Dan Green
Dan Green

Dan Green

Homebuyer.com

Dan Green has helped millions of people achieve their American Dream of homeownership. Dan has developed dozens of tools, written thousands of mortgage articles, and recorded hundreds of educational videos. .

Dan Green

Dan Green

Homebuyer.com

Dan Green has helped millions of people achieve their American Dream of homeownership. Dan has developed dozens of tools, written thousands of mortgage articles, and recorded hundreds of educational videos. .

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This website discusses mortgage programs and how to qualify. Your eligibility may vary based on lender guidelines and investor overlays. Check with your lender for specific details.

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This article was checked for accuracy as of December 2, 2024. Learn more about our commitments to accuracy and your mortgage education in our editorial guidelines.

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Trusted Content

This article was checked for accuracy as of December 2, 2024. Learn more about our commitments to accuracy and your mortgage education in our editorial guidelines.

Published: December 2, 2024

2025 Conventional and FHA Mortgage Loan Limits for Indiana

Conforming Loans
FHA Loans
Property Type
2025 Loan Limit
1-Unit Homes
$806,500
2-Unit Homes
$1,032,650
3-Unit Homes
$1,248,150
4-Unit Homes
$1,551,250
Source: Federal Housing Finance Agency; Federal Housing Administration

Indiana mortgage loan limits apply in:

2025 Mortgage Loan Limits - Conforming, FHA, and High-Cost Areas
Video Length: 06:51

Historical Charts: Mortgage Loan Limits in Indiana

Indiana mortgage loan limits adjust annually to match changes in the FHFA House Price Index.

Conforming Loans
FHA Loans

Mortgage Statistics from Indiana

Indiana mortgage statistics are sourced from the FFIEC, which collects anonymous HMDA mortgage data from U.S. mortgage applications.

Mortgages
Total
Purchase Mortgages (2018-2023)
568,768
Loan Type
Relative Share
Conventional
69.46%
FHA
19.91%
VA
6.49%
USDA
4.14%
Property Type
Relative Share
1-Unit Homes
99.01%
2-Unit Homes
0.81%
3-Unit Homes
0.09%
4-Unit Homes
0.09%
Borrower Status
Relative Share
One Applicant
59.82%
Two or More Applicants
40.18%
Gender
Relative Share
Male
36.98%
Female
23.36%
Joint Sex
35.70%
Not Available
3.96%
Race
Relative Share
American Indian / Alaska Native
0.25%
Asian
3.77%
Black / African American
5.25%
Native Hawaiian / Other Pacific Islander
0.09%
White
81.19%
Mixed Race
1.57%
Other Race
7.88%
Ethnicity
Relative Share
Hispanic or Latino
5.31%
Not Hispanic or Latino
85.05%
Joint Ethnicity
1.53%
Other Ethnicity
8.10%
Indiana data represents closed-end, first-lien purchase mortgages for 1-4 unit residential properties since 2018. Source: FFIEC Home Mortgage Disclosure Act

Mortgage Loan Limits in All Indiana Counties

2025 conforming and FHA mortgage loan limits for all Indiana counties. Local loan limits and county-level mortgage data updated regularly.

Indiana Counties

Adams County, Indiana
Allen County, Indiana
Bartholomew County, Indiana
Benton County, Indiana
Blackford County, Indiana
Boone County, Indiana
Brown County, Indiana
Carroll County, Indiana
Cass County, Indiana
Clark County, Indiana
Clay County, Indiana
Clinton County, Indiana
Crawford County, Indiana
Daviess County, Indiana
Dearborn County, Indiana
Decatur County, Indiana
Dekalb County, Indiana
Delaware County, Indiana
Dubois County, Indiana
Elkhart County, Indiana
Fayette County, Indiana
Floyd County, Indiana
Fountain County, Indiana
Franklin County, Indiana
Fulton County, Indiana
Gibson County, Indiana
Grant County, Indiana
Greene County, Indiana
Hamilton County, Indiana
Hancock County, Indiana
Harrison County, Indiana
Hendricks County, Indiana
Henry County, Indiana
Howard County, Indiana
Huntington County, Indiana
Jackson County, Indiana
Jasper County, Indiana
Jay County, Indiana
Jefferson County, Indiana
Jennings County, Indiana
Johnson County, Indiana
Knox County, Indiana
Kosciusko County, Indiana
Lagrange County, Indiana
Lake County, Indiana
Laporte County, Indiana
Lawrence County, Indiana
Madison County, Indiana
Marion County, Indiana
Marshall County, Indiana
Martin County, Indiana
Miami County, Indiana
Monroe County, Indiana
Montgomery County, Indiana
Morgan County, Indiana
Newton County, Indiana
Noble County, Indiana
Ohio County, Indiana
Orange County, Indiana
Owen County, Indiana
Parke County, Indiana
Perry County, Indiana
Pike County, Indiana
Porter County, Indiana
Posey County, Indiana
Pulaski County, Indiana
Putnam County, Indiana
Randolph County, Indiana
Ripley County, Indiana
Rush County, Indiana
St. Joseph County, Indiana
Scott County, Indiana
Shelby County, Indiana
Spencer County, Indiana
Starke County, Indiana
Steuben County, Indiana
Sullivan County, Indiana
Switzerland County, Indiana
Tippecanoe County, Indiana
Tipton County, Indiana
Union County, Indiana
Vanderburgh County, Indiana
Vermillion County, Indiana
Vigo County, Indiana
Wabash County, Indiana
Warren County, Indiana
Warrick County, Indiana
Washington County, Indiana
Wayne County, Indiana
Wells County, Indiana
White County, Indiana
Whitley County, Indiana
National Data

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