2026 Mortgage Loan Limits for Blair County, Pennsylvania

Blair County Loan Limits History

See how mortgage loan limits in this area have evolved over time. This historical chart shows conventional, FHA, VA, and USDA limits for 1-4 unit properties.

Sources: Federal Housing Finance Agency (FHFA), HUD

Blair County Loan Limits: Complete Historical Table

Browse the full historical data for Blair County mortgage loan limits from 1972 to 2026. This comprehensive table shows how loan limits have changed over 50+ years, helping you understand long-term trends in your local housing market.

YearConventionalFHAVAUSDA
2026$832,750$541,275$832,750$433,020
2025$806,500$524,225$806,500$419,380
2024$766,550$498,257$766,550$398,606
2023$726,200$472,030$726,200$377,624
2022$647,200$420,680$647,200-
2021$548,250$356,362$548,250-
2020$510,400$331,760$510,400-
2019$484,350$314,827$484,350-
2018$453,100$294,515$453,100-
2017$424,100$275,665$424,100-
2016$417,000$271,050$417,000-
2015$417,000$271,050$417,000-
2014$417,000$271,050$417,000-
2013$417,000$271,050$417,000-
2012$417,000$271,050$417,000-
2011$417,000$271,050$417,000-
2010$417,000$271,050$417,000-
2009$417,000$271,050$417,000-
2008$417,000$200,160$417,000-

Note: These are the Blair County loan limits for 2025. High-cost areas may have elevated limits up to 150% of these amounts. USDA loans are only available for single-family homes in eligible rural areas.

Sources: FHFA, FHA, VA, USDA


Cities in Blair County, Pennsylvania

The following cities and communities are covered by Blair County loan limits. Whether you're looking for mortgage loan limits in Allegheny, Altoona, Antis or any other Blair County city, the same conventional, FHA, VA, and USDA loan limits apply throughout the county.

Allegheny
Altoona
Antis
Bald Eagle
Beavertown
Bellwood
Blair
Blue Knob
Brooks Mill
Canan Station
Canoe Creek
Carson Valley
Catharine
Charlottsville
Clappertown
Claysburg
Cotton Town
Cove Forge
Cross Keys
Culp
Curryville
Dumb Hundred
Duncansville
East Altoona
East Freedom
East Sharpsburg
Elberta
Eldorado
Fisherville
Foot of Ten
Fort Fetter
Fostoria
Franklin Forge
Frankstown
Frankstown (Township)
Fredericksburg
Freedom
Friesville
Ganister
Geeseytown
Gray
Grazierville
Greenfield
Greenwood
Henrietta
Hollidaysburg
Homewood at Martinsburg
Huston
Ironville
Jugtown
Juniata
Juniata Gap
Klahr
Lakemont
Larke
Leamersville
Linds Crossing
Logan
Loop
Martinsburg
Martinsburg Junction
McKee
Millerstown
Mill Run
Moores Mill
Nealmont
Newburg
Newry
Northwood
North Woodbury
Olivia
Ore Hill
Oreminea
Penn Farms
Pinecroft
Point View
Puzzletown
Red Hill
Reese
Reightown
Reservoir
Roaring Spring
Robeson Extension
Roots
Royer
Shelltown
Shellytown
Sickles Corner
Skelp
Ski Gap
Smith Corner
Snyder
Spring Drive Mobile Home Park
Sproul
St. Clair
Sunbrook
Sylvan Hills
Taylor
Tipton
Tyrone
Tyrone Forge
Tyrone (Township)
Vail
Vicksburg
Williamsburg
Woodbury
Wopsononock
Yellow Springs

Blair County, Pennsylvania Mortgage Market Analysis (2018-2024)

Explore borrowing and mortgage trends in Blair County, including conventional vs. government loan performance, average loan sizes, and market share shifts. Data sourced from HMDA regulatory filings shows how local lending patterns evolve through changing market conditions.

Loan Count by Loan Type (Blair County, Pennsylvania)

Number of mortgage loans originated by loan type (Conventional, FHA, VA, USDA) in Blair County from 2019-2024, showing the 1-year change from 2023 to 2024.

Loan Type2019202320241-Year Change
Conventional1,354915883-3.50%
FHA374227211-7.05%
VA1808911225.84%
USDA70172335.29%
Source: U.S. Consumer Financial Protection Bureau, Home Mortgage Disclosure Act (HMDA) data, retrieved from CFPB; https://www.consumerfinance.gov/data-research/hmda/, December 5, 2025.

Market Share by Loan Type (Blair County, Pennsylvania)

Market share percentage by loan type (Conventional, FHA, VA, USDA) in Blair County from 2019-2024, showing the 1-year change from 2023 to 2024.

Loan Type2019202320241-Year Change
Conventional68.45%73.32%71.85%-1.47%
FHA18.91%18.19%17.17%-1.02%
VA9.10%7.13%9.11%1.98%
USDA3.54%1.36%1.87%0.51%
Source: U.S. Consumer Financial Protection Bureau, Home Mortgage Disclosure Act (HMDA) data, retrieved from CFPB; https://www.consumerfinance.gov/data-research/hmda/, December 5, 2025.

Average Loan-to-Value by Loan Type (Blair County, Pennsylvania)

Average loan-to-value ratio by loan type (Conventional, FHA, VA, USDA) in Blair County from 2019-2024, showing the 1-year change from 2023 to 2024.

Loan Type2019202320241-Year Change
Conventional87.80%84.50%100.00%15.50%
FHA94.20%89.40%90.50%1.10%
VA100.00%94.70%100.00%5.30%
USDA99.30%99.60%97.90%-1.70%
Source: U.S. Consumer Financial Protection Bureau, Home Mortgage Disclosure Act (HMDA) data, retrieved from CFPB; https://www.consumerfinance.gov/data-research/hmda/, December 5, 2025.


Data Sources: Official 2026 loan limit data from FHFA, HUD, VA, and USDA. Retrieved December 5, 2025.

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