Dan Green
Dan Green

Dan Green

Homebuyer.com

Dan Green (NMLS 227607) is a licensed mortgage professional who has helped millions of people achieve their American Dream of homeownership. Dan has developed dozens of tools, written thousands of mortgage articles, and recorded hundreds of educational videos. .

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This article was checked for accuracy as of December 2, 2024. Learn more about our commitments to accuracy and your mortgage education in our editorial guidelines.

Published: December 2, 2024

2025 Conventional and FHA Mortgage Loan Limits for Texas

Conforming Loans
FHA Loans
Property Type
2025 Loan Limit
1-Unit Homes
$806,500
2-Unit Homes
$1,032,650
3-Unit Homes
$1,248,150
4-Unit Homes
$1,551,250
Source: Federal Housing Finance Agency; Federal Housing Administration

Texas mortgage loan limits apply in:

2025 Mortgage Loan Limits - Conforming, FHA, and High-Cost Area
Video Length: 06:51

Historical Charts: Mortgage Loan Limits in Texas

Texas mortgage loan limits adjust annually to match changes in the FHFA House Price Index.

Conforming Loans
FHA Loans

Mortgage Statistics from Texas

Texas mortgage statistics are sourced from the FFIEC, which collects anonymous HMDA mortgage data from U.S. mortgage applications.

Mortgages
Total
Purchase Mortgages (2018-2023)
2,324,597
Loan Type
Relative Share
Conventional
65.72%
FHA
21.97%
VA
11.59%
USDA
0.71%
Property Type
Relative Share
1-Unit Homes
99.32%
2-Unit Homes
0.50%
3-Unit Homes
0.05%
4-Unit Homes
0.14%
Borrower Status
Relative Share
One Applicant
53.29%
Two or More Applicants
46.71%
Gender
Relative Share
Male
34.40%
Female
19.43%
Joint Sex
40.04%
Not Available
6.13%
Race
Relative Share
American Indian / Alaska Native
0.63%
Asian
8.47%
Black / African American
7.56%
Native Hawaiian / Other Pacific Islander
0.16%
White
65.28%
Mixed Race
2.83%
Other Race
15.08%
Ethnicity
Relative Share
Hispanic or Latino
22.71%
Not Hispanic or Latino
59.45%
Joint Ethnicity
4.50%
Other Ethnicity
13.34%
Texas data represents closed-end, first-lien purchase mortgages for 1-4 unit residential properties since 2018. Source: FFIEC Home Mortgage Disclosure Act

Mortgage Loan Limits in All Texas Counties

2025 conforming and FHA mortgage loan limits for all Texas counties. Local loan limits and county-level mortgage data updated regularly.

