Dan Green

Dan Green

Since 2003, Dan Green has been a leading mortgage lender and respected industry authority. His unwavering commitment to first-time home buyers and home buyer education has established him as a trusted voice among his colleagues, his peers, and the media. Dan founded Homebuyer.com to expand the American Dream of Homeownership to all who want it. .

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This website discusses mortgage programs and how to qualify. Your eligibility may vary based on lender guidelines and investor overlays. Check with your lender for specific details.

Certified Accurate

Certified Accurate

Your trust matters to us. This article was thoroughly checked for accuracy as of February 14, 2024. Homebuyer.com ensures every piece of information we share reflects the latest in mortgage standards. Learn more about our commitments to our readers in our editorial guidelines.

Mortgage Loan Limits for Ohio

Conforming Loans
FHA Loans
Property Type
2024 Loan Limit
1-Unit Homes
$766,550
2-Unit Homes
$981,500
3-Unit Homes
$1,186,350
4-Unit Homes
$1,474,400
Source: Federal Housing Finance Agency; Federal Housing Administration

Ohio mortgage loan limits apply in:

Historical Charts: Mortgage Loan Limits in Ohio

Ohio mortgage loan limits adjust annually to match changes in the FHFA House Price Index.

Conforming Loans
FHA Loans

Mortgage Statistics from Ohio

Ohio mortgage statistics are sourced from the FFIEC, which collects anonymous HMDA mortgage data from U.S. mortgage applications.

Loan Type
Relative Share
Conventional
68.41%
FHA
21.49%
VA
1.98%
USDA
8.12%
Property Type
Relative Share
1-Unit Homes
97.77%
2-Unit Homes
1.90%
3-Unit Homes
0.16%
4-Unit Homes
0.18%
Borrower Status
Relative Share
One Borrower
66.93%
Two or More Borrowers
33.07%
Gender
Relative Share
Male
53.87%
Female
29.63%
Not Specified
16.50%
Race
Relative Share
American Indian / Alaska Native
0.22%
Asian
3.78%
Black / African American
6.98%
Native Hawaiian / Other Pacific Islander
0.11%
White
87.29%
Other
1.62%
Ethnicity
Relative Share
Hispanic or Latino
2.95%
Not Hispanic or Latino
95.80%
Ohio data represents 2018-2022 closed-end, first-lien purchase mortgages for 1-4 unit residential properties. Source: FFEIC Home Mortgage Disclosure Act

Mortgage Loan Limits in All Ohio Counties

2024 conforming and FHA mortgage loan limits for all Ohio counties. Local loan limits and county-level mortgage data updated regularly.

Ohio Counties

Adams County, Ohio
Allen County, Ohio
Ashland County, Ohio
Ashtabula County, Ohio
Athens County, Ohio
Auglaize County, Ohio
Belmont County, Ohio
Brown County, Ohio
Butler County, Ohio
Carroll County, Ohio
Champaign County, Ohio
Clark County, Ohio
Clermont County, Ohio
Clinton County, Ohio
Columbiana County, Ohio
Coshocton County, Ohio
Crawford County, Ohio
Cuyahoga County, Ohio
Darke County, Ohio
Defiance County, Ohio
Delaware County, Ohio
Erie County, Ohio
Fairfield County, Ohio
Fayette County, Ohio
Franklin County, Ohio
Fulton County, Ohio
Gallia County, Ohio
Geauga County, Ohio
Greene County, Ohio
Guernsey County, Ohio
Hamilton County, Ohio
Hancock County, Ohio
Hardin County, Ohio
Harrison County, Ohio
Henry County, Ohio
Highland County, Ohio
Hocking County, Ohio
Holmes County, Ohio
Huron County, Ohio
Jackson County, Ohio
Jefferson County, Ohio
Knox County, Ohio
Lake County, Ohio
Lawrence County, Ohio
Licking County, Ohio
Logan County, Ohio
Lorain County, Ohio
Lucas County, Ohio
Madison County, Ohio
Mahoning County, Ohio
Marion County, Ohio
Medina County, Ohio
Meigs County, Ohio
Mercer County, Ohio
Miami County, Ohio
Monroe County, Ohio
Montgomery County, Ohio
Morgan County, Ohio
Morrow County, Ohio
Muskingum County, Ohio
Noble County, Ohio
Ottawa County, Ohio
Paulding County, Ohio
Perry County, Ohio
Pickaway County, Ohio
Pike County, Ohio
Portage County, Ohio
Preble County, Ohio
Putnam County, Ohio
Richland County, Ohio
Ross County, Ohio
Sandusky County, Ohio
Scioto County, Ohio
Seneca County, Ohio
Shelby County, Ohio
Stark County, Ohio
Summit County, Ohio
Trumbull County, Ohio
Tuscarawas County, Ohio
Union County, Ohio
Van Wert County, Ohio
Vinton County, Ohio
Warren County, Ohio
Washington County, Ohio
Wayne County, Ohio
Williams County, Ohio
Wood County, Ohio
Wyandot County, Ohio
National Data

See Today’s Mortgage Rates in Ohio

       

Today's 30-year fixed-rate mortgage rate in Ohio is 6.25%. See current mortgage rates for every mortgage product and check your eligibility for first-time home buyer programs with an Immedate Mortgage Approval by Homebuyer.com.

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© 2021-2024 All rights reserved. Member FDIC. Equal Housing Lender. Novus Home Mortgage, a division of Ixonia Bank, NMLS #423065. The website is not available in Connecticut, New York, Washington, Hawaii, and Alaska. Growella is not licensed or registered to engage in mortgage loan origination activities for mortgage loans on 1-4 family residential properties located in New York. This website is not approved by the state of New York. A self-directed mortgage means the customer provides application information and selects loan terms independently. Guidance from a loan officer is available for informational purposes only. This process is not fully automated and does not increase the likelihood of mortgage approval compared to a typical mortgage application. All applications are subject to standard underwriting and approval criteria. This website has no affiliation with the US Department of Housing and Urban Development, the US Department of Veterans Affairs, the US Department of Agriculture, or any other government agency. US government agencies have not reviewed this information, and this site is not connected with any government agency.