Dan Green

Dan Green

Since 2003, Dan Green has been a leading mortgage lender and respected industry authority. His unwavering commitment to first-time home buyers and home buyer education has established him as a trusted voice among his colleagues, his peers, and the media. Dan founded Homebuyer.com to expand the American Dream of Homeownership to all who want it. .

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This website discusses mortgage programs and how to qualify. Your eligibility may vary based on lender guidelines and investor overlays. Check with your lender for specific details.

Certified Accurate

Certified Accurate

Your trust matters to us. This article was thoroughly checked for accuracy as of February 14, 2024. Homebuyer.com ensures every piece of information we share reflects the latest in mortgage standards. Learn more about our commitments to our readers in our editorial guidelines.

Mortgage Loan Limits for Oklahoma

Conforming Loans
FHA Loans
Property Type
2024 Loan Limit
1-Unit Homes
$766,550
2-Unit Homes
$981,500
3-Unit Homes
$1,186,350
4-Unit Homes
$1,474,400
Source: Federal Housing Finance Agency; Federal Housing Administration

Oklahoma mortgage loan limits apply in:

Historical Charts: Mortgage Loan Limits in Oklahoma

Oklahoma mortgage loan limits adjust annually to match changes in the FHFA House Price Index.

Conforming Loans
FHA Loans

Mortgage Statistics from Oklahoma

Oklahoma mortgage statistics are sourced from the FFIEC, which collects anonymous HMDA mortgage data from U.S. mortgage applications.

Loan Type
Relative Share
Conventional
57.95%
FHA
23.48%
VA
3.42%
USDA
15.15%
Property Type
Relative Share
1-Unit Homes
99.49%
2-Unit Homes
0.49%
3-Unit Homes
0.01%
4-Unit Homes
0.01%
Borrower Status
Relative Share
One Borrower
65.51%
Two or More Borrowers
34.49%
Gender
Relative Share
Male
51.60%
Female
25.26%
Not Specified
23.15%
Race
Relative Share
American Indian / Alaska Native
5.68%
Asian
3.57%
Black / African American
4.09%
Native Hawaiian / Other Pacific Islander
0.21%
White
79.63%
Other
6.81%
Ethnicity
Relative Share
Hispanic or Latino
8.03%
Not Hispanic or Latino
88.98%
Oklahoma data represents 2018-2022 closed-end, first-lien purchase mortgages for 1-4 unit residential properties. Source: FFEIC Home Mortgage Disclosure Act

Mortgage Loan Limits in All Oklahoma Counties

2024 conforming and FHA mortgage loan limits for all Oklahoma counties. Local loan limits and county-level mortgage data updated regularly.

Oklahoma Counties

Adair County, Oklahoma
Alfalfa County, Oklahoma
Atoka County, Oklahoma
Beaver County, Oklahoma
Beckham County, Oklahoma
Blaine County, Oklahoma
Bryan County, Oklahoma
Caddo County, Oklahoma
Canadian County, Oklahoma
Carter County, Oklahoma
Cherokee County, Oklahoma
Choctaw County, Oklahoma
Cimarron County, Oklahoma
Cleveland County, Oklahoma
Coal County, Oklahoma
Comanche County, Oklahoma
Cotton County, Oklahoma
Craig County, Oklahoma
Creek County, Oklahoma
Custer County, Oklahoma
Delaware County, Oklahoma
Dewey County, Oklahoma
Ellis County, Oklahoma
Garfield County, Oklahoma
Garvin County, Oklahoma
Grady County, Oklahoma
Grant County, Oklahoma
Greer County, Oklahoma
Harmon County, Oklahoma
Harper County, Oklahoma
Haskell County, Oklahoma
Hughes County, Oklahoma
Jackson County, Oklahoma
Jefferson County, Oklahoma
Johnston County, Oklahoma
Kay County, Oklahoma
Kingfisher County, Oklahoma
Kiowa County, Oklahoma
Latimer County, Oklahoma
Le Flore County, Oklahoma
Lincoln County, Oklahoma
Logan County, Oklahoma
Love County, Oklahoma
Mcclain County, Oklahoma
Mccurtain County, Oklahoma
Mcintosh County, Oklahoma
Major County, Oklahoma
Marshall County, Oklahoma
Mayes County, Oklahoma
Murray County, Oklahoma
Muskogee County, Oklahoma
Noble County, Oklahoma
Nowata County, Oklahoma
Okfuskee County, Oklahoma
Oklahoma County, Oklahoma
Okmulgee County, Oklahoma
Osage County, Oklahoma
Ottawa County, Oklahoma
Pawnee County, Oklahoma
Payne County, Oklahoma
Pittsburg County, Oklahoma
Pontotoc County, Oklahoma
Pottawatomie County, Oklahoma
Pushmataha County, Oklahoma
Roger Mills County, Oklahoma
Rogers County, Oklahoma
Seminole County, Oklahoma
Sequoyah County, Oklahoma
Stephens County, Oklahoma
Texas County, Oklahoma
Tillman County, Oklahoma
Tulsa County, Oklahoma
Wagoner County, Oklahoma
Washington County, Oklahoma
Washita County, Oklahoma
Woods County, Oklahoma
Woodward County, Oklahoma
National Data

See Today’s Mortgage Rates in Oklahoma

       

Today's 30-year fixed-rate mortgage rate in Oklahoma is 6.25%. See current mortgage rates for every mortgage product and check your eligibility for first-time home buyer programs with an Immedate Mortgage Approval by Homebuyer.com.

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