Dan Green
Dan Green

Dan Green

Homebuyer.com

Dan Green (NMLS 227607) is a licensed mortgage professional who has helped millions of people achieve their American Dream of homeownership. Dan has developed dozens of tools, written thousands of mortgage articles, and recorded hundreds of educational videos. .

This website discusses mortgage programs and how to qualify. Your eligibility may vary based on lender guidelines and investor overlays. Check with your lender for specific details.

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This article was checked for accuracy as of December 2, 2024. Learn more about our commitments to accuracy and your mortgage education in our editorial guidelines.

Published: December 2, 2024

2025 Conventional and FHA Mortgage Loan Limits for Worcester County, Massachusetts

Conforming Loans
FHA Loans
Property Type
2025 Loan Limit
1-Unit Homes
$806,500
2-Unit Homes
$1,032,650
3-Unit Homes
$1,248,150
4-Unit Homes
$1,551,250
Source: Federal Housing Finance Agency; Federal Housing Administration

Worcester County, Massachusetts, mortgage loan limits apply in:

Worcester County 2025 mortgage loan limits include the following cities: Ashburnham, Athol, Athol (CDP), Auburn, Baldwinville, Barre, Barre (CDP), Berlin, Blackstone, Bolton, Boylston, Brookfield, Brookfield (CDP), Charlton, Clinton, Clinton (CDP), Cordaville, Douglas, Dudley, East Brookfield, East Brookfield (CDP), East Douglas, Fiskdale, Fitchburg, Gardner, Grafton, Hardwick, Harvard, Holden, Hopedale, Hopedale (CDP), Hubbardston, Lancaster, Leicester, Leominster, Lunenburg, Lunenburg (CDP), Mendon, Milford, Milford (CDP), Millbury, Millville, New Braintree, Northborough, Northborough (CDP), Northbridge, North Brookfield, North Brookfield (CDP), Oakham, Oxford, Oxford (CDP), Paxton, Petersham, Petersham (CDP), Phillipston, Princeton, Royalston, Rutland, Rutland (CDP), Shrewsbury, South Ashburnham, Southborough, Southbridge Town, South Lancaster, Spencer, Spencer (CDP), Sterling, Sturbridge, Sturbridge (CDP), Sutton, Templeton, Upton, Upton (CDP), Uxbridge, Warren, Warren (CDP), Webster, Webster (CDP), Westborough, Westborough (CDP), West Boylston, West Brookfield, West Brookfield (CDP), Westminster, West Warren, Whitinsville, Winchendon, Winchendon (CDP), Worcester
2025 Mortgage Loan Limits - Conforming, FHA, and High-Cost Area
Video Length: 06:51

Historical Charts: Mortgage Loan Limits in Worcester County, Massachusetts

Worcester County mortgage loan limits adjust annually to match changes in the FHFA House Price Index.

Conforming Loans
FHA Loans

Mortgage Statistics from Worcester County, Massachusetts

Worcester County mortgage statistics are sourced from the FFIEC, which collects anonymous HMDA mortgage data from U.S. mortgage applications.

Mortgages
Total
Purchase Mortgages (2018-2023)
51,896
Loan Type
Relative Share
Conventional
77.94%
FHA
16.45%
VA
4.83%
USDA
0.77%
Property Type
Relative Share
1-Unit Homes
91.01%
2-Unit Homes
5.48%
3-Unit Homes
2.90%
4-Unit Homes
0.61%
Borrower Status
Relative Share
One Applicant
55.99%
Two or More Applicants
44.01%
Gender
Relative Share
Male
33.90%
Female
22.57%
Joint Sex
36.98%
Not Available
6.54%
Race
Relative Share
American Indian / Alaska Native
0.27%
Asian
7.02%
Black / African American
5.94%
Native Hawaiian / Other Pacific Islander
0.12%
White
70.78%
Mixed Race
2.22%
Other Race
13.66%
Ethnicity
Relative Share
Hispanic or Latino
11.16%
Not Hispanic or Latino
73.55%
Joint Ethnicity
2.10%
Other Ethnicity
13.18%
Worcester County data represents closed-end, first-lien purchase mortgages for 1-4 unit residential properties since 2018. Source: FFIEC Home Mortgage Disclosure Act

Mortgage Loan Limits Near Worcester County, Massachusetts

2025 conforming and FHA mortgage loan limits for for the areas surrounding Worcester County, Massachusetts. Local loan limits and county-level mortgage data updated regularly.

View Nearby Counties:

Tolland County, Connecticut
Windham County, Connecticut
Franklin County, Massachusetts
Hampden County, Massachusetts
Hampshire County, Massachusetts
Middlesex County, Massachusetts
Norfolk County, Massachusetts
Cheshire County, New Hampshire
Hillsborough County, New Hampshire
Providence County, Rhode Island
National Data

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