Dan Green
Dan Green

Dan Green

Homebuyer.com

Dan Green has helped millions of people achieve their American Dream of homeownership. Dan has developed dozens of tools, written thousands of mortgage articles, and recorded hundreds of educational videos. .

Dan Green

Dan Green

Homebuyer.com

Dan Green has helped millions of people achieve their American Dream of homeownership. Dan has developed dozens of tools, written thousands of mortgage articles, and recorded hundreds of educational videos. .

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This website discusses mortgage programs and how to qualify. Your eligibility may vary based on lender guidelines and investor overlays. Check with your lender for specific details.

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This article was checked for accuracy as of December 2, 2024. Learn more about our commitments to accuracy and your mortgage education in our editorial guidelines.

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Trusted Content

This article was checked for accuracy as of December 2, 2024. Learn more about our commitments to accuracy and your mortgage education in our editorial guidelines.

Published: December 2, 2024

2025 Conventional and FHA Mortgage Loan Limits for Oklahoma

Conforming Loans
FHA Loans
Property Type
2025 Loan Limit
1-Unit Homes
$806,500
2-Unit Homes
$1,032,650
3-Unit Homes
$1,248,150
4-Unit Homes
$1,551,250
Source: Federal Housing Finance Agency; Federal Housing Administration

Oklahoma mortgage loan limits apply in:

2025 Mortgage Loan Limits - Conforming, FHA, and High-Cost Areas
Video Length: 06:51

Historical Charts: Mortgage Loan Limits in Oklahoma

Oklahoma mortgage loan limits adjust annually to match changes in the FHFA House Price Index.

Conforming Loans
FHA Loans

Mortgage Statistics from Oklahoma

Oklahoma mortgage statistics are sourced from the FFIEC, which collects anonymous HMDA mortgage data from U.S. mortgage applications.

Mortgages
Total
Purchase Mortgages (2018-2023)
291,620
Loan Type
Relative Share
Conventional
60.28%
FHA
22.65%
VA
13.23%
USDA
3.83%
Property Type
Relative Share
1-Unit Homes
98.85%
2-Unit Homes
0.96%
3-Unit Homes
0.10%
4-Unit Homes
0.09%
Borrower Status
Relative Share
One Applicant
56.84%
Two or More Applicants
43.16%
Gender
Relative Share
Male
34.92%
Female
20.65%
Joint Sex
37.88%
Not Available
6.56%
Race
Relative Share
American Indian / Alaska Native
5.06%
Asian
3.25%
Black / African American
3.63%
Native Hawaiian / Other Pacific Islander
0.19%
White
69.32%
Mixed Race
6.45%
Other Race
12.12%
Ethnicity
Relative Share
Hispanic or Latino
7.30%
Not Hispanic or Latino
77.64%
Joint Ethnicity
2.57%
Other Ethnicity
12.48%
Oklahoma data represents closed-end, first-lien purchase mortgages for 1-4 unit residential properties since 2018. Source: FFIEC Home Mortgage Disclosure Act

Mortgage Loan Limits in All Oklahoma Counties

2025 conforming and FHA mortgage loan limits for all Oklahoma counties. Local loan limits and county-level mortgage data updated regularly.

Oklahoma Counties

Adair County, Oklahoma
Alfalfa County, Oklahoma
Atoka County, Oklahoma
Beaver County, Oklahoma
Beckham County, Oklahoma
Blaine County, Oklahoma
Bryan County, Oklahoma
Caddo County, Oklahoma
Canadian County, Oklahoma
Carter County, Oklahoma
Cherokee County, Oklahoma
Choctaw County, Oklahoma
Cimarron County, Oklahoma
Cleveland County, Oklahoma
Coal County, Oklahoma
Comanche County, Oklahoma
Cotton County, Oklahoma
Craig County, Oklahoma
Creek County, Oklahoma
Custer County, Oklahoma
Delaware County, Oklahoma
Dewey County, Oklahoma
Ellis County, Oklahoma
Garfield County, Oklahoma
Garvin County, Oklahoma
Grady County, Oklahoma
Grant County, Oklahoma
Greer County, Oklahoma
Harmon County, Oklahoma
Harper County, Oklahoma
Haskell County, Oklahoma
Hughes County, Oklahoma
Jackson County, Oklahoma
Jefferson County, Oklahoma
Johnston County, Oklahoma
Kay County, Oklahoma
Kingfisher County, Oklahoma
Kiowa County, Oklahoma
Latimer County, Oklahoma
Le Flore County, Oklahoma
Lincoln County, Oklahoma
Logan County, Oklahoma
Love County, Oklahoma
Mcclain County, Oklahoma
Mccurtain County, Oklahoma
Mcintosh County, Oklahoma
Major County, Oklahoma
Marshall County, Oklahoma
Mayes County, Oklahoma
Murray County, Oklahoma
Muskogee County, Oklahoma
Noble County, Oklahoma
Nowata County, Oklahoma
Okfuskee County, Oklahoma
Oklahoma County, Oklahoma
Okmulgee County, Oklahoma
Osage County, Oklahoma
Ottawa County, Oklahoma
Pawnee County, Oklahoma
Payne County, Oklahoma
Pittsburg County, Oklahoma
Pontotoc County, Oklahoma
Pottawatomie County, Oklahoma
Pushmataha County, Oklahoma
Roger Mills County, Oklahoma
Rogers County, Oklahoma
Seminole County, Oklahoma
Sequoyah County, Oklahoma
Stephens County, Oklahoma
Texas County, Oklahoma
Tillman County, Oklahoma
Tulsa County, Oklahoma
Wagoner County, Oklahoma
Washington County, Oklahoma
Washita County, Oklahoma
Woods County, Oklahoma
Woodward County, Oklahoma
National Data

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