indian / Alaska Native
0.30%
Asian
1.41%
Black / African American
4.37%
Native Hawaiian / Other Pacific Islander
0.21%
White
92.43%
Other
1.28%
Ethnicity
Relative Share
Hispanic or Latino
22.04%
Not Hispanic or Latino
76.32%
Pennsylvania data represents 2018-2022 closed-end, first-lien purchase mortgages for 1-4 unit residential properties. Source: FFEIC Home Mortgage Disclosure Act

Mortgage Loan Limits Near Berks County, Pennsylvania

2024 conforming and FHA mortgage loan limits for for the areas surrounding Berks County, Pennsylvania. Local loan limits and county-level mortgage data updated regularly.

View Nearby Counties:

Chester County, Pennsylvania
Lancaster County, Pennsylvania
Lebanon County, Pennsylvania
Lehigh County, Pennsylvania
Montgomery County, Pennsylvania
Schuylkill County, Pennsylvania
National Data

See Today’s Mortgage Rates in Berks County, Pennsylvania

       

Today's 30-year fixed-rate mortgage rate in Pennsylvania is 6.25%. See current mortgage rates for every mortgage product and check your eligibility for first-time home buyer programs with an Immedate Mortgage Approval by Homebuyer.com.

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