Dan Green
Dan Green

Dan Green

Homebuyer.com

Dan Green (NMLS 227607) is a licensed mortgage professional who has helped millions of people achieve their American Dream of homeownership. Dan has developed dozens of tools, written thousands of mortgage articles, and recorded hundreds of educational videos. .

This website discusses mortgage programs and how to qualify. Your eligibility may vary based on lender guidelines and investor overlays. Check with your lender for specific details.

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This article was checked for accuracy as of December 2, 2024. Learn more about our commitments to accuracy and your mortgage education in our editorial guidelines.

Published: December 2, 2024

2025 Conventional and FHA Mortgage Loan Limits for San Bernardino County, California

Conforming Loans
FHA Loans
Property Type
2025 Loan Limit
1-Unit Homes
$806,500
2-Unit Homes
$1,032,650
3-Unit Homes
$1,248,150
4-Unit Homes
$1,551,250
Source: Federal Housing Finance Agency; Federal Housing Administration

San Bernardino County, California, mortgage loan limits apply in:

San Bernardino County 2025 mortgage loan limits include the following cities: Adelanto, Apple Valley, Baker, Barstow, Big Bear City, Big Bear Lake, Big River, Bloomington, Bluewater, Chino, Chino Hills, Colton, Crestline, Fontana, Fort Irwin, Grand Terrace, Hesperia, Highland, Homestead Valley, Joshua Tree, Lake Arrowhead, Lenwood, Loma Linda, Lucerne Valley, Lytle Creek, Mentone, Montclair, Morongo Valley, Mountain View Acres, Muscoy, Needles, Oak Glen, Oak Hills, Ontario, Phelan, Piñon Hills, Rancho Cucamonga, Redlands, Rialto, Running Springs, San Antonio Heights, San Bernardino, Searles Valley, Silver Lakes, Spring Valley Lake, Twentynine Palms, Upland, Victorville, Wrightwood, Yermo, Yucaipa, Yucca Valley
2025 Mortgage Loan Limits - Conforming, FHA, and High-Cost Area
Video Length: 06:51

Historical Charts: Mortgage Loan Limits in San Bernardino County, California

San Bernardino County mortgage loan limits adjust annually to match changes in the FHFA House Price Index.

Conforming Loans
FHA Loans

Mortgage Statistics from San Bernardino County, California

San Bernardino County mortgage statistics are sourced from the FFIEC, which collects anonymous HMDA mortgage data from U.S. mortgage applications.

Mortgages
Total
Purchase Mortgages (2018-2023)
116,984
Loan Type
Relative Share
Conventional
66.18%
FHA
26.22%
VA
7.01%
USDA
0.59%
Property Type
Relative Share
1-Unit Homes
98.90%
2-Unit Homes
0.66%
3-Unit Homes
0.21%
4-Unit Homes
0.23%
Borrower Status
Relative Share
One Applicant
52.93%
Two or More Applicants
47.07%
Gender
Relative Share
Male
35.09%
Female
21.68%
Joint Sex
38.44%
Not Available
4.79%
Race
Relative Share
American Indian / Alaska Native
0.70%
Asian
13.29%
Black / African American
4.93%
Native Hawaiian / Other Pacific Islander
0.28%
White
59.14%
Mixed Race
2.91%
Other Race
18.73%
Ethnicity
Relative Share
Hispanic or Latino
36.35%
Not Hispanic or Latino
43.98%
Joint Ethnicity
4.59%
Other Ethnicity
15.09%
San Bernardino County data represents closed-end, first-lien purchase mortgages for 1-4 unit residential properties since 2018. Source: FFIEC Home Mortgage Disclosure Act

Mortgage Loan Limits Near San Bernardino County, California

2025 conforming and FHA mortgage loan limits for for the areas surrounding San Bernardino County, California. Local loan limits and county-level mortgage data updated regularly.

View Nearby Counties:

La Paz County, Arizona
Mohave County, Arizona
Inyo County, California
Kern County, California
Los Angeles County, California
Orange County, California
Riverside County, California
Clark County, Nevada
National Data

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© 2021-2024 All rights reserved. Member FDIC. Equal Housing Lender. Novus Home Mortgage, a division of Ixonia Bank, NMLS #423065. The website is not available in Connecticut, New York, Washington, Hawaii, and Alaska. Growella is not licensed or registered to engage in mortgage loan origination activities for mortgage loans on 1-4 family residential properties located in New York. This website is not approved by the state of New York. A self-directed mortgage means the customer provides application information and selects loan terms independently. Guidance from a loan officer is available for informational purposes only. This process is not fully automated and does not increase the likelihood of mortgage approval compared to a typical mortgage application. All applications are subject to standard underwriting and approval criteria. This website has no affiliation with the US Department of Housing and Urban Development, the US Department of Veterans Affairs, the US Department of Agriculture, or any other government agency. US government agencies have not reviewed this information, and this site is not connected with any government agency.