Dan Green

Dan Green

Since 2003, Dan Green has been a leading mortgage lender and respected industry authority. His unwavering commitment to first-time home buyers and home buyer education has established him as a trusted voice among his colleagues, his peers, and the media. Dan founded Homebuyer.com to expand the American Dream of Homeownership to all who want it. .

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We also exist for profit and want our readers to understand how we make money.

Homebuyer.com is a mortgage-company-affiliated publisher. We earn compensation when you click specific links on the website, or apply for a mortgage with Homebuyer.com or partner listed in our comparison tables. Our partners compensate us differently, so we randomize our tables to protect our readers from steering. We may also earn compensation for advertisements on the site, which are indicated clearly. Note that limitations in our software, whether we originate mortgages in your area, and credit factors may affect the offers and comparison tables you see on various parts of this site. We do not include offers for every mortgage product available. Someday, we hope we will.

Certified Accurate

Certified Accurate

Your trust matters to us. This article was thoroughly checked for accuracy as of February 14, 2024. Homebuyer.com ensures every piece of information we share reflects the latest in mortgage standards. Learn more about our commitments to our readers in our editorial guidelines.

Mortgage Loan Limits for California

Conforming Loans
FHA Loans
Property Type
2024 Loan Limit
1-Unit Homes
2-Unit Homes
3-Unit Homes
4-Unit Homes
Source: Federal Housing Finance Agency; Federal Housing Administration

California mortgage loan limits apply in:

Historical Charts: Mortgage Loan Limits in California

California mortgage loan limits adjust annually to match changes in the FHFA House Price Index.

Conforming Loans
FHA Loans

Mortgage Statistics from California

California mortgage statistics are sourced from the FFIEC, which collects anonymous HMDA mortgage data from U.S. mortgage applications.

Loan Type
Relative Share
Property Type
Relative Share
1-Unit Homes
2-Unit Homes
3-Unit Homes
4-Unit Homes
Borrower Status
Relative Share
One Borrower
Two or More Borrowers
Relative Share
Not Specified
Relative Share
American Indian / Alaska Native
Black / African American
Native Hawaiian / Other Pacific Islander
Relative Share
Hispanic or Latino
Not Hispanic or Latino
California data represents 2018-2022 closed-end, first-lien purchase mortgages for 1-4 unit residential properties. Source: FFEIC Home Mortgage Disclosure Act

Mortgage Loan Limits in All California Counties

2024 conforming and FHA mortgage loan limits for all California counties. Local loan limits and county-level mortgage data updated regularly.

California Counties

Alameda County, California
Contra Costa County, California
Los Angeles County, California
Marin County, California
Orange County, California
San Benito County, California
San Francisco County, California
San Mateo County, California
Santa Clara County, California
Santa Cruz County, California
Napa County, California
San Diego County, California
Ventura County, California
Monterey County, California
San Luis Obispo County, California
Sonoma County, California
Santa Barbara County, California
El Dorado County, California
Placer County, California
Sacramento County, California
Yolo County, California
Alpine County, California
Amador County, California
Butte County, California
Calaveras County, California
Colusa County, California
Del Norte County, California
Fresno County, California
Glenn County, California
Humboldt County, California
Imperial County, California
Inyo County, California
Kern County, California
Kings County, California
Lake County, California
Lassen County, California
Madera County, California
Mariposa County, California
Mendocino County, California
Merced County, California
Modoc County, California
Mono County, California
Nevada County, California
Plumas County, California
Riverside County, California
San Bernardino County, California
San Joaquin County, California
Shasta County, California
Sierra County, California
Siskiyou County, California
Solano County, California
Stanislaus County, California
Sutter County, California
Tehama County, California
Trinity County, California
Tulare County, California
Tuolumne County, California
Yuba County, California
National Data

See Today’s Mortgage Rates in California


Today's 30-year fixed-rate mortgage rate in California is 6.375%. See current mortgage rates for every mortgage product and check your eligibility for first-time home buyer programs with an Immedate Mortgage Approval by Homebuyer.com.

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