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A lot of home buyers are getting caught off guard by the rapid drop in mortgage rates. This week, the average 30-year fixed-rate mortgage fell a lot. It hit 6.35% nationwide. That's the lowest the rates have been all year. But remember that this is just an average, which means there are definitely mortgage lenders hawking rates in the 5s right now. There are out there. Without discount points. So check that out. You've got a window. Rates are down. For now, I'm Dan with Homebuyer.com. Happy homebuying.

Published: September 11, 2025