Dan Green
Dan Green

Dan Green

Homebuyer.com

Dan Green (NMLS 227607) is a licensed mortgage professional who has helped millions of people achieve their American Dream of homeownership. Dan has developed dozens of tools, written thousands of mortgage articles, and recorded hundreds of educational videos. .

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This article was checked for accuracy as of December 2, 2024. Learn more about our commitments to accuracy and your mortgage education in our editorial guidelines.

Published: December 2, 2024

2025 Conventional and FHA Mortgage Loan Limits for Florida

Conforming Loans
FHA Loans
Property Type
2025 Loan Limit
1-Unit Homes
$806,500
2-Unit Homes
$1,032,650
3-Unit Homes
$1,248,150
4-Unit Homes
$1,551,250
Source: Federal Housing Finance Agency; Federal Housing Administration

Florida mortgage loan limits apply in:

2025 Mortgage Loan Limits - Conforming, FHA, and High-Cost Area
Video Length: 06:51

Historical Charts: Mortgage Loan Limits in Florida

Florida mortgage loan limits adjust annually to match changes in the FHFA House Price Index.

Conforming Loans
FHA Loans

Mortgage Statistics from Florida

Florida mortgage statistics are sourced from the FFIEC, which collects anonymous HMDA mortgage data from U.S. mortgage applications.

Mortgages
Total
Purchase Mortgages (2018-2023)
2,081,903
Loan Type
Relative Share
Conventional
68.72%
FHA
19.77%
VA
10.73%
USDA
0.79%
Property Type
Relative Share
1-Unit Homes
99.27%
2-Unit Homes
0.59%
3-Unit Homes
0.07%
4-Unit Homes
0.07%
Borrower Status
Relative Share
One Applicant
56.68%
Two or More Applicants
43.32%
Gender
Relative Share
Male
35.04%
Female
23.04%
Joint Sex
36.69%
Not Available
5.23%
Race
Relative Share
American Indian / Alaska Native
0.33%
Asian
3.35%
Black / African American
8.04%
Native Hawaiian / Other Pacific Islander
0.17%
White
72.77%
Mixed Race
2.07%
Other Race
13.28%
Ethnicity
Relative Share
Hispanic or Latino
19.80%
Not Hispanic or Latino
64.66%
Joint Ethnicity
2.99%
Other Ethnicity
12.54%
Florida data represents closed-end, first-lien purchase mortgages for 1-4 unit residential properties since 2018. Source: FFIEC Home Mortgage Disclosure Act

Mortgage Loan Limits in All Florida Counties

2025 conforming and FHA mortgage loan limits for all Florida counties. Local loan limits and county-level mortgage data updated regularly.

Florida Counties

Monroe County, Florida
Alachua County, Florida
Baker County, Florida
Bay County, Florida
Bradford County, Florida
Brevard County, Florida
Broward County, Florida
Calhoun County, Florida
Charlotte County, Florida
Citrus County, Florida
Clay County, Florida
Collier County, Florida
Columbia County, Florida
Desoto County, Florida
Dixie County, Florida
Duval County, Florida
Escambia County, Florida
Flagler County, Florida
Franklin County, Florida
Gadsden County, Florida
Gilchrist County, Florida
Glades County, Florida
Gulf County, Florida
Hamilton County, Florida
Hardee County, Florida
Hendry County, Florida
Hernando County, Florida
Highlands County, Florida
Hillsborough County, Florida
Holmes County, Florida
Indian River County, Florida
Jackson County, Florida
Jefferson County, Florida
Lafayette County, Florida
Lake County, Florida
Lee County, Florida
Leon County, Florida
Levy County, Florida
Liberty County, Florida
Madison County, Florida
Manatee County, Florida
Marion County, Florida
Martin County, Florida
Miami-Dade County, Florida
Nassau County, Florida
Okaloosa County, Florida
Okeechobee County, Florida
Orange County, Florida
Osceola County, Florida
Palm Beach County, Florida
Pasco County, Florida
Pinellas County, Florida
Polk County, Florida
Putnam County, Florida
St. Johns County, Florida
St. Lucie County, Florida
Santa Rosa County, Florida
Sarasota County, Florida
Seminole County, Florida
Sumter County, Florida
Suwannee County, Florida
Taylor County, Florida
Union County, Florida
Volusia County, Florida
Wakulla County, Florida
Walton County, Florida
Washington County, Florida
National Data

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