Dan Green

Dan Green

Since 2003, Dan Green has been a leading mortgage lender and respected industry authority. His unwavering commitment to first-time home buyers and home buyer education has established him as a trusted voice among his colleagues, his peers, and the media. Dan founded Homebuyer.com to expand the American Dream of Homeownership to all who want it. .

Couple at home looking at tablet

This website discusses mortgage programs and how to qualify. Your eligibility may vary based on lender guidelines and investor overlays. Check with your lender for specific details.

Certified Accurate

Certified Accurate

Your trust matters to us. This article was thoroughly checked for accuracy as of February 14, 2024. Homebuyer.com ensures every piece of information we share reflects the latest in mortgage standards. Learn more about our commitments to our reader in our editorial guidelines.

Mortgage Loan Limits for San Diego County, California

Conforming Loans
FHA Loans
Property Type
2024 Loan Limit
1-Unit Homes
$1,006,250
2-Unit Homes
$1,288,200
3-Unit Homes
$1,557,150
4-Unit Homes
$1,935,150
Source: Federal Housing Finance Agency; Federal Housing Administration

San Diego County, California, mortgage loan limits apply in:

San Diego County 2024 mortgage loan limits include the following cities: Alpine, Bonita, Bonsall, Borrego Springs, Bostonia, Boulevard, Campo, Camp Pendleton Mainside, Camp Pendleton South, Carlsbad, Casa de Oro-Mount Helix, Chula Vista, Coronado, Crest, Del Dios, Del Mar, Descanso, El Cajon, Elfin Forest, Encinitas, Escondido, Eucalyptus Hills, Fairbanks Ranch, Fallbrook, Granite Hills, Harbison Canyon, Harmony Grove, Hidden Meadows, Imperial Beach, Jacumba, Jamul, Julian, Lake San Marcos, Lakeside, La Mesa, La Presa, Lemon Grove, Mount Laguna, National City, Oceanside, Pala, Pine Valley, Potrero, Poway, Rainbow, Ramona, Rancho San Diego, Rancho Santa Fe, San Diego, San Diego Country Estates, San Marcos, Santee, Solana Beach, Spring Valley, Valley Center, Vista, Winter Gardens

Historical Charts: Mortgage Loan Limits in San Diego County, California

San Diego County mortgage loan limits adjust annually to match changes in the FHFA House Price Index.

Conforming Loans
FHA Loans

Mortgage Statistics from San Diego County, California

San Diego County mortgage statistics are sourced from the FFIEC, which collects anonymous HMDA mortgage data from U.S. mortgage applications.

Loan Type
Relative Share
Conventional
72.77%
FHA
8.78%
VA
18.34%
USDA
0.11%
Property Type
Relative Share
1-Unit Homes
98.46%
2-Unit Homes
1.10%
3-Unit Homes
0.25%
4-Unit Homes
0.20%
Borrower Status
Relative Share
One Borrower
10.43%
Two or More Borrowers
89.57%
Gender
Relative Share
Male
60.75%
Female
26.10%
Not Specified
13.15%
Race
Relative Share
American Indian / Alaska Native
0.54%
Asian
15.64%
Black / African American
3.20%
Native Hawaiian / Other Pacific Islander
0.52%
White
73.98%
Other
6.13%
Ethnicity
Relative Share
Hispanic or Latino
17.47%
Not Hispanic or Latino
76.23%
California data represents 2018-2022 closed-end, first-lien purchase mortgages for 1-4 unit residential properties. Source: FFEIC Home Mortgage Disclosure Act

Mortgage Loan Limits Near San Diego County, California

2024 conforming and FHA mortgage loan limits for for the areas surrounding San Diego County, California. Local loan limits and county-level mortgage data updated regularly.

View Nearby Counties:

Imperial County, California
Orange County, California
Riverside County, California
National Data

See Today’s Mortgage Rates in San Diego County, California

       

Today's 30-year fixed-rate mortgage rate in California is 6.25%. See current mortgage rates for every mortgage product and check your eligibility for first-time home buyer programs with an Immedate Mortgage Approval by Homebuyer.com.

Get Pre-approved

Find out what you can purchase today

Let's make your dream of Homeownership a reality. Get a home price and rate, right now.
Novus logo

Member FDIC. Equal Housing Lender.

             

Homebuyer.com
Operated by Novus Home Mortgage
230 Findlay Street
Cincinnati, OH 45214
513-824-8171

Equal Housing Lender Member FDIC

Notices

Links

Mortgages

Tools

© 2021-2024 All rights reserved. Member FDIC. Equal Housing Lender. Novus Home Mortgage, a division of Ixonia Bank, NMLS #423065. The website is not available in Connecticut, New York, Washington, Hawaii, and Alaska. Growella is not licensed or registered to engage in mortgage loan origination activities for mortgage loans on 1-4 family residential properties located in New York. This website is not approved by the state of New York. A self-directed mortgage means the customer provides application information and selects loan terms independently. Guidance from a loan officer is available for informational purposes only. This process is not fully automated and does not increase the likelihood of mortgage approval compared to a typical mortgage application. All applications are subject to standard underwriting and approval criteria. This website has no affiliation with the US Department of Housing and Urban Development, the US Department of Veterans Affairs, the US Department of Agriculture, or any other government agency. US government agencies have not reviewed this information, and this site is not connected with any government agency.