Dan Green
Dan Green

Dan Green

Homebuyer.com

Dan Green (NMLS 227607) is a licensed mortgage professional who has helped millions of people achieve their American Dream of homeownership. Dan has developed dozens of tools, written thousands of mortgage articles, and recorded hundreds of educational videos. .

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This article was checked for accuracy as of December 2, 2024. Learn more about our commitments to accuracy and your mortgage education in our editorial guidelines.

Published: December 2, 2024

2025 Conventional and FHA Mortgage Loan Limits for North Dakota

Conforming Loans
FHA Loans
Property Type
2025 Loan Limit
1-Unit Homes
$806,500
2-Unit Homes
$1,032,650
3-Unit Homes
$1,248,150
4-Unit Homes
$1,551,250
Source: Federal Housing Finance Agency; Federal Housing Administration

North Dakota mortgage loan limits apply in:

2025 Mortgage Loan Limits - Conforming, FHA, and High-Cost Area
Video Length: 06:51

Historical Charts: Mortgage Loan Limits in North Dakota

North Dakota mortgage loan limits adjust annually to match changes in the FHFA House Price Index.

Conforming Loans
FHA Loans

Mortgage Statistics from North Dakota

North Dakota mortgage statistics are sourced from the FFIEC, which collects anonymous HMDA mortgage data from U.S. mortgage applications.

Mortgages
Total
Purchase Mortgages (2018-2023)
55,219
Loan Type
Relative Share
Conventional
69.26%
FHA
16.29%
VA
10.70%
USDA
3.75%
Property Type
Relative Share
1-Unit Homes
98.85%
2-Unit Homes
0.82%
3-Unit Homes
0.10%
4-Unit Homes
0.23%
Borrower Status
Relative Share
One Applicant
52.30%
Two or More Applicants
47.70%
Gender
Relative Share
Male
34.34%
Female
17.49%
Joint Sex
43.64%
Not Available
4.54%
Race
Relative Share
American Indian / Alaska Native
1.20%
Asian
1.30%
Black / African American
1.51%
Native Hawaiian / Other Pacific Islander
0.12%
White
86.13%
Mixed Race
1.96%
Other Race
7.78%
Ethnicity
Relative Share
Hispanic or Latino
2.29%
Not Hispanic or Latino
87.31%
Joint Ethnicity
1.34%
Other Ethnicity
9.06%
North Dakota data represents closed-end, first-lien purchase mortgages for 1-4 unit residential properties since 2018. Source: FFIEC Home Mortgage Disclosure Act

Mortgage Loan Limits in All North Dakota Counties

2025 conforming and FHA mortgage loan limits for all North Dakota counties. Local loan limits and county-level mortgage data updated regularly.

North Dakota Counties

Adams County, North Dakota
Barnes County, North Dakota
Benson County, North Dakota
Billings County, North Dakota
Bottineau County, North Dakota
Bowman County, North Dakota
Burke County, North Dakota
Burleigh County, North Dakota
Cass County, North Dakota
Cavalier County, North Dakota
Dickey County, North Dakota
Divide County, North Dakota
Dunn County, North Dakota
Eddy County, North Dakota
Emmons County, North Dakota
Foster County, North Dakota
Golden Valley County, North Dakota
Grand Forks County, North Dakota
Grant County, North Dakota
Griggs County, North Dakota
Hettinger County, North Dakota
Kidder County, North Dakota
Lamoure County, North Dakota
Logan County, North Dakota
Mchenry County, North Dakota
Mcintosh County, North Dakota
Mckenzie County, North Dakota
Mclean County, North Dakota
Mercer County, North Dakota
Morton County, North Dakota
Mountrail County, North Dakota
Nelson County, North Dakota
Oliver County, North Dakota
Pembina County, North Dakota
Pierce County, North Dakota
Ramsey County, North Dakota
Ransom County, North Dakota
Renville County, North Dakota
Richland County, North Dakota
Rolette County, North Dakota
Sargent County, North Dakota
Sheridan County, North Dakota
Sioux County, North Dakota
Slope County, North Dakota
Stark County, North Dakota
Steele County, North Dakota
Stutsman County, North Dakota
Towner County, North Dakota
Traill County, North Dakota
Walsh County, North Dakota
Ward County, North Dakota
Wells County, North Dakota
Williams County, North Dakota
National Data

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