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Published: December 2, 2024
2025 Conventional and FHA Mortgage Loan Limits for Los Angeles County, California
Conforming Loans
FHA Loans
Property Type
2025 Loan Limit
1-Unit Homes
$1,209,750
2-Unit Homes
$1,548,975
3-Unit Homes
$1,872,225
4-Unit Homes
$2,326,875
Property Type
2025 Loan Limit
1-Unit Homes
$1,209,750
2-Unit Homes
$1,548,975
3-Unit Homes
$1,872,225
4-Unit Homes
$2,326,875
Source: Federal Housing Finance Agency; Federal Housing Administration
Los Angeles County, California, mortgage loan limits apply in:
Los Angeles County 2025 mortgage loan limits include the following cities: Acton, Agoura Hills, Agua Dulce, Alhambra, Alondra Park, Altadena, Arcadia, Artesia, Avalon, Avocado Heights, Azusa, Baldwin Park, Bell, Bellflower, Bell Gardens, Beverly Hills, Bradbury, Burbank, Calabasas, Carson, Castaic, Cerritos, Charter Oak, Citrus, Claremont, Commerce, Compton, Covina, Cudahy, Culver City, Del Aire, Desert View Highlands, Diamond Bar, Downey, Duarte, East Los Angeles, East Pasadena, East Rancho Dominguez, East San Gabriel, East Whittier, Elizabeth Lake, El Monte, El Segundo, Florence-Graham, Gardena, Glendale, Glendora, Green Valley, Hacienda Heights, Hasley Canyon, Hawaiian Gardens, Hawthorne, Hermosa Beach, Hidden Hills, Huntington Park, Industry, Inglewood, Irwindale, La Cañada Flintridge, La Crescenta-Montrose, Ladera Heights, La Habra Heights, Lake Hughes, Lake Los Angeles, Lakewood, La Mirada, Lancaster, La Puente, La Verne, Lawndale, Lennox, Leona Valley, Littlerock, Lomita, Long Beach, Los Angeles, Lynwood, Malibu, Manhattan Beach, Marina del Rey, Mayflower Village, Maywood, Monrovia, Montebello, Monterey Park, North El Monte, Norwalk, Palmdale, Palos Verdes Estates, Paramount, Pasadena, Pepperdine University, Pico Rivera, Pomona, Quartz Hill, Rancho Palos Verdes, Redondo Beach, Rolling Hills, Rolling Hills Estates, Rose Hills, Rosemead, Rowland Heights, San Dimas, San Fernando, San Gabriel, San Marino, San Pasqual, Santa Clarita, Santa Fe Springs, Santa Monica, Sierra Madre, Signal Hill, South El Monte, South Gate, South Monrovia Island, South Pasadena, South San Gabriel, South San Jose Hills, South Whittier, Stevenson Ranch, Sun Village, Temple City, Topanga, Torrance, Valinda, Val Verde, Vernon, View Park-Windsor Hills, Vincent, Walnut, Walnut Park, West Athens, West Carson, West Covina, West Hollywood, Westlake Village, Westmont, West Puente Valley, West Rancho Dominguez, West Whittier-Los Nietos, Whittier, Willowbrook
2025 Mortgage Loan Limits - Conforming, FHA, and High-Cost Area
Video Length: 06:51
Historical Charts: Mortgage Loan Limits in Los Angeles County, California
Los Angeles County mortgage loan limits adjust annually to match changes in the FHFA House Price Index.
Conforming Loans
FHA Loans
Mortgage Statistics from Los Angeles County, California
Los Angeles County mortgage statistics are sourced from the FFIEC, which collects anonymous HMDA mortgage data from U.S. mortgage applications.
Mortgages
Total
Purchase Mortgages (2018-2023)
275,442
Loan Type
Relative Share
Conventional
84.32%
FHA
12.35%
VA
3.31%
USDA
0.03%
Property Type
Relative Share
1-Unit Homes
95.80%
2-Unit Homes
2.89%
3-Unit Homes
0.70%
4-Unit Homes
0.61%
Borrower Status
Relative Share
One Applicant
49.81%
Two or More Applicants
50.19%
Gender
Relative Share
Male
31.89%
Female
21.39%
Joint Sex
40.01%
Not Available
6.70%
Race
Relative Share
American Indian / Alaska Native
0.32%
Asian
18.08%
Black / African American
4.24%
Native Hawaiian / Other Pacific Islander
0.23%
White
53.36%
Mixed Race
4.02%
Other Race
19.76%
Ethnicity
Relative Share
Hispanic or Latino
21.16%
Not Hispanic or Latino
57.76%
Joint Ethnicity
3.62%
Other Ethnicity
17.45%
Los Angeles County data represents closed-end, first-lien purchase mortgages for 1-4 unit residential properties since 2018. Source: FFIEC Home Mortgage Disclosure Act
Mortgage Loan Limits Near Los Angeles County, California
2025 conforming and FHA mortgage loan limits for for the areas surrounding Los Angeles County, California. Local loan limits and county-level mortgage data updated regularly.
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