Dan Green

Dan Green

Since 2003, Dan Green has been a leading mortgage lender and respected industry authority. His unwavering commitment to first-time home buyers and home buyer education has established him as a trusted voice among his colleagues, his peers, and the media. Dan founded Homebuyer.com to expand the American Dream of Homeownership to all who want it. .

Couple at home looking at tablet

How We Make Money

Homebuyer.com is your trusted guide to homeownership. Since 2003, our team has offered real-world expertise and advice to tens of millions of U.S. home buyers. Our content stands on its integrity: it's factual, unbiased, and free from outside influences. Read more about our governing editorial guidelines.

We also exist for profit and want our readers to understand how we make money.


Homebuyer.com is a mortgage-company-affiliated publisher. We earn compensation when you click specific links on the website, or apply for a mortgage with Homebuyer.com or partner listed in our comparison tables. Our partners compensate us differently, so we randomize our tables to protect our readers from steering. We may also earn compensation for advertisements on the site, which are indicated clearly. Note that limitations in our software, whether we originate mortgages in your area, and credit factors may affect the offers and comparison tables you see on various parts of this site. We do not include offers for every mortgage product available. Someday, we hope we will.

Certified Accurate

Certified Accurate

Your trust matters to us. This article was thoroughly checked for accuracy as of February 14, 2024. Homebuyer.com ensures every piece of information we share reflects the latest in mortgage standards. Learn more about our commitments to our readers in our editorial guidelines.

Mortgage Loan Limits for Georgia

Conforming Loans
FHA Loans
Property Type
2024 Loan Limit
1-Unit Homes
$766,550
2-Unit Homes
$981,500
3-Unit Homes
$1,186,350
4-Unit Homes
$1,474,400
Source: Federal Housing Finance Agency; Federal Housing Administration

Georgia mortgage loan limits apply in:

Historical Charts: Mortgage Loan Limits in Georgia

Georgia mortgage loan limits adjust annually to match changes in the FHFA House Price Index.

Conforming Loans
FHA Loans

Mortgage Statistics from Georgia

Georgia mortgage statistics are sourced from the FFIEC, which collects anonymous HMDA mortgage data from U.S. mortgage applications.

Loan Type
Relative Share
Conventional
62.37%
FHA
21.66%
VA
1.57%
USDA
14.40%
Property Type
Relative Share
1-Unit Homes
99.66%
2-Unit Homes
0.27%
3-Unit Homes
0.03%
4-Unit Homes
0.03%
Borrower Status
Relative Share
One Borrower
71.16%
Two or More Borrowers
28.84%
Gender
Relative Share
Male
49.53%
Female
29.74%
Not Specified
20.73%
Race
Relative Share
American Indian / Alaska Native
0.32%
Asian
7.35%
Black / African American
22.96%
Native Hawaiian / Other Pacific Islander
0.16%
White
67.38%
Other
1.83%
Ethnicity
Relative Share
Hispanic or Latino
8.50%
Not Hispanic or Latino
89.60%
Georgia data represents 2018-2022 closed-end, first-lien purchase mortgages for 1-4 unit residential properties. Source: FFEIC Home Mortgage Disclosure Act

Mortgage Loan Limits in All Georgia Counties

2024 conforming and FHA mortgage loan limits for all Georgia counties. Local loan limits and county-level mortgage data updated regularly.