Texas Counties

Anderson County, Texas
Andrews County, Texas
Angelina County, Texas
Aransas County, Texas
Archer County, Texas
Armstrong County, Texas
Atascosa County, Texas
Austin County, Texas
Bailey County, Texas
Bandera County, Texas
Bastrop County, Texas
Baylor County, Texas
Bee County, Texas
Bell County, Texas
Bexar County, Texas
Blanco County, Texas
Borden County, Texas
Bosque County, Texas
Bowie County, Texas
Brazoria County, Texas
Brazos County, Texas
Brewster County, Texas
Briscoe County, Texas
Brooks County, Texas
Brown County, Texas
Burleson County, Texas
Burnet County, Texas
Caldwell County, Texas
Calhoun County, Texas
Callahan County, Texas
Cameron County, Texas
Camp County, Texas
Carson County, Texas
Cass County, Texas
Castro County, Texas
Chambers County, Texas
Cherokee County, Texas
Childress County, Texas
Clay County, Texas
Cochran County, Texas
Coke County, Texas
Coleman County, Texas
Collin County, Texas
Collingsworth County, Texas
Colorado County, Texas
Comal County, Texas
Comanche County, Texas
Concho County, Texas
Cooke County, Texas
Coryell County, Texas
Cottle County, Texas
Crane County, Texas
Crockett County, Texas
Crosby County, Texas
Culberson County, Texas
Dallam County, Texas
Dallas County, Texas
Dawson County, Texas
Deaf Smith County, Texas
Delta County, Texas
Denton County, Texas
Dewitt County, Texas
Dickens County, Texas
Dimmit County, Texas
Donley County, Texas
Duval County, Texas
Eastland County, Texas
Ector County, Texas
Edwards County, Texas
Ellis County, Texas
El Paso County, Texas
Erath County, Texas
Falls County, Texas
Fannin County, Texas
Fayette County, Texas
Fisher County, Texas
Floyd County, Texas
Foard County, Texas
Fort Bend County, Texas
Franklin County, Texas
Freestone County, Texas
Frio County, Texas
Gaines County, Texas
Galveston County, Texas
Garza County, Texas
Gillespie County, Texas
Glasscock County, Texas
Goliad County, Texas
Gonzales County, Texas
Gray County, Texas
Grayson County, Texas
Gregg County, Texas
Grimes County, Texas
Guadalupe County, Texas
Hale County, Texas
Hall County, Texas
Hamilton County, Texas
Hansford County, Texas
Hardeman County, Texas
Hardin County, Texas
Harris County, Texas
Harrison County, Texas
Hartley County, Texas
Haskell County, Texas
Hays County, Texas
Hemphill County, Texas
Henderson County, Texas
Hidalgo County, Texas
Hill County, Texas
Hockley County, Texas
Hood County, Texas
Hopkins County, Texas
Houston County, Texas
Howard County, Texas
Hudspeth County, Texas
Hunt County, Texas
Hutchinson County, Texas
Irion County, Texas
Jack County, Texas
Jackson County, Texas
Jasper County, Texas
Jeff Davis County, Texas
Jefferson County, Texas
Jim Hogg County, Texas
Jim Wells County, Texas
Johnson County, Texas
Jones County, Texas
Karnes County, Texas
Kaufman County, Texas
Kendall County, Texas
Kenedy County, Texas
Kent County, Texas
Kerr County, Texas
Kimble County, Texas
King County, Texas
Kinney County, Texas
Kleberg County, Texas
Knox County, Texas
Lamar County, Texas
Lamb County, Texas
Lampasas County, Texas
La Salle County, Texas
Lavaca County, Texas
Lee County, Texas
Leon County, Texas
Liberty County, Texas
Limestone County, Texas
Lipscomb County, Texas
Live Oak County, Texas
Llano County, Texas
Loving County, Texas
Lubbock County, Texas
Lynn County, Texas
Mcculloch County, Texas
Mclennan County, Texas
Mcmullen County, Texas
Madison County, Texas
Marion County, Texas
Martin County, Texas
Mason County, Texas
Matagorda County, Texas
Maverick County, Texas
Medina County, Texas
Menard County, Texas
Midland County, Texas
Milam County, Texas
Mills County, Texas
Mitchell County, Texas
Montague County, Texas
Montgomery County, Texas
Moore County, Texas
Morris County, Texas
Motley County, Texas
Nacogdoches County, Texas
Navarro County, Texas
Newton County, Texas
Nolan County, Texas
Nueces County, Texas
Ochiltree County, Texas
Oldham County, Texas
Orange County, Texas
Palo Pinto County, Texas
Panola County, Texas
Parker County, Texas
Parmer County, Texas
Pecos County, Texas
Polk County, Texas
Potter County, Texas
Presidio County, Texas
Rains County, Texas
Randall County, Texas
Reagan County, Texas
Real County, Texas
Red River County, Texas
Reeves County, Texas
Refugio County, Texas
Roberts County, Texas
Robertson County, Texas
Rockwall County, Texas
Runnels County, Texas
Rusk County, Texas
Sabine County, Texas
San Augustine County, Texas
San Jacinto County, Texas
San Patricio County, Texas
San Saba County, Texas
Schleicher County, Texas
Scurry County, Texas
Shackelford County, Texas
Shelby County, Texas
Sherman County, Texas
Smith County, Texas
Somervell County, Texas
Starr County, Texas
Stephens County, Texas
Sterling County, Texas
Stonewall County, Texas
Sutton County, Texas
Swisher County, Texas
Tarrant County, Texas
Taylor County, Texas
Terrell County, Texas
Terry County, Texas
Throckmorton County, Texas
Titus County, Texas
Tom Green County, Texas
Travis County, Texas
Trinity County, Texas
Tyler County, Texas
Upshur County, Texas
Upton County, Texas
Uvalde County, Texas
Val Verde County, Texas
Van Zandt County, Texas
Victoria County, Texas
Walker County, Texas
Waller County, Texas
Ward County, Texas
Washington County, Texas
Webb County, Texas
Wharton County, Texas
Wheeler County, Texas
Wichita County, Texas
Wilbarger County, Texas
Willacy County, Texas
Williamson County, Texas
Wilson County, Texas
Winkler County, Texas
Wise County, Texas
Wood County, Texas
Yoakum County, Texas
Young County, Texas
Zapata County, Texas
Zavala County, Texas
National Data

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© 2021-2024 All rights reserved. Member FDIC. Equal Housing Lender. Novus Home Mortgage, a division of Ixonia Bank, NMLS #423065. The website is not available in Connecticut, New York, Washington, Hawaii, and Alaska. Growella is not licensed or registered to engage in mortgage loan origination activities for mortgage loans on 1-4 family residential properties located in New York. This website is not approved by the state of New York. A self-directed mortgage means the customer provides application information and selects loan terms independently. Guidance from a loan officer is available for informational purposes only. This process is not fully automated and does not increase the likelihood of mortgage approval compared to a typical mortgage application. All applications are subject to standard underwriting and approval criteria. This website has no affiliation with the US Department of Housing and Urban Development, the US Department of Veterans Affairs, the US Department of Agriculture, or any other government agency. US government agencies have not reviewed this information, and this site is not connected with any government agency.