Dan Green

Dan Green

Since 2003, Dan Green has been a leading mortgage lender and respected industry authority. His unwavering commitment to first-time home buyers and home buyer education has established him as a trusted voice among his colleagues, his peers, and the media. Dan founded Homebuyer.com to expand the American Dream of Homeownership to all who want it. .

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Mortgage Loan Limits for North Carolina

Conforming Loans
FHA Loans
Property Type
2024 Loan Limit
1-Unit Homes
$766,550
2-Unit Homes
$981,500
3-Unit Homes
$1,186,350
4-Unit Homes
$1,474,400
Source: Federal Housing Finance Agency; Federal Housing Administration

North Carolina mortgage loan limits apply in:

Historical Charts: Mortgage Loan Limits in North Carolina

North Carolina mortgage loan limits adjust annually to match changes in the FHFA House Price Index.

Conforming Loans
FHA Loans

Mortgage Statistics from North Carolina

North Carolina mortgage statistics are sourced from the FFIEC, which collects anonymous HMDA mortgage data from U.S. mortgage applications.

Loan Type
Relative Share
Conventional
70.97%
FHA
11.98%
VA
1.71%
USDA
15.35%
Property Type
Relative Share
1-Unit Homes
99.71%
2-Unit Homes
0.24%
3-Unit Homes
0.03%
4-Unit Homes
0.03%
Borrower Status
Relative Share
One Borrower
63.40%
Two or More Borrowers
36.60%
Gender
Relative Share
Male
54.97%
Female
30.44%
Not Specified
14.59%
Race
Relative Share
American Indian / Alaska Native
0.59%
Asian
5.75%
Black / African American
12.19%
Native Hawaiian / Other Pacific Islander
0.16%
White
79.07%
Other
2.24%
Ethnicity
Relative Share
Hispanic or Latino
6.99%
Not Hispanic or Latino
90.90%
North Carolina data represents 2018-2022 closed-end, first-lien purchase mortgages for 1-4 unit residential properties. Source: FFEIC Home Mortgage Disclosure Act

Mortgage Loan Limits in All North Carolina Counties

2024 conforming and FHA mortgage loan limits for all North Carolina counties. Local loan limits and county-level mortgage data updated regularly.

North Carolina Counties

Alamance County, North Carolina
Alexander County, North Carolina
Alleghany County, North Carolina
Anson County, North Carolina
Ashe County, North Carolina
Avery County, North Carolina
Beaufort County, North Carolina
Bertie County, North Carolina
Bladen County, North Carolina
Brunswick County, North Carolina
Buncombe County, North Carolina
Burke County, North Carolina
Cabarrus County, North Carolina
Caldwell County, North Carolina
Camden County, North Carolina
Carteret County, North Carolina
Caswell County, North Carolina
Catawba County, North Carolina
Chatham County, North Carolina
Cherokee County, North Carolina
Chowan County, North Carolina
Clay County, North Carolina
Cleveland County, North Carolina
Columbus County, North Carolina
Craven County, North Carolina
Cumberland County, North Carolina
Currituck County, North Carolina
Dare County, North Carolina
Davidson County, North Carolina
Davie County, North Carolina
Duplin County, North Carolina
Durham County, North Carolina
Edgecombe County, North Carolina
Forsyth County, North Carolina
Franklin County, North Carolina
Gaston County, North Carolina
Gates County, North Carolina
Graham County, North Carolina
Granville County, North Carolina
Greene County, North Carolina
Guilford County, North Carolina
Halifax County, North Carolina
Harnett County, North Carolina
Haywood County, North Carolina
Henderson County, North Carolina
Hertford County, North Carolina
Hoke County, North Carolina
Hyde County, North Carolina
Iredell County, North Carolina
Jackson County, North Carolina
Johnston County, North Carolina
Jones County, North Carolina
Lee County, North Carolina
Lenoir County, North Carolina
Lincoln County, North Carolina
Mcdowell County, North Carolina
Macon County, North Carolina
Madison County, North Carolina
Martin County, North Carolina
Mecklenburg County, North Carolina
Mitchell County, North Carolina
Montgomery County, North Carolina
Moore County, North Carolina
Nash County, North Carolina
New Hanover County, North Carolina
Northampton County, North Carolina
Onslow County, North Carolina
Orange County, North Carolina
Pamlico County, North Carolina
Pasquotank County, North Carolina
Pender County, North Carolina
Perquimans County, North Carolina
Person County, North Carolina
Pitt County, North Carolina
Polk County, North Carolina
Randolph County, North Carolina
Richmond County, North Carolina
Robeson County, North Carolina
Rockingham County, North Carolina
Rowan County, North Carolina
Rutherford County, North Carolina
Sampson County, North Carolina
Scotland County, North Carolina
Stanly County, North Carolina
Stokes County, North Carolina
Surry County, North Carolina
Swain County, North Carolina
Transylvania County, North Carolina
Tyrrell County, North Carolina
Union County, North Carolina
Vance County, North Carolina
Wake County, North Carolina
Warren County, North Carolina
Washington County, North Carolina
Watauga County, North Carolina
Wayne County, North Carolina
Wilkes County, North Carolina
Wilson County, North Carolina
Yadkin County, North Carolina
Yancey County, North Carolina
National Data

See Today’s Mortgage Rates in North Carolina

       

Today's 30-year fixed-rate mortgage rate in North Carolina is 6.375%. See current mortgage rates for every mortgage product and check your eligibility for first-time home buyer programs with an Immedate Mortgage Approval by Homebuyer.com.

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