Dan Green

Dan Green

Since 2003, Dan Green has been a leading mortgage lender and respected industry authority. His unwavering commitment to first-time home buyers and home buyer education has established him as a trusted voice among his colleagues, his peers, and the media. Dan founded Homebuyer.com to expand the American Dream of Homeownership to all who want it. .

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Mortgage Loan Limits for Minnesota

Conforming Loans
FHA Loans
Property Type
2024 Loan Limit
1-Unit Homes
$766,550
2-Unit Homes
$981,500
3-Unit Homes
$1,186,350
4-Unit Homes
$1,474,400
Source: Federal Housing Finance Agency; Federal Housing Administration

Minnesota mortgage loan limits apply in:

Historical Charts: Mortgage Loan Limits in Minnesota

Minnesota mortgage loan limits adjust annually to match changes in the FHFA House Price Index.

Conforming Loans
FHA Loans

Mortgage Statistics from Minnesota

Minnesota mortgage statistics are sourced from the FFIEC, which collects anonymous HMDA mortgage data from U.S. mortgage applications.

Loan Type
Relative Share
Conventional
78.67%
FHA
13.69%
VA
1.61%
USDA
6.03%
Property Type
Relative Share
1-Unit Homes
98.30%
2-Unit Homes
1.47%
3-Unit Homes
0.14%
4-Unit Homes
0.09%
Borrower Status
Relative Share
One Borrower
60.98%
Two or More Borrowers
39.02%
Gender
Relative Share
Male
50.69%
Female
30.86%
Not Specified
18.45%
Race
Relative Share
American Indian / Alaska Native
0.47%
Asian
5.99%
Black / African American
4.25%
Native Hawaiian / Other Pacific Islander
0.11%
White
86.54%
Other
2.64%
Ethnicity
Relative Share
Hispanic or Latino
4.09%
Not Hispanic or Latino
94.21%
Minnesota data represents 2018-2022 closed-end, first-lien purchase mortgages for 1-4 unit residential properties. Source: FFEIC Home Mortgage Disclosure Act

Mortgage Loan Limits in All Minnesota Counties

2024 conforming and FHA mortgage loan limits for all Minnesota counties. Local loan limits and county-level mortgage data updated regularly.

Minnesota Counties

Aitkin County, Minnesota
Anoka County, Minnesota
Becker County, Minnesota
Beltrami County, Minnesota
Benton County, Minnesota
Big Stone County, Minnesota
Blue Earth County, Minnesota
Brown County, Minnesota
Carlton County, Minnesota
Carver County, Minnesota
Cass County, Minnesota
Chippewa County, Minnesota
Chisago County, Minnesota
Clay County, Minnesota
Clearwater County, Minnesota
Cook County, Minnesota
Cottonwood County, Minnesota
Crow Wing County, Minnesota
Dakota County, Minnesota
Dodge County, Minnesota
Douglas County, Minnesota
Faribault County, Minnesota
Fillmore County, Minnesota
Freeborn County, Minnesota
Goodhue County, Minnesota
Grant County, Minnesota
Hennepin County, Minnesota
Houston County, Minnesota
Hubbard County, Minnesota
Isanti County, Minnesota
Itasca County, Minnesota
Jackson County, Minnesota
Kanabec County, Minnesota
Kandiyohi County, Minnesota
Kittson County, Minnesota
Koochiching County, Minnesota
Lac Qui Parle County, Minnesota
Lake County, Minnesota
Lake Of The Woods County, Minnesota
Le Sueur County, Minnesota
Lincoln County, Minnesota
Lyon County, Minnesota
Mcleod County, Minnesota
Mahnomen County, Minnesota
Marshall County, Minnesota
Martin County, Minnesota
Meeker County, Minnesota
Mille Lacs County, Minnesota
Morrison County, Minnesota
Mower County, Minnesota
Murray County, Minnesota
Nicollet County, Minnesota
Nobles County, Minnesota
Norman County, Minnesota
Olmsted County, Minnesota
Otter Tail County, Minnesota
Pennington County, Minnesota
Pine County, Minnesota
Pipestone County, Minnesota
Polk County, Minnesota
Pope County, Minnesota
Ramsey County, Minnesota
Red Lake County, Minnesota
Redwood County, Minnesota
Renville County, Minnesota
Rice County, Minnesota
Rock County, Minnesota
Roseau County, Minnesota
St. Louis County, Minnesota
Scott County, Minnesota
Sherburne County, Minnesota
Sibley County, Minnesota
Stearns County, Minnesota
Steele County, Minnesota
Stevens County, Minnesota
Swift County, Minnesota
Todd County, Minnesota
Traverse County, Minnesota
Wabasha County, Minnesota
Wadena County, Minnesota
Waseca County, Minnesota
Washington County, Minnesota
Watonwan County, Minnesota
Wilkin County, Minnesota
Winona County, Minnesota
Wright County, Minnesota
Yellow Medicine County, Minnesota
National Data

See Today’s Mortgage Rates in Minnesota

       

Today's 30-year fixed-rate mortgage rate in Minnesota is 6.375%. See current mortgage rates for every mortgage product and check your eligibility for first-time home buyer programs with an Immedate Mortgage Approval by Homebuyer.com.

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