Dan Green
Dan Green

Dan Green

Homebuyer.com

Dan Green (NMLS 227607) is a licensed mortgage professional who has helped millions of people achieve their American Dream of homeownership. Dan has developed dozens of tools, written thousands of mortgage articles, and recorded hundreds of educational videos. .

Couple at home looking at tablet

This website discusses mortgage programs and how to qualify. Your eligibility may vary based on lender guidelines and investor overlays. Check with your lender for specific details.

Trusted Content
Homebuyer Logo

Trusted Content

This article was checked for accuracy as of December 2, 2024. Learn more about our commitments to accuracy and your mortgage education in our editorial guidelines.

Published: December 2, 2024

2025 Conventional and FHA Mortgage Loan Limits for Pennsylvania

Conforming Loans
FHA Loans
Property Type
2025 Loan Limit
1-Unit Homes
$806,500
2-Unit Homes
$1,032,650
3-Unit Homes
$1,248,150
4-Unit Homes
$1,551,250
Source: Federal Housing Finance Agency; Federal Housing Administration

Pennsylvania mortgage loan limits apply in:

2025 Mortgage Loan Limits - Conforming, FHA, and High-Cost Area
Video Length: 06:51

Historical Charts: Mortgage Loan Limits in Pennsylvania

Pennsylvania mortgage loan limits adjust annually to match changes in the FHFA House Price Index.

Conforming Loans
FHA Loans

Mortgage Statistics from Pennsylvania

Pennsylvania mortgage statistics are sourced from the FFIEC, which collects anonymous HMDA mortgage data from U.S. mortgage applications.

Mortgages
Total
Purchase Mortgages (2018-2023)
811,467
Loan Type
Relative Share
Conventional
73.85%
FHA
18.35%
VA
5.45%
USDA
2.35%
Property Type
Relative Share
1-Unit Homes
97.39%
2-Unit Homes
1.99%
3-Unit Homes
0.42%
4-Unit Homes
0.20%
Borrower Status
Relative Share
One Applicant
57.82%
Two or More Applicants
42.18%
Gender
Relative Share
Male
34.46%
Female
23.05%
Joint Sex
36.33%
Not Available
6.16%
Race
Relative Share
American Indian / Alaska Native
0.22%
Asian
5.37%
Black / African American
5.94%
Native Hawaiian / Other Pacific Islander
0.13%
White
74.21%
Mixed Race
1.72%
Other Race
12.43%
Ethnicity
Relative Share
Hispanic or Latino
6.03%
Not Hispanic or Latino
80.58%
Joint Ethnicity
1.37%
Other Ethnicity
12.03%
Pennsylvania data represents closed-end, first-lien purchase mortgages for 1-4 unit residential properties since 2018. Source: FFIEC Home Mortgage Disclosure Act

Mortgage Loan Limits in All Pennsylvania Counties

2025 conforming and FHA mortgage loan limits for all Pennsylvania counties. Local loan limits and county-level mortgage data updated regularly.

Pennsylvania Counties

Pike County, Pennsylvania
Adams County, Pennsylvania
Allegheny County, Pennsylvania
Armstrong County, Pennsylvania
Beaver County, Pennsylvania
Bedford County, Pennsylvania
Berks County, Pennsylvania
Blair County, Pennsylvania
Bradford County, Pennsylvania
Bucks County, Pennsylvania
Butler County, Pennsylvania
Cambria County, Pennsylvania
Cameron County, Pennsylvania
Carbon County, Pennsylvania
Centre County, Pennsylvania
Chester County, Pennsylvania
Clarion County, Pennsylvania
Clearfield County, Pennsylvania
Clinton County, Pennsylvania
Columbia County, Pennsylvania
Crawford County, Pennsylvania
Cumberland County, Pennsylvania
Dauphin County, Pennsylvania
Delaware County, Pennsylvania
Elk County, Pennsylvania
Erie County, Pennsylvania
Fayette County, Pennsylvania
Forest County, Pennsylvania
Franklin County, Pennsylvania
Fulton County, Pennsylvania
Greene County, Pennsylvania
Huntingdon County, Pennsylvania
Indiana County, Pennsylvania
Jefferson County, Pennsylvania
Juniata County, Pennsylvania
Lackawanna County, Pennsylvania
Lancaster County, Pennsylvania
Lawrence County, Pennsylvania
Lebanon County, Pennsylvania
Lehigh County, Pennsylvania
Luzerne County, Pennsylvania
Lycoming County, Pennsylvania
Mckean County, Pennsylvania
Mercer County, Pennsylvania
Mifflin County, Pennsylvania
Monroe County, Pennsylvania
Montgomery County, Pennsylvania
Montour County, Pennsylvania
Northampton County, Pennsylvania
Northumberland County, Pennsylvania
Perry County, Pennsylvania
Philadelphia County, Pennsylvania
Potter County, Pennsylvania
Schuylkill County, Pennsylvania
Snyder County, Pennsylvania
Somerset County, Pennsylvania
Sullivan County, Pennsylvania
Susquehanna County, Pennsylvania
Tioga County, Pennsylvania
Union County, Pennsylvania
Venango County, Pennsylvania
Warren County, Pennsylvania
Washington County, Pennsylvania
Wayne County, Pennsylvania
Westmoreland County, Pennsylvania
Wyoming County, Pennsylvania
York County, Pennsylvania
National Data

See Today’s Mortgage Rates

Get a personalized mortgage quote and check your eligibility for first-time home buyer programs now. Eligible home buyers can be pre-approved in as little as 3 minutes.

Find out what you can purchase today

Let's make your dream of Homeownership a reality. Get a home price and rate, right now.
© 2021-2024 All rights reserved. Member FDIC. Equal Housing Lender. Novus Home Mortgage, a division of Ixonia Bank, NMLS #423065. The website is not available in Connecticut, New York, Washington, Hawaii, and Alaska. Growella is not licensed or registered to engage in mortgage loan origination activities for mortgage loans on 1-4 family residential properties located in New York. This website is not approved by the state of New York. A self-directed mortgage means the customer provides application information and selects loan terms independently. Guidance from a loan officer is available for informational purposes only. This process is not fully automated and does not increase the likelihood of mortgage approval compared to a typical mortgage application. All applications are subject to standard underwriting and approval criteria. This website has no affiliation with the US Department of Housing and Urban Development, the US Department of Veterans Affairs, the US Department of Agriculture, or any other government agency. US government agencies have not reviewed this information, and this site is not connected with any government agency.