Dan Green

Dan Green

Since 2003, Dan Green has been a leading mortgage lender and respected industry authority. His unwavering commitment to first-time home buyers and home buyer education has established him as a trusted voice among his colleagues, his peers, and the media. Dan founded Homebuyer.com to expand the American Dream of Homeownership to all who want it. .

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Mortgage Loan Limits for Orange County, California

Conforming Loans
FHA Loans
Property Type
2024 Loan Limit
1-Unit Homes
$1,149,825
2-Unit Homes
$1,472,250
3-Unit Homes
$1,779,525
4-Unit Homes
$2,211,600
Source: Federal Housing Finance Agency; Federal Housing Administration

Orange County, California, mortgage loan limits apply in:

Orange County 2024 mortgage loan limits include the following cities: Aliso Viejo, Anaheim, Brea, Buena Park, Costa Mesa, Coto de Caza, Cypress, Dana Point, Fountain Valley, Fullerton, Garden Grove, Huntington Beach, Irvine, Ladera Ranch, Laguna Beach, Laguna Hills, Laguna Niguel, Laguna Woods, La Habra, Lake Forest, La Palma, Las Flores, Los Alamitos, Midway City, Mission Viejo, Modjeska, Newport Beach, North Tustin, Orange, Placentia, Rancho Mission Viejo, Rancho Santa Margarita, Rossmoor, San Clemente, San Juan Capistrano, Santa Ana, Seal Beach, Silverado, Stanton, Trabuco Canyon, Tustin, Villa Park, Westminster, Williams Canyon, Yorba Linda

Historical Charts: Mortgage Loan Limits in Orange County, California

Orange County mortgage loan limits adjust annually to match changes in the FHFA House Price Index.

Conforming Loans
FHA Loans

Mortgage Statistics from Orange County, California

Orange County mortgage statistics are sourced from the FFIEC, which collects anonymous HMDA mortgage data from U.S. mortgage applications.

Loan Type
Relative Share
Conventional
90.62%
FHA
5.98%
VA
3.41%
USDA
0.00%
Property Type
Relative Share
1-Unit Homes
99.03%
2-Unit Homes
0.53%
3-Unit Homes
0.18%
4-Unit Homes
0.27%
Borrower Status
Relative Share
One Borrower
8.90%
Two or More Borrowers
91.10%
Gender
Relative Share
Male
61.04%
Female
26.77%
Not Specified
12.19%
Race
Relative Share
American Indian / Alaska Native
0.30%
Asian
33.04%
Black / African American
0.98%
Native Hawaiian / Other Pacific Islander
0.29%
White
60.39%
Other
5.01%
Ethnicity
Relative Share
Hispanic or Latino
12.06%
Not Hispanic or Latino
83.36%
California data represents 2018-2022 closed-end, first-lien purchase mortgages for 1-4 unit residential properties. Source: FFEIC Home Mortgage Disclosure Act

Mortgage Loan Limits Near Orange County, California

2024 conforming and FHA mortgage loan limits for for the areas surrounding Orange County, California. Local loan limits and county-level mortgage data updated regularly.

View Nearby Counties:

Los Angeles County, California
Riverside County, California
San Bernardino County, California
San Diego County, California
National Data

See Today’s Mortgage Rates in Orange County, California

       

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