Dan Green
Dan Green

Dan Green

Homebuyer.com

Dan Green (NMLS 227607) is a licensed mortgage professional who has helped millions of people achieve their American Dream of homeownership. Dan has developed dozens of tools, written thousands of mortgage articles, and recorded hundreds of educational videos. .

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This article was checked for accuracy as of December 2, 2024. Learn more about our commitments to accuracy and your mortgage education in our editorial guidelines.

Published: December 2, 2024

2025 Conventional and FHA Mortgage Loan Limits for West Virginia

Conforming Loans
FHA Loans
Property Type
2025 Loan Limit
1-Unit Homes
$806,500
2-Unit Homes
$1,032,650
3-Unit Homes
$1,248,150
4-Unit Homes
$1,551,250
Source: Federal Housing Finance Agency; Federal Housing Administration

West Virginia mortgage loan limits apply in:

2025 Mortgage Loan Limits - Conforming, FHA, and High-Cost Area
Video Length: 06:51

Historical Charts: Mortgage Loan Limits in West Virginia

West Virginia mortgage loan limits adjust annually to match changes in the FHFA House Price Index.

Conforming Loans
FHA Loans

Mortgage Statistics from West Virginia

West Virginia mortgage statistics are sourced from the FFIEC, which collects anonymous HMDA mortgage data from U.S. mortgage applications.

Mortgages
Total
Purchase Mortgages (2018-2023)
106,067
Loan Type
Relative Share
Conventional
61.71%
FHA
19.30%
VA
10.18%
USDA
8.81%
Property Type
Relative Share
1-Unit Homes
98.70%
2-Unit Homes
0.96%
3-Unit Homes
0.19%
4-Unit Homes
0.15%
Borrower Status
Relative Share
One Applicant
60.89%
Two or More Applicants
39.11%
Gender
Relative Share
Male
37.84%
Female
22.42%
Joint Sex
33.89%
Not Available
5.85%
Race
Relative Share
American Indian / Alaska Native
0.29%
Asian
1.26%
Black / African American
2.55%
Native Hawaiian / Other Pacific Islander
0.08%
White
84.76%
Mixed Race
1.39%
Other Race
9.67%
Ethnicity
Relative Share
Hispanic or Latino
2.10%
Not Hispanic or Latino
86.35%
Joint Ethnicity
1.01%
Other Ethnicity
10.54%
West Virginia data represents closed-end, first-lien purchase mortgages for 1-4 unit residential properties since 2018. Source: FFIEC Home Mortgage Disclosure Act

Mortgage Loan Limits in All West Virginia Counties

2025 conforming and FHA mortgage loan limits for all West Virginia counties. Local loan limits and county-level mortgage data updated regularly.

West Virginia Counties

Jefferson County, West Virginia
Barbour County, West Virginia
Berkeley County, West Virginia
Boone County, West Virginia
Braxton County, West Virginia
Brooke County, West Virginia
Cabell County, West Virginia
Calhoun County, West Virginia
Clay County, West Virginia
Doddridge County, West Virginia
Fayette County, West Virginia
Gilmer County, West Virginia
Grant County, West Virginia
Greenbrier County, West Virginia
Hampshire County, West Virginia
Hancock County, West Virginia
Hardy County, West Virginia
Harrison County, West Virginia
Jackson County, West Virginia
Kanawha County, West Virginia
Lewis County, West Virginia
Lincoln County, West Virginia
Logan County, West Virginia
Mcdowell County, West Virginia
Marion County, West Virginia
Marshall County, West Virginia
Mason County, West Virginia
Mercer County, West Virginia
Mineral County, West Virginia
Mingo County, West Virginia
Monongalia County, West Virginia
Monroe County, West Virginia
Morgan County, West Virginia
Nicholas County, West Virginia
Ohio County, West Virginia
Pendleton County, West Virginia
Pleasants County, West Virginia
Pocahontas County, West Virginia
Preston County, West Virginia
Putnam County, West Virginia
Raleigh County, West Virginia
Randolph County, West Virginia
Ritchie County, West Virginia
Roane County, West Virginia
Summers County, West Virginia
Taylor County, West Virginia
Tucker County, West Virginia
Tyler County, West Virginia
Upshur County, West Virginia
Wayne County, West Virginia
Webster County, West Virginia
Wetzel County, West Virginia
Wirt County, West Virginia
Wood County, West Virginia
Wyoming County, West Virginia
National Data

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