Dan Green
Dan Green

Dan Green

Homebuyer.com

Dan Green (NMLS 227607) is a licensed mortgage professional who has helped millions of people achieve their American Dream of homeownership. Dan has developed dozens of tools, written thousands of mortgage articles, and recorded hundreds of educational videos. .

Dan Green

Dan Green

Homebuyer.com

Dan Green (NMLS 227607) is a licensed mortgage professional who has helped millions of people achieve their American Dream of homeownership. Dan has developed dozens of tools, written thousands of mortgage articles, and recorded hundreds of educational videos. .

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This website discusses mortgage programs and how to qualify. Your eligibility may vary based on lender guidelines and investor overlays. Check with your lender for specific details.

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This article was checked for accuracy as of December 2, 2024. Learn more about our commitments to accuracy and your mortgage education in our editorial guidelines.

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Trusted Content

This article was checked for accuracy as of December 2, 2024. Learn more about our commitments to accuracy and your mortgage education in our editorial guidelines.

Published: December 2, 2024

2025 Conventional and FHA Mortgage Loan Limits for Georgia

Conforming Loans
FHA Loans
Property Type
2025 Loan Limit
1-Unit Homes
$806,500
2-Unit Homes
$1,032,650
3-Unit Homes
$1,248,150
4-Unit Homes
$1,551,250
Source: Federal Housing Finance Agency; Federal Housing Administration

Georgia mortgage loan limits apply in:

2025 Mortgage Loan Limits - Conforming, FHA, and High-Cost Areas
Video Length: 06:51

Historical Charts: Mortgage Loan Limits in Georgia

Georgia mortgage loan limits adjust annually to match changes in the FHFA House Price Index.

Conforming Loans
FHA Loans

Mortgage Statistics from Georgia

Georgia mortgage statistics are sourced from the FFIEC, which collects anonymous HMDA mortgage data from U.S. mortgage applications.

Mortgages
Total
Purchase Mortgages (2018-2023)
916,581
Loan Type
Relative Share
Conventional
63.15%
FHA
22.04%
VA
12.64%
USDA
2.17%
Property Type
Relative Share
1-Unit Homes
99.44%
2-Unit Homes
0.42%
3-Unit Homes
0.07%
4-Unit Homes
0.07%
Borrower Status
Relative Share
One Applicant
64.10%
Two or More Applicants
35.90%
Gender
Relative Share
Male
37.04%
Female
26.06%
Joint Sex
29.34%
Not Available
7.56%
Race
Relative Share
American Indian / Alaska Native
0.28%
Asian
6.48%
Black / African American
19.72%
Native Hawaiian / Other Pacific Islander
0.13%
White
56.28%
Mixed Race
1.85%
Other Race
15.26%
Ethnicity
Relative Share
Hispanic or Latino
7.35%
Not Hispanic or Latino
75.53%
Joint Ethnicity
1.66%
Other Ethnicity
15.46%
Georgia data represents closed-end, first-lien purchase mortgages for 1-4 unit residential properties since 2018. Source: FFIEC Home Mortgage Disclosure Act

Mortgage Loan Limits in All Georgia Counties

2025 conforming and FHA mortgage loan limits for all Georgia counties. Local loan limits and county-level mortgage data updated regularly.

Georgia Counties

Appling County, Georgia
Atkinson County, Georgia
Bacon County, Georgia
Baker County, Georgia
Baldwin County, Georgia
Banks County, Georgia
Barrow County, Georgia
Bartow County, Georgia
Ben Hill County, Georgia
Berrien County, Georgia
Bibb County, Georgia
Bleckley County, Georgia
Brantley County, Georgia
Brooks County, Georgia
Bryan County, Georgia
Bulloch County, Georgia
Burke County, Georgia
Butts County, Georgia
Calhoun County, Georgia
Camden County, Georgia
Candler County, Georgia
Carroll County, Georgia
Catoosa County, Georgia
Charlton County, Georgia
Chatham County, Georgia
Chattahoochee County, Georgia
Chattooga County, Georgia
Cherokee County, Georgia
Clarke County, Georgia
Clay County, Georgia
Clayton County, Georgia
Clinch County, Georgia
Cobb County, Georgia
Coffee County, Georgia
Colquitt County, Georgia
Columbia County, Georgia
Cook County, Georgia
Coweta County, Georgia
Crawford County, Georgia
Crisp County, Georgia
Dade County, Georgia
Dawson County, Georgia
Decatur County, Georgia
Dekalb County, Georgia
Dodge County, Georgia
Dooly County, Georgia
Dougherty County, Georgia
Douglas County, Georgia
Early County, Georgia
Echols County, Georgia
Effingham County, Georgia
Elbert County, Georgia
Emanuel County, Georgia
Evans County, Georgia
Fannin County, Georgia
Fayette County, Georgia
Floyd County, Georgia
Forsyth County, Georgia
Franklin County, Georgia
Fulton County, Georgia
Gilmer County, Georgia
Glascock County, Georgia
Glynn County, Georgia
Gordon County, Georgia
Grady County, Georgia
Greene County, Georgia
Gwinnett County, Georgia
Habersham County, Georgia
Hall County, Georgia
Hancock County, Georgia
Haralson County, Georgia
Harris County, Georgia
Hart County, Georgia
Heard County, Georgia
Henry County, Georgia
Houston County, Georgia
Irwin County, Georgia
Jackson County, Georgia
Jasper County, Georgia
Jeff Davis County, Georgia
Jefferson County, Georgia
Jenkins County, Georgia
Johnson County, Georgia
Jones County, Georgia
Lamar County, Georgia
Lanier County, Georgia
Laurens County, Georgia
Lee County, Georgia
Liberty County, Georgia
Lincoln County, Georgia
Long County, Georgia
Lowndes County, Georgia
Lumpkin County, Georgia
Mcduffie County, Georgia
Mcintosh County, Georgia
Macon County, Georgia
Madison County, Georgia
Marion County, Georgia
Meriwether County, Georgia
Miller County, Georgia
Mitchell County, Georgia
Monroe County, Georgia
Montgomery County, Georgia
Morgan County, Georgia
Murray County, Georgia
Muscogee County, Georgia
Newton County, Georgia
Oconee County, Georgia
Oglethorpe County, Georgia
Paulding County, Georgia
Peach County, Georgia
Pickens County, Georgia
Pierce County, Georgia
Pike County, Georgia
Polk County, Georgia
Pulaski County, Georgia
Putnam County, Georgia
Quitman County, Georgia
Rabun County, Georgia
Randolph County, Georgia
Richmond County, Georgia
Rockdale County, Georgia
Schley County, Georgia
Screven County, Georgia
Seminole County, Georgia
Spalding County, Georgia
Stephens County, Georgia
Stewart County, Georgia
Sumter County, Georgia
Talbot County, Georgia
Taliaferro County, Georgia
Tattnall County, Georgia
Taylor County, Georgia
Telfair County, Georgia
Terrell County, Georgia
Thomas County, Georgia
Tift County, Georgia
Toombs County, Georgia
Towns County, Georgia
Treutlen County, Georgia
Troup County, Georgia
Turner County, Georgia
Twiggs County, Georgia
Union County, Georgia
Upson County, Georgia
Walker County, Georgia
Walton County, Georgia
Ware County, Georgia
Warren County, Georgia
Washington County, Georgia
Wayne County, Georgia
Webster County, Georgia
Wheeler County, Georgia
White County, Georgia
Whitfield County, Georgia
Wilcox County, Georgia
Wilkes County, Georgia
Wilkinson County, Georgia
Worth County, Georgia
National Data

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