Dan Green

Dan Green

Since 2003, Dan Green has been a leading mortgage lender and respected industry authority. His unwavering commitment to first-time home buyers and home buyer education has established him as a trusted voice among his colleagues, his peers, and the media. Dan founded Homebuyer.com to expand the American Dream of Homeownership to all who want it. .

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Mortgage Loan Limits for Kern County, California

Conforming Loans
FHA Loans
Property Type
2024 Loan Limit
1-Unit Homes
$766,550
2-Unit Homes
$981,500
3-Unit Homes
$1,186,350
4-Unit Homes
$1,474,400
Source: Federal Housing Finance Agency; Federal Housing Administration

Kern County, California, mortgage loan limits apply in:

Kern County 2024 mortgage loan limits include the following cities: Alta Sierra, Arvin, Bakersfield, Bakersfield Country Club, Bear Valley Springs, Benton Park, Bodfish, Boron, Buttonwillow, California City, Casa Loma, Cherokee Strip, China Lake Acres, Choctaw Valley, Cottonwood, Delano, Derby Acres, Di Giorgio, Dustin Acres, East Bakersfield, East Niles, Edison, Edmundson Acres, Edwards AFB, El Adobe, Fairfax, Fellows, Ford City, Frazier Park, Fuller Acres, Glennville, Golden Hills, Goodmanville, Greenacres, Greenfield, Hillcrest, Inyokern, Johannesburg, Keene, Kernville, La Cresta, Lake Isabella, Lake of the Woods, Lakeside, Lamont, Lebec, Lost Hills, Maricopa, McFarland, McKittrick, Mettler, Mexican Colony, Mojave, Mountain Meadows, Mountain Mesa, North Edwards, Oildale, Olde Stockdale, Old River, Old Stine, Onyx, Pine Mountain Club, Potomac Park, Pumpkin Center, Randsburg, Rexland Acres, Ridgecrest, Ridgecrest Heights, Rivergrove, Rosamond, Rosedale, Shafter, Smith Corner, South Taft, Squirrel Mountain Valley, Stallion Springs, Stebbins, Taft, Taft Heights, Tarina, Tehachapi, Tupman, Valley Acres, Wasco, Weedpatch, Weldon, Wofford Heights, Woody

Historical Charts: Mortgage Loan Limits in Kern County, California

Kern County mortgage loan limits adjust annually to match changes in the FHFA House Price Index.

Conforming Loans
FHA Loans

Mortgage Statistics from Kern County, California

Kern County mortgage statistics are sourced from the FFIEC, which collects anonymous HMDA mortgage data from U.S. mortgage applications.

Loan Type
Relative Share
Conventional
52.07%
FHA
36.76%
VA
9.69%
USDA
1.49%
Property Type
Relative Share
1-Unit Homes
98.08%
2-Unit Homes
1.00%
3-Unit Homes
0.30%
4-Unit Homes
0.62%
Borrower Status
Relative Share
One Borrower
15.10%
Two or More Borrowers
84.90%
Gender
Relative Share
Male
57.49%
Female
24.12%
Not Specified
18.39%
Race
Relative Share
American Indian / Alaska Native
0.80%
Asian
7.34%
Black / African American
3.92%
Native Hawaiian / Other Pacific Islander
0.27%
White
85.23%
Other
2.44%
Ethnicity
Relative Share
Hispanic or Latino
44.69%
Not Hispanic or Latino
51.07%
California data represents 2018-2022 closed-end, first-lien purchase mortgages for 1-4 unit residential properties. Source: FFEIC Home Mortgage Disclosure Act

Mortgage Loan Limits Near Kern County, California

2024 conforming and FHA mortgage loan limits for for the areas surrounding Kern County, California. Local loan limits and county-level mortgage data updated regularly.

View Nearby Counties:

Inyo County, California
Kings County, California
Los Angeles County, California
San Bernardino County, California
San Luis Obispo County, California
Santa Barbara County, California
Tulare County, California
Ventura County, California
National Data

See Today’s Mortgage Rates in Kern County, California

       

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© 2021-2024 All rights reserved. Member FDIC. Equal Housing Lender. Novus Home Mortgage, a division of Ixonia Bank, NMLS #423065. The website is not available in Connecticut, New York, Washington, Hawaii, and Alaska. Growella is not licensed or registered to engage in mortgage loan origination activities for mortgage loans on 1-4 family residential properties located in New York. This website is not approved by the state of New York. A self-directed mortgage means the customer provides application information and selects loan terms independently. Guidance from a loan officer is available for informational purposes only. This process is not fully automated and does not increase the likelihood of mortgage approval compared to a typical mortgage application. All applications are subject to standard underwriting and approval criteria. This website has no affiliation with the US Department of Housing and Urban Development, the US Department of Veterans Affairs, the US Department of Agriculture, or any other government agency. US government agencies have not reviewed this information, and this site is not connected with any government agency.