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Mortgage Loan Limits for Oklahoma
Conforming Loans
FHA Loans
Property Type
2024 Loan Limit
1-Unit Homes
$766,550
2-Unit Homes
$981,500
3-Unit Homes
$1,186,350
4-Unit Homes
$1,474,400
Property Type
2024 Loan Limit
1-Unit Homes
$498,257
2-Unit Homes
$637,950
3-Unit Homes
$730,525
4-Unit Homes
$958,350
Source: Federal Housing Finance Agency; Federal Housing Administration
Oklahoma mortgage loan limits apply in:
Historical Charts: Mortgage Loan Limits in Oklahoma
Oklahoma mortgage loan limits adjust annually to match changes in the FHFA House Price Index.
Conforming Loans
FHA Loans
Mortgage Statistics from Oklahoma
Oklahoma mortgage statistics are sourced from the FFIEC, which collects anonymous HMDA mortgage data from U.S. mortgage applications.
Loan Type
Relative Share
Conventional
57.95%
FHA
23.48%
VA
3.42%
USDA
15.15%
Property Type
Relative Share
1-Unit Homes
99.49%
2-Unit Homes
0.49%
3-Unit Homes
0.01%
4-Unit Homes
0.01%
Borrower Status
Relative Share
One Borrower
65.51%
Two or More Borrowers
34.49%
Gender
Relative Share
Male
51.60%
Female
25.26%
Not Specified
23.15%
Race
Relative Share
American Indian / Alaska Native
5.68%
Asian
3.57%
Black / African American
4.09%
Native Hawaiian / Other Pacific Islander
0.21%
White
79.63%
Other
6.81%
Ethnicity
Relative Share
Hispanic or Latino
8.03%
Not Hispanic or Latino
88.98%
Oklahoma data represents 2018-2022 closed-end, first-lien purchase mortgages for 1-4 unit residential properties. Source: FFEIC Home Mortgage Disclosure Act
Mortgage Loan Limits in All Oklahoma Counties
2024 conforming and FHA mortgage loan limits for all Oklahoma counties. Local loan limits and county-level mortgage data updated regularly.
Today's 30-year fixed-rate mortgage rate in Oklahoma is 6.25%. See current mortgage rates for every mortgage product and check your eligibility for first-time home buyer programs with an Immedate Mortgage Approval by Homebuyer.com.
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