2026 Mortgage Loan Limits for Huntingdon County, Pennsylvania

Huntingdon County Loan Limits History

See how mortgage loan limits in this area have evolved over time. This historical chart shows conventional, FHA, VA, and USDA limits for 1-4 unit properties.

Sources: Federal Housing Finance Agency (FHFA), HUD

Huntingdon County Loan Limits: Complete Historical Table

Browse the full historical data for Huntingdon County mortgage loan limits from 1972 to 2026. This comprehensive table shows how loan limits have changed over 50+ years, helping you understand long-term trends in your local housing market.

YearConventionalFHAVAUSDA
2026$832,750$541,275$832,750$433,020
2025$806,500$524,225$806,500$419,380
2024$766,550$498,257$766,550$398,606
2023$726,200$472,030$726,200$377,624
2022$647,200$420,680$647,200-
2021$548,250$356,362$548,250-
2020$510,400$331,760$510,400-
2019$484,350$314,827$484,350-
2018$453,100$294,515$453,100-
2017$424,100$275,665$424,100-
2016$417,000$271,050$417,000-
2015$417,000$271,050$417,000-
2014$417,000$271,050$417,000-
2013$417,000$271,050$417,000-
2012$417,000$271,050$417,000-
2011$417,000$271,050$417,000-
2010$417,000$271,050$417,000-
2009$417,000$271,050$417,000-
2008$417,000$200,160$417,000-

Note: These are the Huntingdon County loan limits for 2025. High-cost areas may have elevated limits up to 150% of these amounts. USDA loans are only available for single-family homes in eligible rural areas.

Sources: FHFA, FHA, VA, USDA


Cities in Huntingdon County, Pennsylvania

The following cities and communities are covered by Huntingdon County loan limits. Whether you're looking for mortgage loan limits in Alexandria, Allenport, Barree or any other Huntingdon County city, the same conventional, FHA, VA, and USDA loan limits apply throughout the county.

Alexandria
Allenport
Barree
Birmingham
Brady
Broad Top City
Carbon
Cass
Cassville
Clay
Coalmont
Cromwell
Dublin
Dudley
Franklin
Henderson
Hopewell
Huntingdon
Jackson
Juniata
Lincoln
Logan
Mapleton
Marklesburg
McConnellstown
Mill Creek
Miller
Morris
Mount Union
Oneida
Orbisonia
Penn
Petersburg
Porter
Rockhill
Saltillo
Shade Gap
Shirley
Shirleysburg
Smithfield
Springfield
Spruce Creek
Tell
Three Springs
Todd
Union
Walker
Warriors Mark
West
Wood

Huntingdon County, Pennsylvania Mortgage Market Analysis (2018-2024)

Explore borrowing and mortgage trends in Huntingdon County, including conventional vs. government loan performance, average loan sizes, and market share shifts. Data sourced from HMDA regulatory filings shows how local lending patterns evolve through changing market conditions.

Loan Count by Loan Type (Huntingdon County, Pennsylvania)

Number of mortgage loans originated by loan type (Conventional, FHA, VA, USDA) in Huntingdon County from 2019-2024, showing the 1-year change from 2023 to 2024.

Loan Type2019202320241-Year Change
Conventional37726833123.51%
FHA825852-10.34%
VA431033230.00%
USDA27819137.50%
Source: U.S. Consumer Financial Protection Bureau, Home Mortgage Disclosure Act (HMDA) data, retrieved from CFPB; https://www.consumerfinance.gov/data-research/hmda/, December 5, 2025.

Market Share by Loan Type (Huntingdon County, Pennsylvania)

Market share percentage by loan type (Conventional, FHA, VA, USDA) in Huntingdon County from 2019-2024, showing the 1-year change from 2023 to 2024.

Loan Type2019202320241-Year Change
Conventional71.27%77.91%76.09%-1.82%
FHA15.50%16.86%11.95%-4.91%
VA8.13%2.91%7.59%4.68%
USDA5.10%2.33%4.37%2.04%
Source: U.S. Consumer Financial Protection Bureau, Home Mortgage Disclosure Act (HMDA) data, retrieved from CFPB; https://www.consumerfinance.gov/data-research/hmda/, December 5, 2025.

Average Loan-to-Value by Loan Type (Huntingdon County, Pennsylvania)

Average loan-to-value ratio by loan type (Conventional, FHA, VA, USDA) in Huntingdon County from 2019-2024, showing the 1-year change from 2023 to 2024.

Loan Type2019202320241-Year Change
Conventional74.90%67.50%68.10%0.60%
FHA92.10%87.80%88.90%1.10%
VA100.00%92.20%94.90%2.70%
USDA100.00%99.10%96.20%-2.90%
Source: U.S. Consumer Financial Protection Bureau, Home Mortgage Disclosure Act (HMDA) data, retrieved from CFPB; https://www.consumerfinance.gov/data-research/hmda/, December 5, 2025.


Data Sources: Official 2026 loan limit data from FHFA, HUD, VA, and USDA. Retrieved December 5, 2025.

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