Georgia Counties

Appling County, Georgia
Atkinson County, Georgia
Bacon County, Georgia
Baker County, Georgia
Baldwin County, Georgia
Banks County, Georgia
Barrow County, Georgia
Bartow County, Georgia
Ben Hill County, Georgia
Berrien County, Georgia
Bibb County, Georgia
Bleckley County, Georgia
Brantley County, Georgia
Brooks County, Georgia
Bryan County, Georgia
Bulloch County, Georgia
Burke County, Georgia
Butts County, Georgia
Calhoun County, Georgia
Camden County, Georgia
Candler County, Georgia
Carroll County, Georgia
Catoosa County, Georgia
Charlton County, Georgia
Chatham County, Georgia
Chattahoochee County, Georgia
Chattooga County, Georgia
Cherokee County, Georgia
Clarke County, Georgia
Clay County, Georgia
Clayton County, Georgia
Clinch County, Georgia
Cobb County, Georgia
Coffee County, Georgia
Colquitt County, Georgia
Columbia County, Georgia
Cook County, Georgia
Coweta County, Georgia
Crawford County, Georgia
Crisp County, Georgia
Dade County, Georgia
Dawson County, Georgia
Decatur County, Georgia
Dekalb County, Georgia
Dodge County, Georgia
Dooly County, Georgia
Dougherty County, Georgia
Douglas County, Georgia
Early County, Georgia
Echols County, Georgia
Effingham County, Georgia
Elbert County, Georgia
Emanuel County, Georgia
Evans County, Georgia
Fannin County, Georgia
Fayette County, Georgia
Floyd County, Georgia
Forsyth County, Georgia
Franklin County, Georgia
Fulton County, Georgia
Gilmer County, Georgia
Glascock County, Georgia
Glynn County, Georgia
Gordon County, Georgia
Grady County, Georgia
Greene County, Georgia
Gwinnett County, Georgia
Habersham County, Georgia
Hall County, Georgia
Hancock County, Georgia
Haralson County, Georgia
Harris County, Georgia
Hart County, Georgia
Heard County, Georgia
Henry County, Georgia
Houston County, Georgia
Irwin County, Georgia
Jackson County, Georgia
Jasper County, Georgia
Jeff Davis County, Georgia
Jefferson County, Georgia
Jenkins County, Georgia
Johnson County, Georgia
Jones County, Georgia
Lamar County, Georgia
Lanier County, Georgia
Laurens County, Georgia
Lee County, Georgia
Liberty County, Georgia
Lincoln County, Georgia
Long County, Georgia
Lowndes County, Georgia
Lumpkin County, Georgia
Mcduffie County, Georgia
Mcintosh County, Georgia
Macon County, Georgia
Madison County, Georgia
Marion County, Georgia
Meriwether County, Georgia
Miller County, Georgia
Mitchell County, Georgia
Monroe County, Georgia
Montgomery County, Georgia
Morgan County, Georgia
Murray County, Georgia
Muscogee County, Georgia
Newton County, Georgia
Oconee County, Georgia
Oglethorpe County, Georgia
Paulding County, Georgia
Peach County, Georgia
Pickens County, Georgia
Pierce County, Georgia
Pike County, Georgia
Polk County, Georgia
Pulaski County, Georgia
Putnam County, Georgia
Quitman County, Georgia
Rabun County, Georgia
Randolph County, Georgia
Richmond County, Georgia
Rockdale County, Georgia
Schley County, Georgia
Screven County, Georgia
Seminole County, Georgia
Spalding County, Georgia
Stephens County, Georgia
Stewart County, Georgia
Sumter County, Georgia
Talbot County, Georgia
Taliaferro County, Georgia
Tattnall County, Georgia
Taylor County, Georgia
Telfair County, Georgia
Terrell County, Georgia
Thomas County, Georgia
Tift County, Georgia
Toombs County, Georgia
Towns County, Georgia
Treutlen County, Georgia
Troup County, Georgia
Turner County, Georgia
Twiggs County, Georgia
Union County, Georgia
Upson County, Georgia
Walker County, Georgia
Walton County, Georgia
Ware County, Georgia
Warren County, Georgia
Washington County, Georgia
Wayne County, Georgia
Webster County, Georgia
Wheeler County, Georgia
White County, Georgia
Whitfield County, Georgia
Wilcox County, Georgia
Wilkes County, Georgia
Wilkinson County, Georgia
Worth County, Georgia
National Data

See Today’s Mortgage Rates in Georgia

       

Today's 30-year fixed-rate mortgage rate in Georgia is 6.375%. See current mortgage rates for every mortgage product and check your eligibility for first-time home buyer programs with an Immedate Mortgage Approval by Homebuyer.com.

Subscribe to our Newsletter

Be a better buyer. Subscribe now and never miss out on exclusive insights, new market trends, and first-time buyer programs.

Ready to get started?

Finding your dream starts here. Apply in minutes.

Get Pre-approved
© 2021-2024 All rights reserved. Growella Inc d/b/a Homebuyer. Homebuyer.com is powered by Novus Home Mortgage, a division of Ixonia Bank, NMLS 423065. www.nmlsconsumeraccess.org Homebuyer is located at 230 Findlay Street, Cincinnati, Ohio 45214. Novus Home Mortgage, a division of Ixonia Bank, is located at 20225 Water Tower Blvd. Suite 400, Brookfield, WI 53045. We have no affiliation with the US Department of Housing and Urban Development, the US Department of Veterans Affairs, the US Department of Agriculture, or any other government agency. US Government agencies have not reviewed this information and this site is not connected with any government agency. Equal Housing Lender. Applicant subject to credit and underwriting approval. Not all applicants will be approved for financing. The receipt of the application does not represent an approval for financing or interest rate guarantee. Restrictions may apply.
Get Today's Mortgage Rates »