Video Transcript
Two major holidays this week. Thanksgiving, of course, and also Mortgage Loan Limits Day. A very exciting time of year when the government issues new mortgage loan limits for conforming, FHA, VA, and USDA loans. Loan limits are the maximum amount that a person can borrow against their home and still have their loan backed by the aforementioned agencies. Loans above these amounts? They're called jumbo loans, generally subject to more restrictive mortgage guidelines, including higher credit scores, higher rates, larger down payments from buyers, which is why increases to the mortgage loan limits help keep homes affordable. Every US county gets its own mortgage limits. We have them all on the site. They'll be there Tuesday, November 25 with maps, stats, figures. Lots of helpful charts. I'm Dan with Homebuyer.com. Happy homebuying.
2026 Mortgage Loan Limits Releasing Tuesday, November 25, 2025
On November 25, 2025, the government will release new mortgage loan limits for conforming, FHA, VA, and USDA loans. These limits determine the maximum borrowing amount eligible for backing by these agencies and vary by county.
Video Transcript
Two major holidays this week. Thanksgiving, of course, and also Mortgage Loan Limits Day. A very exciting time of year when the government issues new mortgage loan limits for conforming, FHA, VA, and USDA loans. Loan limits are the maximum amount that a person can borrow against their home and still have their loan backed by the aforementioned agencies. Loans above these amounts? They're called jumbo loans, generally subject to more restrictive mortgage guidelines, including higher credit scores, higher rates, larger down payments from buyers, which is why increases to the mortgage loan limits help keep homes affordable. Every US county gets its own mortgage limits. We have them all on the site. They'll be there Tuesday, November 25 with maps, stats, figures. Lots of helpful charts. I'm Dan with Homebuyer.com. Happy homebuying.
