2026 Mortgage Loan Limits for Schuylkill County, Pennsylvania

Schuylkill County Loan Limits History

See how mortgage loan limits in this area have evolved over time. This historical chart shows conventional, FHA, VA, and USDA limits for 1-4 unit properties.

Sources: Federal Housing Finance Agency (FHFA), HUD

Schuylkill County Loan Limits: Complete Historical Table

Browse the full historical data for Schuylkill County mortgage loan limits from 1972 to 2026. This comprehensive table shows how loan limits have changed over 50+ years, helping you understand long-term trends in your local housing market.

YearConventionalFHAVAUSDA
2026$832,750$541,275$832,750$433,020
2025$806,500$524,225$806,500$419,380
2024$766,550$498,257$766,550$398,606
2023$726,200$472,030$726,200$377,624
2022$647,200$420,680$647,200-
2021$548,250$356,362$548,250-
2020$510,400$331,760$510,400-
2019$484,350$314,827$484,350-
2018$453,100$294,515$453,100-
2017$424,100$275,665$424,100-
2016$417,000$271,050$417,000-
2015$417,000$271,050$417,000-
2014$417,000$271,050$417,000-
2013$417,000$271,050$417,000-
2012$417,000$271,050$417,000-
2011$417,000$271,050$417,000-
2010$417,000$271,050$417,000-
2009$417,000$271,050$417,000-
2008$417,000$200,160$417,000-

Note: These are the Schuylkill County loan limits for 2025. High-cost areas may have elevated limits up to 150% of these amounts. USDA loans are only available for single-family homes in eligible rural areas.

Sources: FHFA, FHA, VA, USDA


Cities in Schuylkill County, Pennsylvania

The following cities and communities are covered by Schuylkill County loan limits. Whether you're looking for mortgage loan limits in Altamont, Auburn, Barry or any other Schuylkill County city, the same conventional, FHA, VA, and USDA loan limits apply throughout the county.

Altamont
Auburn
Barry
Beurys Lake
Blythe
Branch
Branchdale
Brandonville
Buck Run
Butler
Cass
Coaldale
Cressona
Cumbola
Deer Lake
Delano
Delano (Township)
Donaldson
East Brunswick
East Norwegian
East Union
Eldred
Englewood
Forestville
Foster
Fountain Springs
Frackville
Frailey
Friedensburg
Gilberton
Girardville
Gordon
Grier City
Heckscherville
Hegins
Hegins (Township)
Hometown
Hubley
Kelayres
Kline
Klingerstown
Lake Wynonah
Landingville
Lavelle
Mahanoy
Mahanoy City
Marlin
McAdoo
McKeansburg
Mechanicsville
Middleport
Minersville
Morea
Mount Carbon
Muir
New Boston
New Castle
New Philadelphia
New Ringgold
Newtown
North Manheim
North Union
Norwegian
Oneida
Orwigsburg
Orwin
Palo Alto
Park Crest
Pine Grove
Pine Grove (Township)
Port Carbon
Port Clinton
Porter
Pottsville
Ravine
Reilly
Reinerton
Renningers
Ringtown
Rush
Ryan
Schuylkill
Schuylkill Haven
Seltzer
Shenandoah
Shenandoah Heights
Sheppton
South Manheim
St. Clair
Summit Station
Tamaqua
Tower City
Tremont
Tremont (Township)
Tuscarora
Union
Upper Mahantongo
Valley View
Walker
Washington
Wayne
West Brunswick
West Mahanoy
West Penn

Schuylkill County, Pennsylvania Mortgage Market Analysis (2018-2024)

Explore borrowing and mortgage trends in Schuylkill County, including conventional vs. government loan performance, average loan sizes, and market share shifts. Data sourced from HMDA regulatory filings shows how local lending patterns evolve through changing market conditions.

Loan Count by Loan Type (Schuylkill County, Pennsylvania)

Number of mortgage loans originated by loan type (Conventional, FHA, VA, USDA) in Schuylkill County from 2019-2024, showing the 1-year change from 2023 to 2024.

Loan Type2019202320241-Year Change
Conventional1,0499219826.62%
FHA40037542012.00%
VA16812315122.76%
USDA893127-12.90%
Source: U.S. Consumer Financial Protection Bureau, Home Mortgage Disclosure Act (HMDA) data, retrieved from CFPB; https://www.consumerfinance.gov/data-research/hmda/, December 5, 2025.

Market Share by Loan Type (Schuylkill County, Pennsylvania)

Market share percentage by loan type (Conventional, FHA, VA, USDA) in Schuylkill County from 2019-2024, showing the 1-year change from 2023 to 2024.

Loan Type2019202320241-Year Change
Conventional61.49%63.52%62.15%-1.37%
FHA23.45%25.86%26.58%0.72%
VA9.85%8.48%9.56%1.08%
USDA5.22%2.14%1.71%-0.43%
Source: U.S. Consumer Financial Protection Bureau, Home Mortgage Disclosure Act (HMDA) data, retrieved from CFPB; https://www.consumerfinance.gov/data-research/hmda/, December 5, 2025.

Average Loan-to-Value by Loan Type (Schuylkill County, Pennsylvania)

Average loan-to-value ratio by loan type (Conventional, FHA, VA, USDA) in Schuylkill County from 2019-2024, showing the 1-year change from 2023 to 2024.

Loan Type2019202320241-Year Change
Conventional86.10%85.90%80.00%-5.90%
FHA94.10%90.10%90.40%0.30%
VA100.00%97.60%100.00%2.40%
USDA97.70%94.00%98.70%4.70%
Source: U.S. Consumer Financial Protection Bureau, Home Mortgage Disclosure Act (HMDA) data, retrieved from CFPB; https://www.consumerfinance.gov/data-research/hmda/, December 5, 2025.


Data Sources: Official 2026 loan limit data from FHFA, HUD, VA, and USDA. Retrieved December 5, 2025.

Compare 50+ Lenders & Find Better Rates

Join 4M+ homebuyers who compared rates first

100% free · No signup required · No credit impact

Homebuyer.com is not a lender or mortgage broker. We don't provide quotes or credit decisions. We display links to lenders who may offer services.

Happy man holding house keys celebrating successful home purchase

Can You Qualify?

Find out now • No obligation

Get A Free Quote →