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Mortgages for first-time home buyers.

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Competitive low mortgage rates

Expert advice for first-time buyers

No hidden fees or surprises—ever!

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Mortgage Rate Assumptions

The Homebuyer.com mortgage rates shown on this page are based on assumptions about you, your home, and the state where you plan to purchase. The rate shown is accurate as of October 25, 2023 at 10:45 AM ET, but please remember that mortgage rates change without notice based on mortgage bond market activity.

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Find out what you could afford today!

The Best Mortgage Company For First-Time Buyers

Low Mortgage Rates

We are a direct mortgage lender which means there’s no middleman involved to push up your rate. Because every penny counts in your dream home journey.

Lightning Speed

Get a mortgage pre-approval in as few as 3 minutes, every day of the week. Start your home-buying journey on the fast track. Give yourself the edge.

Always Available

Wherever you are on your journey, embrace the advantage of 24/7 access to your lender because, in the race to your dream home, every moment counts.

Strong Communication

Our mortgage approvals include real-time loan tracking, milestone alerts, and a team of more than 200 mortgage pros working for your home.

Stop Renting And Start Owning

1

Get Pre-Approved

Dream big and start your homeownership journey. Every great adventure begins with a brave first step.

2

Shop Confidently

Navigate the market with precision. We’ll keep you on a good path while you find your perfect home.

3

Buy Your First Home

It’s time to relax! With your mortgage already pre-approved, we prepare your mortgage for closing.

4

Move in!

Get your new keys and embrace the joys of homeownership. Congratulations, you did it!

Ready to get started?

Finding your dream starts here. Apply in minutes.

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© 2021-2023 All rights reserved. Growella Inc d/b/a Homebuyer. Homebuyer.com is powered by Novus Home Mortgage, a division of Ixonia Bank, NMLS 423065. www.nmlsconsumeraccess.org Homebuyer is located at 230 Findlay Street, Cincinnati, Ohio 45202. Novus Home Mortgage, a division of Ixonia Bank, is located at 20225 Water Tower Blvd. Suite 400, Brookfield, WI 53045. We have no affiliation with the US Department of Housing and Urban Development, the US Department of Veterans Affairs, the US Department of Agriculture, or any other government agency. US Government agencies have not reviewed this information and this site is not connected with any government agency. Equal Housing Lender. Applicant subject to credit and underwriting approval. Not all applicants will be approved for financing. The receipt of the application does not represent an approval for financing or interest rate guarantee. Restrictions may apply.
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