Dan Green
Dan Green

Dan Green

Homebuyer.com

Dan Green (NMLS 227607) is a licensed mortgage professional who has helped millions of people achieve their American Dream of homeownership. Dan has developed dozens of tools, written thousands of mortgage articles, and recorded hundreds of educational videos. .

Couple at home looking at tablet

This website discusses mortgage programs and how to qualify. Your eligibility may vary based on lender guidelines and investor overlays. Check with your lender for specific details.

Trusted Content
Homebuyer Logo

Trusted Content

This article was checked for accuracy as of December 2, 2024. Learn more about our commitments to accuracy and your mortgage education in our editorial guidelines.

Published: December 2, 2024

2025 Conventional and FHA Mortgage Loan Limits for Montana

Conforming Loans
FHA Loans
Property Type
2025 Loan Limit
1-Unit Homes
$806,500
2-Unit Homes
$1,032,650
3-Unit Homes
$1,248,150
4-Unit Homes
$1,551,250
Source: Federal Housing Finance Agency; Federal Housing Administration

Montana mortgage loan limits apply in:

2025 Mortgage Loan Limits - Conforming, FHA, and High-Cost Area
Video Length: 06:51

Historical Charts: Mortgage Loan Limits in Montana

Montana mortgage loan limits adjust annually to match changes in the FHFA House Price Index.

Conforming Loans
FHA Loans

Mortgage Statistics from Montana

Montana mortgage statistics are sourced from the FFIEC, which collects anonymous HMDA mortgage data from U.S. mortgage applications.

Mortgages
Total
Purchase Mortgages (2018-2023)
82,828
Loan Type
Relative Share
Conventional
73.04%
FHA
11.68%
VA
12.12%
USDA
3.15%
Property Type
Relative Share
1-Unit Homes
98.45%
2-Unit Homes
1.18%
3-Unit Homes
0.15%
4-Unit Homes
0.22%
Borrower Status
Relative Share
One Applicant
46.91%
Two or More Applicants
53.09%
Gender
Relative Share
Male
29.87%
Female
18.03%
Joint Sex
47.20%
Not Available
4.90%
Race
Relative Share
American Indian / Alaska Native
1.20%
Asian
0.80%
Black / African American
0.30%
Native Hawaiian / Other Pacific Islander
0.11%
White
85.84%
Mixed Race
2.20%
Other Race
9.55%
Ethnicity
Relative Share
Hispanic or Latino
1.83%
Not Hispanic or Latino
85.19%
Joint Ethnicity
1.93%
Other Ethnicity
11.04%
Montana data represents closed-end, first-lien purchase mortgages for 1-4 unit residential properties since 2018. Source: FFIEC Home Mortgage Disclosure Act

Mortgage Loan Limits in All Montana Counties

2025 conforming and FHA mortgage loan limits for all Montana counties. Local loan limits and county-level mortgage data updated regularly.

Montana Counties

Beaverhead County, Montana
Big Horn County, Montana
Blaine County, Montana
Broadwater County, Montana
Carbon County, Montana
Carter County, Montana
Cascade County, Montana
Chouteau County, Montana
Custer County, Montana
Daniels County, Montana
Dawson County, Montana
Deer Lodge County, Montana
Fallon County, Montana
Fergus County, Montana
Flathead County, Montana
Gallatin County, Montana
Garfield County, Montana
Glacier County, Montana
Golden Valley County, Montana
Granite County, Montana
Hill County, Montana
Jefferson County, Montana
Judith Basin County, Montana
Lake County, Montana
Lewis And Clark County, Montana
Liberty County, Montana
Lincoln County, Montana
Mccone County, Montana
Madison County, Montana
Meagher County, Montana
Mineral County, Montana
Missoula County, Montana
Musselshell County, Montana
Park County, Montana
Petroleum County, Montana
Phillips County, Montana
Pondera County, Montana
Powder River County, Montana
Powell County, Montana
Prairie County, Montana
Ravalli County, Montana
Richland County, Montana
Roosevelt County, Montana
Rosebud County, Montana
Sanders County, Montana
Sheridan County, Montana
Silver Bow County, Montana
Stillwater County, Montana
Sweet Grass County, Montana
Teton County, Montana
Toole County, Montana
Treasure County, Montana
Valley County, Montana
Wheatland County, Montana
Wibaux County, Montana
Yellowstone County, Montana
National Data

See Today’s Mortgage Rates

Get a personalized mortgage quote and check your eligibility for first-time home buyer programs now. Eligible home buyers can be pre-approved in as little as 3 minutes.

Start Pre-approval

Find out what you can purchase today

Let's make your dream of Homeownership a reality. Get a home price and rate, right now.
Novus logo

Member FDIC. Equal Housing Lender.

             

Homebuyer.com
Operated by Novus Home Mortgage
230 Findlay Street
Cincinnati, OH 45214
513-824-8171

Equal Housing Lender Member FDIC

Notices

Links

Mortgages

Tools

© 2021-2024 All rights reserved. Member FDIC. Equal Housing Lender. Novus Home Mortgage, a division of Ixonia Bank, NMLS #423065. The website is not available in Connecticut, New York, Washington, Hawaii, and Alaska. Growella is not licensed or registered to engage in mortgage loan origination activities for mortgage loans on 1-4 family residential properties located in New York. This website is not approved by the state of New York. A self-directed mortgage means the customer provides application information and selects loan terms independently. Guidance from a loan officer is available for informational purposes only. This process is not fully automated and does not increase the likelihood of mortgage approval compared to a typical mortgage application. All applications are subject to standard underwriting and approval criteria. This website has no affiliation with the US Department of Housing and Urban Development, the US Department of Veterans Affairs, the US Department of Agriculture, or any other government agency. US government agencies have not reviewed this information, and this site is not connected with any government agency.