Dan Green

Dan Green

Since 2003, Dan Green has been a leading mortgage lender and respected industry authority. His unwavering commitment to first-time home buyers and home buyer education has established him as a trusted voice among his colleagues, his peers, and the media. Dan founded Homebuyer.com to expand the American Dream of Homeownership to all who want it. .

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This website discusses mortgage programs and how to qualify. Your eligibility may vary based on lender guidelines and investor overlays. Check with your lender for specific details.

Certified Accurate

Certified Accurate

Your trust matters to us. This article was thoroughly checked for accuracy as of February 14, 2024. Homebuyer.com ensures every piece of information we share reflects the latest in mortgage standards. Learn more about our commitments to our readers in our editorial guidelines.

Mortgage Loan Limits for Idaho

Conforming Loans
FHA Loans
Property Type
2024 Loan Limit
1-Unit Homes
$766,550
2-Unit Homes
$981,500
3-Unit Homes
$1,186,350
4-Unit Homes
$1,474,400
Source: Federal Housing Finance Agency; Federal Housing Administration

Idaho mortgage loan limits apply in:

Historical Charts: Mortgage Loan Limits in Idaho

Idaho mortgage loan limits adjust annually to match changes in the FHFA House Price Index.

Conforming Loans
FHA Loans

Mortgage Statistics from Idaho

Idaho mortgage statistics are sourced from the FFIEC, which collects anonymous HMDA mortgage data from U.S. mortgage applications.

Loan Type
Relative Share
Conventional
75.09%
FHA
12.98%
VA
0.95%
USDA
10.98%
Property Type
Relative Share
1-Unit Homes
98.92%
2-Unit Homes
0.73%
3-Unit Homes
0.11%
4-Unit Homes
0.25%
Borrower Status
Relative Share
One Borrower
47.40%
Two or More Borrowers
52.60%
Gender
Relative Share
Male
63.49%
Female
25.97%
Not Specified
10.55%
Race
Relative Share
American Indian / Alaska Native
0.54%
Asian
1.59%
Black / African American
0.45%
Native Hawaiian / Other Pacific Islander
0.17%
White
94.70%
Other
2.55%
Ethnicity
Relative Share
Hispanic or Latino
6.40%
Not Hispanic or Latino
90.18%
Idaho data represents 2018-2022 closed-end, first-lien purchase mortgages for 1-4 unit residential properties. Source: FFEIC Home Mortgage Disclosure Act

Mortgage Loan Limits in All Idaho Counties

2024 conforming and FHA mortgage loan limits for all Idaho counties. Local loan limits and county-level mortgage data updated regularly.

Idaho Counties

See Today’s Mortgage Rates in Idaho

       

Today's 30-year fixed-rate mortgage rate in Idaho is 6.25%. See current mortgage rates for every mortgage product and check your eligibility for first-time home buyer programs with an Immedate Mortgage Approval by Homebuyer.com.

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