Dan Green

Dan Green

Since 2003, Dan Green has been a leading mortgage lender and respected industry authority. His unwavering commitment to first-time home buyers and home buyer education has established him as a trusted voice among his colleagues, his peers, and the media. Dan founded Homebuyer.com to expand the American Dream of Homeownership to all who want it. .

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Mortgage Loan Limits for West Virginia

Conforming Loans
FHA Loans
Property Type
2024 Loan Limit
1-Unit Homes
$766,550
2-Unit Homes
$981,500
3-Unit Homes
$1,186,350
4-Unit Homes
$1,474,400
Source: Federal Housing Finance Agency; Federal Housing Administration

West Virginia mortgage loan limits apply in:

Historical Charts: Mortgage Loan Limits in West Virginia

West Virginia mortgage loan limits adjust annually to match changes in the FHFA House Price Index.

Conforming Loans
FHA Loans

Mortgage Statistics from West Virginia

West Virginia mortgage statistics are sourced from the FFIEC, which collects anonymous HMDA mortgage data from U.S. mortgage applications.

Loan Type
Relative Share
Conventional
54.61%
FHA
23.21%
VA
8.92%
USDA
13.26%
Property Type
Relative Share
1-Unit Homes
99.45%
2-Unit Homes
0.40%
3-Unit Homes
0.11%
4-Unit Homes
0.04%
Borrower Status
Relative Share
One Borrower
67.15%
Two or More Borrowers
32.85%
Gender
Relative Share
Male
55.35%
Female
28.56%
Not Specified
16.09%
Race
Relative Share
American Indian / Alaska Native
0.32%
Asian
1.41%
Black / African American
2.89%
Native Hawaiian / Other Pacific Islander
0.09%
White
93.92%
Other
1.37%
Ethnicity
Relative Share
Hispanic or Latino
2.34%
Not Hispanic or Latino
96.54%
West Virginia data represents 2018-2022 closed-end, first-lien purchase mortgages for 1-4 unit residential properties. Source: FFEIC Home Mortgage Disclosure Act

Mortgage Loan Limits in All West Virginia Counties

2024 conforming and FHA mortgage loan limits for all West Virginia counties. Local loan limits and county-level mortgage data updated regularly.

West Virginia Counties

Jefferson County, West Virginia
Barbour County, West Virginia
Berkeley County, West Virginia
Boone County, West Virginia
Braxton County, West Virginia
Brooke County, West Virginia
Cabell County, West Virginia
Calhoun County, West Virginia
Clay County, West Virginia
Doddridge County, West Virginia
Fayette County, West Virginia
Gilmer County, West Virginia
Grant County, West Virginia
Greenbrier County, West Virginia
Hampshire County, West Virginia
Hancock County, West Virginia
Hardy County, West Virginia
Harrison County, West Virginia
Jackson County, West Virginia
Kanawha County, West Virginia
Lewis County, West Virginia
Lincoln County, West Virginia
Logan County, West Virginia
Mcdowell County, West Virginia
Marion County, West Virginia
Marshall County, West Virginia
Mason County, West Virginia
Mercer County, West Virginia
Mineral County, West Virginia
Mingo County, West Virginia
Monongalia County, West Virginia
Monroe County, West Virginia
Morgan County, West Virginia
Nicholas County, West Virginia
Ohio County, West Virginia
Pendleton County, West Virginia
Pleasants County, West Virginia
Pocahontas County, West Virginia
Preston County, West Virginia
Putnam County, West Virginia
Raleigh County, West Virginia
Randolph County, West Virginia
Ritchie County, West Virginia
Roane County, West Virginia
Summers County, West Virginia
Taylor County, West Virginia
Tucker County, West Virginia
Tyler County, West Virginia
Upshur County, West Virginia
Wayne County, West Virginia
Webster County, West Virginia
Wetzel County, West Virginia
Wirt County, West Virginia
Wood County, West Virginia
Wyoming County, West Virginia
National Data

See Today’s Mortgage Rates in West Virginia

       

Today's 30-year fixed-rate mortgage rate in West Virginia is 6.75%. See current mortgage rates for every mortgage product and check your eligibility for first-time home buyer programs with an Immedate Mortgage Approval by Homebuyer.com.

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