Dan Green

Dan Green

Since 2003, Dan Green has been a leading mortgage lender and respected industry authority. His unwavering commitment to first-time home buyers and home buyer education has established him as a trusted voice among his colleagues, his peers, and the media. Dan founded Homebuyer.com to expand the American Dream of Homeownership to all who want it. .

Couple at home looking at tablet

How We Make Money

Homebuyer.com is your trusted guide to homeownership. Since 2003, our team has offered real-world expertise and advice to tens of millions of U.S. home buyers. Our content stands on its integrity: it's factual, unbiased, and free from outside influences. Read our editorial guidelines.

Homebuyer.com is a mortgage-company-affiliated publisher. We earn compensation when you click specific links on the website, or apply for a mortgage with Homebuyer.com or a partner listed in our comparison tables. Our partners compensate us differently, so we randomize our tables to protect our readers from steering. We may also earn compensation for advertisements on the site, which are indicated clearly. Note that limitations in our software, whether we originate mortgages in your area, and credit factors may affect the offers and comparison tables you see on various parts of this site. We do not include offers for every mortgage product available. Someday, we hope we will.

Certified Accurate

Certified Accurate

Your trust matters to us. This article was thoroughly checked for accuracy as of February 14, 2024. Homebuyer.com ensures every piece of information we share reflects the latest in mortgage standards. Learn more about our commitments to our readers in our editorial guidelines.

Mortgage Loan Limits for North Dakota

Conforming Loans
FHA Loans
Property Type
2024 Loan Limit
1-Unit Homes
$766,550
2-Unit Homes
$981,500
3-Unit Homes
$1,186,350
4-Unit Homes
$1,474,400
Source: Federal Housing Finance Agency; Federal Housing Administration

North Dakota mortgage loan limits apply in:

Historical Charts: Mortgage Loan Limits in North Dakota

North Dakota mortgage loan limits adjust annually to match changes in the FHFA House Price Index.

Conforming Loans
FHA Loans

Mortgage Statistics from North Dakota

North Dakota mortgage statistics are sourced from the FFIEC, which collects anonymous HMDA mortgage data from U.S. mortgage applications.

Loan Type
Relative Share
Conventional
68.22%
FHA
14.99%
VA
3.30%
USDA
13.50%
Property Type
Relative Share
1-Unit Homes
99.06%
2-Unit Homes
0.70%
3-Unit Homes
0.10%
4-Unit Homes
0.15%
Borrower Status
Relative Share
One Borrower
58.76%
Two or More Borrowers
41.24%
Gender
Relative Share
Male
58.68%
Female
26.41%
Not Specified
14.90%
Race
Relative Share
American Indian / Alaska Native
1.27%
Asian
1.38%
Black / African American
1.54%
Native Hawaiian / Other Pacific Islander
0.12%
White
93.60%
Other
2.09%
Ethnicity
Relative Share
Hispanic or Latino
2.41%
Not Hispanic or Latino
96.14%
North Dakota data represents 2018-2022 closed-end, first-lien purchase mortgages for 1-4 unit residential properties. Source: FFEIC Home Mortgage Disclosure Act

Mortgage Loan Limits in All North Dakota Counties

2024 conforming and FHA mortgage loan limits for all North Dakota counties. Local loan limits and county-level mortgage data updated regularly.

North Dakota Counties

Adams County, North Dakota
Barnes County, North Dakota
Benson County, North Dakota
Billings County, North Dakota
Bottineau County, North Dakota
Bowman County, North Dakota
Burke County, North Dakota
Burleigh County, North Dakota
Cass County, North Dakota
Cavalier County, North Dakota
Dickey County, North Dakota
Divide County, North Dakota
Dunn County, North Dakota
Eddy County, North Dakota
Emmons County, North Dakota
Foster County, North Dakota
Golden Valley County, North Dakota
Grand Forks County, North Dakota
Grant County, North Dakota
Griggs County, North Dakota
Hettinger County, North Dakota
Kidder County, North Dakota
Lamoure County, North Dakota
Logan County, North Dakota
Mchenry County, North Dakota
Mcintosh County, North Dakota
Mckenzie County, North Dakota
Mclean County, North Dakota
Mercer County, North Dakota
Morton County, North Dakota
Mountrail County, North Dakota
Nelson County, North Dakota
Oliver County, North Dakota
Pembina County, North Dakota
Pierce County, North Dakota
Ramsey County, North Dakota
Ransom County, North Dakota
Renville County, North Dakota
Richland County, North Dakota
Rolette County, North Dakota
Sargent County, North Dakota
Sheridan County, North Dakota
Sioux County, North Dakota
Slope County, North Dakota
Stark County, North Dakota
Steele County, North Dakota
Stutsman County, North Dakota
Towner County, North Dakota
Traill County, North Dakota
Walsh County, North Dakota
Ward County, North Dakota
Wells County, North Dakota
Williams County, North Dakota
National Data

See Today’s Mortgage Rates in North Dakota

       

Today's 30-year fixed-rate mortgage rate in North Dakota is 6.5%. See current mortgage rates for every mortgage product and check your eligibility for first-time home buyer programs with an Immedate Mortgage Approval by Homebuyer.com.

Find out what you can purchase today

© 2021-2024 All rights reserved. Growella Inc d/b/a Homebuyer. Homebuyer.com is powered by Novus Home Mortgage, a division of Ixonia Bank, NMLS 423065. www.nmlsconsumeraccess.org Homebuyer is located at 230 Findlay Street, Cincinnati, Ohio 45214. Novus Home Mortgage, a division of Ixonia Bank, is located at 20225 Water Tower Blvd. Suite 400, Brookfield, WI 53045. We have no affiliation with the US Department of Housing and Urban Development, the US Department of Veterans Affairs, the US Department of Agriculture, or any other government agency. US Government agencies have not reviewed this information and this site is not connected with any government agency. Equal Housing Lender. Applicant subject to credit and underwriting approval. Not all applicants will be approved for financing. The receipt of the application does not represent an approval for financing or interest rate guarantee. Restrictions may apply.