2026 Mortgage Loan Limits for Miami-Dade County, Florida
Miami-Dade County Loan Limits History
See how mortgage loan limits in this area have evolved over time. This historical chart shows conventional, FHA, VA, and USDA limits for 1-4 unit properties.
Miami-Dade County Loan Limits: Complete Historical Table
Browse the full historical data for Miami-Dade County mortgage loan limits from 1972 to 2026. This comprehensive table shows how loan limits have changed over 50+ years, helping you understand long-term trends in your local housing market.
| Year | Conventional | FHA | VA | USDA |
|---|---|---|---|---|
| 2026 | $832,750 | $541,287 | $832,750 | $433,020 |
| 2025 | $806,500 | $654,350 | $806,500 | $523,480 |
| 2024 | $766,550 | $621,000 | $766,550 | $496,800 |
| 2023 | $726,200 | $557,750 | $726,200 | $446,200 |
| 2022 | $647,200 | $460,000 | $647,200 | - |
| 2021 | $548,250 | $402,500 | $548,250 | - |
| 2020 | $510,400 | $373,750 | $510,400 | - |
| 2019 | $484,350 | $356,500 | $484,350 | - |
| 2018 | $453,100 | $345,000 | $453,100 | - |
| 2017 | $424,100 | $345,000 | $424,100 | - |
| 2016 | $417,000 | $345,000 | $417,000 | - |
| 2015 | $417,000 | $345,000 | $417,000 | - |
| 2014 | $417,000 | $345,000 | $417,000 | - |
| 2013 | $417,000 | $423,750 | $417,000 | - |
| 2012 | $417,000 | $423,750 | $417,000 | - |
| 2011 | $417,000 | $423,750 | $417,000 | - |
| 2010 | $423,750 | $423,750 | $423,750 | - |
| 2009 | $423,750 | $271,050 | $423,750 | - |
| 2008 | $417,000 | $200,160 | $417,000 | - |
Cities in Miami-Dade County, Florida
The following cities and communities are covered by Miami-Dade County loan limits. Whether you're looking for mortgage loan limits in Aventura, Bal Harbour, Bay Harbor Islands or any other Miami-Dade County city, the same conventional, FHA, VA, and USDA loan limits apply throughout the county.
Miami-Dade County, Florida Mortgage Market Analysis (2018-2024)
Explore borrowing and mortgage trends in Miami-Dade County, including conventional vs. government loan performance, average loan sizes, and market share shifts. Data sourced from HMDA regulatory filings shows how local lending patterns evolve through changing market conditions.
