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Find the mortgage loan limits for any U.S. address
2023 Mortgage Loan Limits for Los Angeles County, California
Conforming Loans
FHA Loans
Property Type
2023 Loan Limit
1-Unit Homes
$1,089,300
2-Unit Homes
$1,394,775
3-Unit Homes
$1,685,850
4-Unit Homes
$2,095,200
Property Type
2023 Loan Limit
1-Unit Homes
$1,089,300
2-Unit Homes
$1,394,775
3-Unit Homes
$1,685,850
4-Unit Homes
$2,095,200
Source: Federal Housing Finance Agency; Federal Housing Administration
Los Angeles County, California, mortgage loan limits apply in:
Los Angeles County 2023 mortgage loan limits include the following cities: Acton, Agoura Hills, Agua Dulce, Alhambra, Alondra Park, Altadena, Arcadia, Artesia, Avalon, Avocado Heights, Azusa, Baldwin Park, Bell, Bellflower, Bell Gardens, Beverly Hills, Bradbury, Burbank, Calabasas, Carson, Castaic, Cerritos, Charter Oak, Citrus, Claremont, Commerce, Compton, Covina, Cudahy, Culver City, Del Aire, Desert View Highlands, Diamond Bar, Downey, Duarte, East Los Angeles, East Pasadena, East Rancho Dominguez, East San Gabriel, East Whittier, Elizabeth Lake, El Monte, El Segundo, Florence-Graham, Gardena, Glendale, Glendora, Green Valley, Hacienda Heights, Hasley Canyon, Hawaiian Gardens, Hawthorne, Hermosa Beach, Hidden Hills, Huntington Park, Industry, Inglewood, Irwindale, La Cañada Flintridge, La Crescenta-Montrose, Ladera Heights, La Habra Heights, Lake Hughes, Lake Los Angeles, Lakewood, La Mirada, Lancaster, La Puente, La Verne, Lawndale, Lennox, Leona Valley, Littlerock, Lomita, Long Beach, Los Angeles, Lynwood, Malibu, Manhattan Beach, Marina del Rey, Mayflower Village, Maywood, Monrovia, Montebello, Monterey Park, North El Monte, Norwalk, Palmdale, Palos Verdes Estates, Paramount, Pasadena, Pepperdine University, Pico Rivera, Pomona, Quartz Hill, Rancho Palos Verdes, Redondo Beach, Rolling Hills, Rolling Hills Estates, Rose Hills, Rosemead, Rowland Heights, San Dimas, San Fernando, San Gabriel, San Marino, San Pasqual, Santa Clarita, Santa Fe Springs, Santa Monica, Sierra Madre, Signal Hill, South El Monte, South Gate, South Monrovia Island, South Pasadena, South San Gabriel, South San Jose Hills, South Whittier, Stevenson Ranch, Sun Village, Temple City, Topanga, Torrance, Valinda, Val Verde, Vernon, View Park-Windsor Hills, Vincent, Walnut, Walnut Park, West Athens, West Carson, West Covina, West Hollywood, Westlake Village, Westmont, West Puente Valley, West Rancho Dominguez, West Whittier-Los Nietos, Whittier, Willowbrook
What is a mortgage loan limit?
Mortgage loan limits are the upper boundaries for how much a home buyer can borrow on a mortgage. Loan limits vary by county and home type.
The Federal Housing Finance Agency (FHFA) sets mortgage loan limits for conforming mortgages and the Federal Housing Administration (FHA) sets loan limits for FHA mortgages. In Los Angeles County, the 2023 conforming mortgage loan limit for a 1-unit home is $1,089,300. The 2023 FHA mortgage loan limit for a 1-unit home is $1,089,300.
Conforming and FHA mortgage loan limits change annually to reflect changes in local and national home values. Loans that exceed conforming loan limit sizes are commonly called jumbo mortgages. As of 2023, there are no mortgage loan limits for VA loans or USDA loans.
Is Now A Good Time To Buy A House [September 2023]
Video Length: 10:25
Mortgage Loan Limits Near Los Angeles County, California
Get 2023 conforming and FHA mortgage loan limits for the areas surrounding Los Angeles County, California. Local loan limits and county-level mortgage data updated regularly.
Historical Charts: Mortgage Loan Limits in Los Angeles County, California
Mortgage loan limits adjust annually to match changes in U.S. home values. As home values go up or down in Los Angeles County, so do the local loan limits. Changes in mortgage loan limits promote affordable homeownership, fair lending, and a balanced housing market.
Conforming Loans
FHA Loans
Mortgage Statistics from Los Angeles County, California
Mortgage statistics for Los Angeles County, sourced from the Home Mortgage Disclosure Act (HMDA) database, maintained by the Federal Financial Institutions Examination Council (FFIEC). The HMDA database contains detailed, anonymous loan data and provides insight into home buyer traits, mortgage borrowing patterns, and mortgage approval rates. Percentages may not total 100% due to rounding.
Los Angeles County, California (2018-2022)
Loan Type
Relative Share
Conventional
80.95%
FHA
15.37%
VA
3.64%
USDA
0.05%
Property Type
Relative Share
1-Unit Homes
95.56%
2-Unit Homes
3.06%
3-Unit Homes
0.74%
4-Unit Homes
0.64%
Borrower Status
Relative Share
One Borrower
11.38%
Two or More Borrowers
88.62%
Gender
Relative Share
Male
56.00%
Female
28.61%
Not Specified
15.39%
Race
Relative Share
American Indian / Alaska Native
0.39%
Asian
21.77%
Black / African American
5.23%
Native Hawaiian / Other Pacific Islander
0.30%
White
67.73%
Other
4.57%
Ethnicity
Relative Share
Hispanic or Latino
25.89%
Not Hispanic or Latino
69.83%
Los Angeles County data represents closed-end, first-lien purchase mortgages for residential properties, 1-4 units, for the 5-year period 2018-2022. Source: FFEIC Home Mortgage Disclosure Act
Mortgage Statistics Near Los Angeles County, California
Get mortgage statistics for the areas surrounding Los Angeles County, California.
See Today’s Mortgage Rates in Los Angeles County, California
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