Dan Green
Dan Green

Dan Green

Homebuyer.com

Dan Green (NMLS 227607) is a licensed mortgage professional who has helped millions of people achieve their American Dream of homeownership. Dan has developed dozens of tools, written thousands of mortgage articles, and recorded hundreds of educational videos. .

Couple at home looking at tablet

This website discusses mortgage programs and how to qualify. Your eligibility may vary based on lender guidelines and investor overlays. Check with your lender for specific details.

Trusted Content
Homebuyer Logo

Trusted Content

This article was checked for accuracy as of December 2, 2024. Learn more about our commitments to accuracy and your mortgage education in our editorial guidelines.

Published: December 2, 2024

2025 Conventional and FHA Mortgage Loan Limits for Ohio

Conforming Loans
FHA Loans
Property Type
2025 Loan Limit
1-Unit Homes
$806,500
2-Unit Homes
$1,032,650
3-Unit Homes
$1,248,150
4-Unit Homes
$1,551,250
Source: Federal Housing Finance Agency; Federal Housing Administration

Ohio mortgage loan limits apply in:

2025 Mortgage Loan Limits - Conforming, FHA, and High-Cost Area
Video Length: 06:51

Historical Charts: Mortgage Loan Limits in Ohio

Ohio mortgage loan limits adjust annually to match changes in the FHFA House Price Index.

Conforming Loans
FHA Loans

Mortgage Statistics from Ohio

Ohio mortgage statistics are sourced from the FFIEC, which collects anonymous HMDA mortgage data from U.S. mortgage applications.

Mortgages
Total
Purchase Mortgages (2018-2023)
858,752
Loan Type
Relative Share
Conventional
71.58%
FHA
19.13%
VA
6.99%
USDA
2.30%
Property Type
Relative Share
1-Unit Homes
97.75%
2-Unit Homes
1.88%
3-Unit Homes
0.16%
4-Unit Homes
0.20%
Borrower Status
Relative Share
One Applicant
60.44%
Two or More Applicants
39.56%
Gender
Relative Share
Male
36.50%
Female
23.87%
Joint Sex
34.57%
Not Available
5.05%
Race
Relative Share
American Indian / Alaska Native
0.21%
Asian
3.40%
Black / African American
6.33%
Native Hawaiian / Other Pacific Islander
0.10%
White
78.66%
Mixed Race
1.62%
Other Race
9.68%
Ethnicity
Relative Share
Hispanic or Latino
2.78%
Not Hispanic or Latino
85.98%
Joint Ethnicity
1.17%
Other Ethnicity
10.07%
Ohio data represents closed-end, first-lien purchase mortgages for 1-4 unit residential properties since 2018. Source: FFIEC Home Mortgage Disclosure Act

Mortgage Loan Limits in All Ohio Counties

2025 conforming and FHA mortgage loan limits for all Ohio counties. Local loan limits and county-level mortgage data updated regularly.

Ohio Counties

Adams County, Ohio
Allen County, Ohio
Ashland County, Ohio
Ashtabula County, Ohio
Athens County, Ohio
Auglaize County, Ohio
Belmont County, Ohio
Brown County, Ohio
Butler County, Ohio
Carroll County, Ohio
Champaign County, Ohio
Clark County, Ohio
Clermont County, Ohio
Clinton County, Ohio
Columbiana County, Ohio
Coshocton County, Ohio
Crawford County, Ohio
Cuyahoga County, Ohio
Darke County, Ohio
Defiance County, Ohio
Delaware County, Ohio
Erie County, Ohio
Fairfield County, Ohio
Fayette County, Ohio
Franklin County, Ohio
Fulton County, Ohio
Gallia County, Ohio
Geauga County, Ohio
Greene County, Ohio
Guernsey County, Ohio
Hamilton County, Ohio
Hancock County, Ohio
Hardin County, Ohio
Harrison County, Ohio
Henry County, Ohio
Highland County, Ohio
Hocking County, Ohio
Holmes County, Ohio
Huron County, Ohio
Jackson County, Ohio
Jefferson County, Ohio
Knox County, Ohio
Lake County, Ohio
Lawrence County, Ohio
Licking County, Ohio
Logan County, Ohio
Lorain County, Ohio
Lucas County, Ohio
Madison County, Ohio
Mahoning County, Ohio
Marion County, Ohio
Medina County, Ohio
Meigs County, Ohio
Mercer County, Ohio
Miami County, Ohio
Monroe County, Ohio
Montgomery County, Ohio
Morgan County, Ohio
Morrow County, Ohio
Muskingum County, Ohio
Noble County, Ohio
Ottawa County, Ohio
Paulding County, Ohio
Perry County, Ohio
Pickaway County, Ohio
Pike County, Ohio
Portage County, Ohio
Preble County, Ohio
Putnam County, Ohio
Richland County, Ohio
Ross County, Ohio
Sandusky County, Ohio
Scioto County, Ohio
Seneca County, Ohio
Shelby County, Ohio
Stark County, Ohio
Summit County, Ohio
Trumbull County, Ohio
Tuscarawas County, Ohio
Union County, Ohio
Van Wert County, Ohio
Vinton County, Ohio
Warren County, Ohio
Washington County, Ohio
Wayne County, Ohio
Williams County, Ohio
Wood County, Ohio
Wyandot County, Ohio
National Data

See Today’s Mortgage Rates

Get a personalized mortgage quote and check your eligibility for first-time home buyer programs now. Eligible home buyers can be pre-approved in as little as 3 minutes.

Start Pre-approval

Find out what you can purchase today

Let's make your dream of Homeownership a reality. Get a home price and rate, right now.
Novus logo

Member FDIC. Equal Housing Lender.

             

Homebuyer.com
Operated by Novus Home Mortgage
230 Findlay Street
Cincinnati, OH 45214
513-824-8171

Equal Housing Lender Member FDIC

Notices

Links

Mortgages

Tools

© 2021-2024 All rights reserved. Member FDIC. Equal Housing Lender. Novus Home Mortgage, a division of Ixonia Bank, NMLS #423065. The website is not available in Connecticut, New York, Washington, Hawaii, and Alaska. Growella is not licensed or registered to engage in mortgage loan origination activities for mortgage loans on 1-4 family residential properties located in New York. This website is not approved by the state of New York. A self-directed mortgage means the customer provides application information and selects loan terms independently. Guidance from a loan officer is available for informational purposes only. This process is not fully automated and does not increase the likelihood of mortgage approval compared to a typical mortgage application. All applications are subject to standard underwriting and approval criteria. This website has no affiliation with the US Department of Housing and Urban Development, the US Department of Veterans Affairs, the US Department of Agriculture, or any other government agency. US government agencies have not reviewed this information, and this site is not connected with any government agency.