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Published: December 2, 2024
2025 Conventional and FHA Mortgage Loan Limits for Allegheny County, Pennsylvania
Conforming Loans
FHA Loans
Property Type
2025 Loan Limit
1-Unit Homes
$806,500
2-Unit Homes
$1,032,650
3-Unit Homes
$1,248,150
4-Unit Homes
$1,551,250
Property Type
2025 Loan Limit
1-Unit Homes
$524,225
2-Unit Homes
$671,200
3-Unit Homes
$811,275
4-Unit Homes
$1,008,300
Source: Federal Housing Finance Agency; Federal Housing Administration
Allegheny County, Pennsylvania, mortgage loan limits apply in:
Allegheny County 2025 mortgage loan limits include the following cities: Aleppo, Allison Park, Aspinwall, Avalon, Bairdford, Bakerstown, Baldwin, Baldwin (Township), Bell Acres, Bellevue, Ben Avon, Ben Avon Heights, Bethel Park, Blawnox, Boston, Brackenridge, Braddock, Braddock Hills, Bradford Woods, Brentwood, Bridgeville, Carnegie, Carnot-Moon, Castle Shannon, Chalfant, Cheswick, Churchill, Clairton, Clinton, Collier, Coraopolis, Crafton, Crescent, Curtisville, Dormont, Dravosburg, Duquesne, East Deer, East McKeesport, East Pittsburgh, Edgewood, Edgeworth, Elizabeth, Elizabeth (Township), Emsworth, Enlow, Etna, Fawn, Findlay, Forest Hills, Forward, Fox Chapel, Franklin Park, Frazer, Gibsonia, Glassport, Glenfield, Glen Osborne, Glenshaw, Greenock, Green Tree, Hampton, Harmar, Harrison, Harwick, Haysville, Heidelberg, Homestead, Imperial, Indiana, Ingram, Jefferson Hills, Kennedy, Kilbuck, Leet, Leetsdale, Liberty, Lincoln, Marshall, McCandless, McKeesport, McKees Rocks, Millvale, Monroeville, Moon, Mount Lebanon, Mount Oliver, Munhall, Neville, Noblestown, North Braddock, North Fayette, North Versailles, Oakdale, Oakmont, O'Hara, Ohio, Penn Hills, Pennsbury Village, Pine, Pitcairn, Pittsburgh, Pleasant Hills, Plum, Port Vue, Rankin, Rennerdale, Reserve, Richland, Robinson, Ross, Rosslyn Farms, Russellton, Scott, Sewickley, Sewickley Heights, Sewickley Hills, Shaler, Sharpsburg, South Fayette, South Park, South Versailles, Springdale, Springdale (Township), Stowe, Sturgeon, Swissvale, Tarentum, Thornburg, Turtle Creek, Upper St. Clair, Verona, Versailles, Wall, West Deer, West Elizabeth, West Homestead, West Mifflin, West View, Whitaker, Whitehall, White Oak, Wilkins, Wilkinsburg, Wilmerding
2025 Mortgage Loan Limits - Conforming, FHA, and High-Cost Area
Video Length: 06:51
Historical Charts: Mortgage Loan Limits in Allegheny County, Pennsylvania
Allegheny County mortgage loan limits adjust annually to match changes in the FHFA House Price Index.
Conforming Loans
FHA Loans
Mortgage Statistics from Allegheny County, Pennsylvania
Allegheny County mortgage statistics are sourced from the FFIEC, which collects anonymous HMDA mortgage data from U.S. mortgage applications.
Mortgages
Total
Purchase Mortgages (2018-2023)
69,966
Loan Type
Relative Share
Conventional
80.04%
FHA
15.05%
VA
4.65%
USDA
0.26%
Property Type
Relative Share
1-Unit Homes
97.38%
2-Unit Homes
2.07%
3-Unit Homes
0.39%
4-Unit Homes
0.15%
Borrower Status
Relative Share
One Applicant
59.96%
Two or More Applicants
40.04%
Gender
Relative Share
Male
34.57%
Female
24.65%
Joint Sex
33.42%
Not Available
7.36%
Race
Relative Share
American Indian / Alaska Native
0.16%
Asian
6.00%
Black / African American
5.79%
Native Hawaiian / Other Pacific Islander
0.07%
White
73.05%
Mixed Race
2.03%
Other Race
12.89%
Ethnicity
Relative Share
Hispanic or Latino
1.90%
Not Hispanic or Latino
83.97%
Joint Ethnicity
1.22%
Other Ethnicity
12.91%
Allegheny County data represents closed-end, first-lien purchase mortgages for 1-4 unit residential properties since 2018. Source: FFIEC Home Mortgage Disclosure Act
Mortgage Loan Limits Near Allegheny County, Pennsylvania
2025 conforming and FHA mortgage loan limits for for the areas surrounding Allegheny County, Pennsylvania. Local loan limits and county-level mortgage data updated regularly.
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