Dan Green

Dan Green

Since 2003, Dan Green has been a leading mortgage lender and respected industry authority. His unwavering commitment to first-time home buyers and home buyer education has established him as a trusted voice among his colleagues, his peers, and the media. Dan founded Homebuyer.com to expand the American Dream of Homeownership to all who want it. .

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Mortgage Loan Limits for Ventura County, California

Conforming Loans
FHA Loans
Property Type
2024 Loan Limit
1-Unit Homes
$954,500
2-Unit Homes
$1,221,950
3-Unit Homes
$1,477,050
4-Unit Homes
$1,835,600
Source: Federal Housing Finance Agency; Federal Housing Administration

Ventura County, California, mortgage loan limits apply in:

Ventura County 2024 mortgage loan limits include the following cities: Bell Canyon, Camarillo, Casa Conejo, Channel Islands Beach, El Rio, Fillmore, Lake Sherwood, Meiners Oaks, Mira Monte, Moorpark, Oak Park, Oak View, Ojai, Oxnard, Piru, Port Hueneme, San Buenaventura (Ventura), Santa Paula, Santa Rosa Valley, Santa Susana, Saticoy, Simi Valley, Somis, Thousand Oaks

Historical Charts: Mortgage Loan Limits in Ventura County, California

Ventura County mortgage loan limits adjust annually to match changes in the FHFA House Price Index.

Conforming Loans
FHA Loans

Mortgage Statistics from Ventura County, California

Ventura County mortgage statistics are sourced from the FFIEC, which collects anonymous HMDA mortgage data from U.S. mortgage applications.

Loan Type
Relative Share
Conventional
80.60%
FHA
11.46%
VA
7.84%
USDA
0.09%
Property Type
Relative Share
1-Unit Homes
99.19%
2-Unit Homes
0.60%
3-Unit Homes
0.13%
4-Unit Homes
0.08%
Borrower Status
Relative Share
One Borrower
12.18%
Two or More Borrowers
87.82%
Gender
Relative Share
Male
58.38%
Female
25.99%
Not Specified
15.63%
Race
Relative Share
American Indian / Alaska Native
0.50%
Asian
9.30%
Black / African American
1.77%
Native Hawaiian / Other Pacific Islander
0.30%
White
83.21%
Other
4.93%
Ethnicity
Relative Share
Hispanic or Latino
23.62%
Not Hispanic or Latino
70.24%
California data represents 2018-2022 closed-end, first-lien purchase mortgages for 1-4 unit residential properties. Source: FFEIC Home Mortgage Disclosure Act

Mortgage Loan Limits Near Ventura County, California

2024 conforming and FHA mortgage loan limits for for the areas surrounding Ventura County, California. Local loan limits and county-level mortgage data updated regularly.

View Nearby Counties:

Kern County, California
Los Angeles County, California
Santa Barbara County, California
National Data

See Today’s Mortgage Rates in Ventura County, California

       

Today's 30-year fixed-rate mortgage rate in California is 6.25%. See current mortgage rates for every mortgage product and check your eligibility for first-time home buyer programs with an Immedate Mortgage Approval by Homebuyer.com.

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© 2021-2024 All rights reserved. Member FDIC. Equal Housing Lender. Novus Home Mortgage, a division of Ixonia Bank, NMLS #423065. The website is not available in Connecticut, New York, Washington, Hawaii, and Alaska. Growella is not licensed or registered to engage in mortgage loan origination activities for mortgage loans on 1-4 family residential properties located in New York. This website is not approved by the state of New York. A self-directed mortgage means the customer provides application information and selects loan terms independently. Guidance from a loan officer is available for informational purposes only. This process is not fully automated and does not increase the likelihood of mortgage approval compared to a typical mortgage application. All applications are subject to standard underwriting and approval criteria. This website has no affiliation with the US Department of Housing and Urban Development, the US Department of Veterans Affairs, the US Department of Agriculture, or any other government agency. US government agencies have not reviewed this information, and this site is not connected with any government agency.