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Mortgage rates are officially the lowest they've been in 55 weeks. This according to Freddie Mac and its weekly mortgage rate report. The conventional 30-year fixed now averages 6.19% nationwide. So if you're wondering why your phone's been blowing up with messages from your lender, it's because everybody wants you to refinance. Or, to buy a home? Will mortgage rates fall more in the future? Maybe, who knows? But if the numbers look good for you today, return one of those calls. Make somebody's day and possibly make your payment go down. Everybody wins. Except the New York Jets. They don't win. I'm Dan with Homebuyer.com. Happy homebuying.

Published: October 23, 2025