2026 Mortgage Loan Limits for Lebanon County, Pennsylvania

Lebanon County Loan Limits History

See how mortgage loan limits in this area have evolved over time. This historical chart shows conventional, FHA, VA, and USDA limits for 1-4 unit properties.

Sources: Federal Housing Finance Agency (FHFA), HUD

Lebanon County Loan Limits: Complete Historical Table

Browse the full historical data for Lebanon County mortgage loan limits from 1972 to 2026. This comprehensive table shows how loan limits have changed over 50+ years, helping you understand long-term trends in your local housing market.

YearConventionalFHAVAUSDA
2026$832,750$541,275$832,750$433,020
2025$806,500$524,225$806,500$419,380
2024$766,550$498,257$766,550$398,606
2023$726,200$472,030$726,200$377,624
2022$647,200$420,680$647,200-
2021$548,250$356,362$548,250-
2020$510,400$331,760$510,400-
2019$484,350$314,827$484,350-
2018$453,100$294,515$453,100-
2017$424,100$275,665$424,100-
2016$417,000$271,050$417,000-
2015$417,000$271,050$417,000-
2014$417,000$271,050$417,000-
2013$417,000$271,050$417,000-
2012$417,000$271,050$417,000-
2011$417,000$271,050$417,000-
2010$417,000$271,050$417,000-
2009$417,000$271,050$417,000-
2008$417,000$200,160$417,000-

Note: These are the Lebanon County loan limits for 2025. High-cost areas may have elevated limits up to 150% of these amounts. USDA loans are only available for single-family homes in eligible rural areas.

Sources: FHFA, FHA, VA, USDA


Cities in Lebanon County, Pennsylvania

The following cities and communities are covered by Lebanon County loan limits. Whether you're looking for mortgage loan limits in Annville, Annville (Township), Avon or any other Lebanon County city, the same conventional, FHA, VA, and USDA loan limits apply throughout the county.

Annville
Annville (Township)
Avon
Bethel
Campbelltown
Cleona
Cornwall
East Hanover
Fort Indiantown Gap
Fredericksburg
Hebron
Heidelberg
Jackson
Jonestown
Lebanon
Lebanon South
Millcreek
Mount Gretna
Mount Gretna Heights
Myerstown
Newmanstown
North Annville
North Cornwall
North Lebanon
North Londonderry
Palmyra
Pleasant Hill
Quentin
Richland
Sand Hill
Schaefferstown
South Annville
South Lebanon
South Londonderry
Swatara
Timber Hills
Union
West Cornwall
West Lebanon

Lebanon County, Pennsylvania Mortgage Market Analysis (2018-2024)

Explore borrowing and mortgage trends in Lebanon County, including conventional vs. government loan performance, average loan sizes, and market share shifts. Data sourced from HMDA regulatory filings shows how local lending patterns evolve through changing market conditions.

Loan Count by Loan Type (Lebanon County, Pennsylvania)

Number of mortgage loans originated by loan type (Conventional, FHA, VA, USDA) in Lebanon County from 2019-2024, showing the 1-year change from 2023 to 2024.

Loan Type2019202320241-Year Change
Conventional1,8601,2061,3058.21%
FHA49124829418.55%
VA31212516431.20%
USDA8984-50.00%
Source: U.S. Consumer Financial Protection Bureau, Home Mortgage Disclosure Act (HMDA) data, retrieved from CFPB; https://www.consumerfinance.gov/data-research/hmda/, December 5, 2025.

Market Share by Loan Type (Lebanon County, Pennsylvania)

Market share percentage by loan type (Conventional, FHA, VA, USDA) in Lebanon County from 2019-2024, showing the 1-year change from 2023 to 2024.

Loan Type2019202320241-Year Change
Conventional67.59%75.99%73.85%-2.14%
FHA17.84%15.63%16.64%1.01%
VA11.34%7.88%9.28%1.40%
USDA3.23%0.50%0.23%-0.27%
Source: U.S. Consumer Financial Protection Bureau, Home Mortgage Disclosure Act (HMDA) data, retrieved from CFPB; https://www.consumerfinance.gov/data-research/hmda/, December 5, 2025.

Average Loan-to-Value by Loan Type (Lebanon County, Pennsylvania)

Average loan-to-value ratio by loan type (Conventional, FHA, VA, USDA) in Lebanon County from 2019-2024, showing the 1-year change from 2023 to 2024.

Loan Type2019202320241-Year Change
Conventional79.80%78.10%77.50%-0.60%
FHA97.10%87.50%88.80%1.30%
VA100.00%94.60%100.00%5.40%
USDA99.50%93.50%100.00%6.50%
Source: U.S. Consumer Financial Protection Bureau, Home Mortgage Disclosure Act (HMDA) data, retrieved from CFPB; https://www.consumerfinance.gov/data-research/hmda/, December 5, 2025.


Data Sources: Official 2026 loan limit data from FHFA, HUD, VA, and USDA. Retrieved December 5, 2025.

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